Hard Money Mortgage Lenders in Florida 

All Situations Welcome Call 954-667-9110

Owner-Occupied + Non Owner Occupied 

Commercial Asset-Based Mortgage Lenders

Hard Money Florida Mortgage Terms

• Types: Purchase, Refinance, and fast funding – All property types and situations welcome!
• Property Types: All property types welcome
• Closing: Average closing around 5-14 days, assuming no delays
• Rate: Market Rates
• Loan-to-Value (LTV): Often up to 50-75%, though some allow up to 100% CLTV in specific scenarios.
• Term Length: Short-term, usually 12 to 24 months, balloon amortized over 30 years. 
• Closing Time: Rapid, often 7-14 days or slightly longer, depending on the lender.
• Situations: All situations welcome

Hard Money Florida Property Types:

• Single-family home – Florida Hard Money Mortgage Lenders: 
• Townhouse- Florida Hard Money Mortgage lenders: 
• Manufactured home – Florida Hard Money Mortgage Lenders : 
• Multifamily – Florida Hard Money Mortgage Lenders: 
• Villa – Florida Hard Money Mortgage Lenders: 
• Condos- Florida Hard Money approved Condos: 
• Commercial – Florida Commercial Hard Money Mortgage Lenders :
• Condotel or Condo Hotel – Hard Money Mortgage Lenders: 
• Jumbo Luxury – Bad Credit Mortgage Lenders:
• Co-op Florida – Bad Credit Mortgage Lenders:
• Non-Warrantable Condo – Hard Money Mortgage Lenders: 
• Rental Property – Hard Money Mortgage Lenders: 
• Pad Split – Hard Money Florida Mortgage Lenders:
• Land – Florida Hard Money Land Lenders:

Commercial Property Hard Money Includes: 

• Bad Credit Hard Money Commerical Florida Mortgage Lenders: 
• Parking lot Florida Hard Money Mortgage Lenders:
• Agricultural Hard Money Florida Mortgage Lenders: 
• Car Dealership Hard Money Florida Mortgage Lenders:
• Industrial Florida Hard Money Mortgage Lenders:
• Assisted Living Home Hard Money Florida Mortgage Lenders:
• Funeral Home Florida Hard Money Mortgage Lenders: 
• Multifamily Hard Money Florida Mortgage Lenders:
• HOA Mortgage Lenders In Florida:
• Vacant Land Florida Hard Money Lenders:
  
• Commerical Land Florida Hard Money Lenders:
  
• Hotel Hard Money Florida Mortgage Lenders:
• Motel Hard Money Florida Mortgage Lenders:
• Inherited Commercial Property Refinance Before Probate:
• Warehouse Florida Hard Money Mortgage Lenders:
• Stop Foreclosure Commerical Mortgage Lenders Florida: 
• Finish Construction Florida Hard Money Lenders:
• Commerical Refinance Before Probate In Florida:
• Refinance Hard Money Florida Commerical Pace Loan: 
• Luxury Mansion Florida Hard Money Mortgage Lenders :
  
• Cashout Refinace Commercial Property Listed For Sale In Florida: 
• Commerical Florida Refinance Buyout Partner:

Hard Money Florida Mortgage Situations: 

Yes, we have Private Hard Money Florida Mortgage Lenders & Bad Credit Florida mortgage lenders, NO Tax Return Cashout Condo Hard Money Florida Lenders, – Lis Pendens –  Refinance Claim of lien – Refinance Florida Tax Lien – Refinance Judgments –Commerical hard money lenders– Refinance Florida Lis Pendens –Refinance Florida Claim of lien –Refinance To Pay Florida Tax Lien – Divorce mortgage refinance –  Refinance Florida Code Violations –Refinance Florida Final Judgment –Buy-Out-Florida Mortgage Refinance –Mortgage with 30-60-90 day late payments –Tax Lien Assessment Refinance –Department Of Revenue Warrant –Refinance Past Due HOA–  Stop Forclosure –  Department Of Revenue Warrant – Refinance Florida HOA-  Stop Forclosure–  Refinance Bankruptcy – Inheritance Bad Credit Cashout Refinance, Divorce Refinance Buyout – Cashout Refinance Home Listed For Sale Bad Credit –– Refinance Divorce Buyout –  business partners,– inheritance Cashout– Refinance Buyouts– Buyout Agreements – And more

Hard Money Refinance To Pay Florida Taxes:
– Refinance Lis Pendens– Refinance Claim of lien – Refinance Florida Tax Liens – Hard Money Mortgage Lenders

Yes, you can use a cash-out refinance to get funds to pay delinquent Florida property taxes, tax liens, IRS liens, or HOA-COA liens, essentially converting your Florida home’s equity into cash to clear up these tax debts. Quickly paying off commercial property taxes in Florida helps eliminate recurring penalties and potentially avoid foreclosure or code violations. To cash out refinance, you will need sufficient equity, must qualify, and it’s wise to check Florida’s intangible taxes for the new loan amount. This site does not contain legal advice.

