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If you are interested in securing an asset-based loan, you need to select the assets you can use to qualify. For example, you may have liquid cash in a bank account or you may have retirement accounts that you would like to use.

To secure the best asset-based lending rates, work with us to identify your chosen assets. Generally, you can qualify for up to 70 percent of your total assets. This might include a retirement account, a savings account, or even an investment portfolio. It would be our pleasure to help you identify assets you can utilize for your asset-based loan.

We know many people have questions about asset-based loans in Florida. Traditionally, when you apply for a home loan, you need to show proof of income to qualify for the loan. In some cases, people might have unpredictable income, making it hard for them to qualify for a traditional mortgage. Or perhaps you are retired and on a small, fixed income. How can you qualify for mortgage loans in Florida? That is where an asset-based loan is helpful.

With an asset-based loan, you use an asset as income in order to get financing. Unlike pledging your assets as collateral with your bank, an asset-based loan allows borrowers to tap into the equity in their assets to demonstrate to the lender that they can repay the loan.