• Commercial Properties – Include:

  Office – Florida Hard Money Lenders 

  • Executive suites – serviced offices (fully furnished short-term)
  • Coworking spaces – shared workspaces
  • Flex office (office + light industrial-warehouse)
  • Creative – loft offices (converted warehouses, industrial buildings)
  • Class A, B, C distinctions (quality-age-amenities)
  • Single-tenant headquarters – corporate campus
  • Multi-tenant mid-rise and low-rise office buildings
  • Government – civic office buildings (federal, state, county, municipal)
  • Professional office buildings (law, accounting, financial services)
  • Back-office – call center facilities (large floorplates)
  • Research & development – lab-office hybrids (life sciences)
  • Incubators – accelerators – startup hubs
  • Build-to-suit and owner-occupied office properties
  • Sublease and shadow (secondary) office space
  • Spec office buildings (built without an anchor tenant)
  • Adaptive reuse (historic buildings converted to offices, repurposed hotels)
  • Virtual offices – mailbox services (address and mail handling)
  • Campus-style office parks (multiple low-rise buildings, landscaping, amenities)
  • Waterfront and resort-office properties (executive suites in resort complexes)
  • Transit-oriented development (TOD) office near rail-bus hubs
  • Green – LEED-certified sustainable office buildings

• Retail – Florida Hard Money Lenders

• Neighborhood strip centers (convenience retail, small grocers, services)
• Food halls / market halls (multi-merchant food concepts)
• Specialty retail (sports, electronics, hobby stores)
• Showroom / gallery retail (furniture, auto, appliance showrooms)
• Pop-up retail / short-term retail kiosks (seasonal/tourist areas)
• Tourist-focused retail (beachfront shops, souvenir stores)
• Outlet and value centers (discount-focused shopping destinations)
• Mixed-use ground-floor retail (retail under residential/office)
• Service-oriented retail (salons, dry cleaners, medical/dental offices in retail settings)
• Flea markets / swap meets (open-air/community markets)
• Farmers markets / specialty food markets (local produce/ artisanal)
• Retail-warehouse / hybrid showroom-warehouse (big-box + inventory on-site)
• Drive-thru retail (fast food, banks, pharmacies with drive-thru lanes)
• Community centers / strip malls (larger grocer-anchored centers)
• Power centers (big-box retailers, category anchors)
• Regional malls / super-regional malls (enclosed shopping malls)
• Lifestyle centers (open-air, upscale retail + dining/entertainment)
• Outlet centers (factory/outlet stores, tourist-draw)
• Freestanding retail pads (single-tenant restaurants, banks, pharmacies)
• Street-front main‑street retail (urban storefronts, boutique shops)
• Transit-oriented retail (retail adjacent to rail/bus stations)
• Convenience stores with fuel (gas stations + c-store)

• Industrial – Florida Hard Money Lenders

  • Distribution-fulfillment centers (e-commerce, omnichannel)
  • Asphalt plants, concrete batching plants, and aggregate yards
  • Recycling centers, materials recovery facilities, and scrap yards
  • Salvage yards and vehicle dismantling facilities
  • Equipment rental yards, contractor yards, and outdoor storage
  • Vehicle maintenance shops and heavy-equipment service centers
  • Shipyards, boatyards, dry docks, and marine fabrication
  • Aircraft hangars and aviation maintenance facilities
  • Data-center-adjacent industrial buildings (support facilities)
  • Printing, packaging, and labeling plants
  • Cold-controlled-atmosphere ripening and agricultural packing houses
  • Nursery wholesale greenhouses and potting-propagation facilities
  • Waste transfer stations and composting-organic-processing sites
  • Testing, calibration, and industrial laboratories
  • Showroom-plus-warehouse (wholesale showrooms with back-stock)
  • Specimen-procurement distribution (medical supply warehouses)
  • Last-mile delivery facilities (urban-near-pop)
  • Cross-dock terminals
  • Bulk warehouse – high-bay racked storage
  • Ambient, refrigerated, and frozen cold-storage warehouses (cold chain)
  • Food-processing plants, canneries, and beverage bottling
  • Pharmaceutical-biotech manufacturing and cleanrooms
  • Light manufacturing – assembly plants
  • Heavy manufacturing – fabrication shops (steel, machinery)
  • Machine shops and metalworking facilities
  • Flex R&D – lab-office-industrial hybrids
  • Speculative and build-to-suit industrial buildings
  • Rail-served warehouses and transload facilities
  • Port-served-port-adjacent logistics facilities
  • Intermodal container yards and container freight stations
  • Truck terminals, trucking depots, and trailer storage yards
  • Truck courts and gate-served logistics parks
  • Cold-chain refrigerated trucking terminals
  • Tank farms, bulk liquid storage, and chemical storage facilities
  • Hazardous materials storage and handling facilities

• 
  Hospitality – Lodging – Florida Hard Money Lenders

  • Full-service hotels (conference facilities, on-site restaurants, pools, concierge)
  • Conference centers and convention hotels (large meeting/function space)
  • Casino hotels (gaming operations with lodging) — limited to jurisdictions permitting casinos
  • Boutique resort spas and wellness resorts (destination wellness)
  • Golf resorts and country-club hotels
  • Marina-resort / boat-access lodging (yacht clubs, waterfront resorts)
  • Eco-lodges and eco-resorts (nature-focused, low-impact)
  • Airport hotels and airport-adjacent lodging (business travel-oriented)
  • Hostel and budget shared accommodations (backpacker/low-cost)
  • Boutique apartment-hotel hybrids (serviced apartments, corporate housing)
  • Adaptive reuse lodging (converted historic buildings, warehouses, schools)
  • Resort residences / branded residences (luxury residences with hotel services)
  • Seasonal and pop-up lodging (snowbird-focused seasonal rentals)
  • Specialty lodging (boutique retreat centers, wedding/event venues with lodging)
  • Limited-service hotels (no full restaurant; basic amenities)
  • Boutique hotels (small, design-focused, unique branding)
  • Resort hotels (beach/resort amenities, on-site recreation, multiple F&B outlets)
  • All-inclusive resorts (package pricing, on-site activities and dining)
  • Extended-stay hotels (suites, kitchenettes, weekly/monthly stays)
  • Economy/motel properties (roadside motels, budget lodging)
  • Boutique inns and bed & breakfasts (small-scale, often historic)
  • Condominium hotels (condo units operated as hotel rentals)
  • Vacation rentals / short-term rental properties (single-family, condos, VRBO/Airbnb)
  • Timeshares and fractional-ownership resorts

Land – Lot – Florida Hard Money Lenders

• Commercial redevelopment corridors (main-street retail/restaurant corridors)
• Tourism‑oriented parcels (waterfront, beachfront, attractions)
• Highway‑oriented commercial land (service plazas, truck stops, travel centers)
• Utility/energy sites (solar farms, substations, energy infrastructure)
• Auto‑oriented sites (dealerships, service centers, car washes)
• Outdoor storage / yard land (equipment yards, contractor/storage lots)
• Institutional/civic land (schools, hospital campus expansion, government facilities)
• Mixed industrial-commercial acreage (transitional zones near industrial parks)
• Conservation‑easement trade/redevelopment parcels (redevelopable with mitigation)
• Agricultural-to-commercial conversion parcels (farmland rezoned for commercial use)
• Spec-ready / shovel-ready pads (entitled, infrastructure-ready parcels)
• Vacant commercial land (undeveloped parcels zoned for commercial uses)
• Pad sites (small parcels for freestanding retail/restaurant/build-to-suit)
• Infill lots (small vacant parcels inside built-up urban areas)
• Commercial development tracts (large acreage for shopping centers, office parks)
• Mixed‑use development land (vertical or horizontal residential + commercial)
• Industrial/warehouse land (logistics parks, distribution centers, truck courts)
• Port‑adjacent / marine industrial land (container yards, bulk cargo terminals, marinas)
• Airport/aviation land (hangars, FBOs, cargo ramps, aviation industrial)
• Flex/R&D land (for lab, light industrial, office-flex campuses)
• Hospitality/resort development land (hotel, resort, conference center sites)
• Transit‑oriented development (TOD) parcels near rail/bus hubs)
• Redevelopment/infill brownfield sites (environmentally impacted sites for reuse)

Funeral Home – Florida Hard Money Lenders

Funeral homes generally fall into a few main types, based on the services they offer, their ownership structure, and the cultural or environmental approach they follow.

Full-service funeral homes- These are the most traditional. They handle everything: embalming, viewings (visitations), funerals, burials, cremations, transportation, and paperwork. Many also have chapels and reception areas on-site.

Traditional funeral homes (burial-focused) emphasize casket burials, embalming, and formal services such as wakes and church funerals. They often work closely with cemeteries and religious institutions.

Cremation-focused Florida Funeral providers -These specialize in cremation services, often offering simpler memorial services before or after cremation. Some operate without a physical viewing room or chapel.

Direct cremation or direct burial providers -These are minimal-service funeral homes. They handle only the essential logistics (transportation, permits, disposition of remains) without ceremonies or embalming. This is usually the lowest-cost option.

Green (natural) Florida funeral homes – These focus on environmentally friendly practices—no embalming chemicals, biodegradable caskets or shrouds, and natural burial grounds. They aim to reduce environmental impact.

Religious or culturally specialized Florida funeral homes – These are tailored to specific faiths or cultural traditions, such as Jewish, Islamic, Hindu, or Orthodox Christian funeral practices. They follow specific rituals, timing rules, and preparation requirements.

Independent Florida funeral homes – Locally owned and operated. They often provide more personalized service and flexible pricing.

Corporate-owned Florida funeral homes – Part of larger chains or national companies. They may offer standardized services, bundled pricing, and shared facilities across locations.

Special-Purpose – Florida hard Money Mortgage Lenders 

• • • Hospitals and medical campuses (acute care hospitals, outpatient campuses)
    • Skilled nursing facilities and assisted‑living communities
    • Rehabilitation centers (physical therapy, addiction treatment)
    • Medical office campuses and ambulatory surgery centers
    • Hospice houses and palliative-care centers
    • Universities, colleges, and campus buildings (classrooms, dorms)
    • Charter and private school campuses (K–12)
    • Public school properties and administration buildings
    • Government buildings (city halls, courthouses, county service centers)
    • Correctional facilities and juvenile detention centers
    • Research institutes and life‑sciences labs (university-affiliated, private)
    • Museums, cultural centers, and performing‑arts theaters
    • Libraries and public archives
    • Religious facilities (churches, temples, mosques) and faith-based campuses
    • Convention and conference centers (municipal and resort-based)
    • Fire stations, police stations, and emergency services facilities
    • Veteran affairs centers and military bases/support facilities
    • Cemeteries, mausoleums, and funeral homes
    • Community centers, senior centers, and recreation centers
    • Childcare centers and early‑learning facilities
    • Botanical gardens, arboretums, and nature centers
    • Transit infrastructure facilities (bus depots, rail yards with institutional use)
    • Utility and water‑treatment plants with institutional zoning
    • Shelters and supportive‑housing facilities (homeless shelters, transitional housing)
    • Sports complexes and municipal stadiums used for institutional events
    • Philanthropic/nonprofit campuses and training centers
    • Specialized courts and administrative tribunals (family, probate, tax)
    • Animal shelters, humane society campuses, and veterinary teaching hospitals
    • Public parking garages and transportation hubs serving institutional uses

Automotive – Florida Hard Money Mortgage Lenders 

• New-car and used-car dealerships (single or multi-brand)
• Automotive-focused commercial strips/auto malls (concentrated clusters)
• Auto repair – service centers –Gas stations – convenience stores with fuel Car washes –
• Truck terminals – distribution yards
• Auto showrooms and sales lots, Auto repair – service centers, Gas stations – convenience stores with fuel
• Car washes, Truck terminals – distribution yards
• Service and repair centers (independent and franchise)
• Quick-lube and oil-change centers
• Tire shops and wheel/alignment centers
• Auto parts and accessories stores (warehouse/showroom)
• Gas stations/convenience stores with fuel islands
• Car dealerships,Car washes (self-serve, automatic, full‑service, tunnel)
• Drive‑thru service centers (oil, tire, quick service)
• Collision repair/body shops and paint shops
• Detail shops and ceramic-coating studios
• Vehicle storage yards and impound/towing yards
• Salvage yards and auto dismantlers/scrap yards
• RV, motorcycle, and powersports dealerships and service centers
• Marina/boat dealerships and marine service yards (coastal markets)
• Truck dealerships and commercial-vehicle sales/service centers
• Truck terminals, trucking depots, and trailer storage yards
• Fleet maintenance and vehicle-fleet yards (company fleets, public transit)
• Rental-car offices and on-site airport rental facilities
• Parking garages/lots and valet service facilities
• Drive-in inspection stations and state inspection/registration centers
• Mobile service hubs/service vans staging/dispatch yards
• EV charging hubs and battery swap/maintenance facilities
• Evacuation/seasonal staging yards (snowbird RV/boat storage)
• Automotive training schools and technician trade schools (campuses)
• Showroom-plus-warehouse (wholesale vehicle parts distribution)

If your property type is not listed, please call me at 954-667-911