Cashout Advance Inherited Property Before Probate
Yes, you cash get a cash advance on your probate before the process is complete. Or you could sell your beneficial interest in Florida inherited property before probate is complete. Regarding a refinance, you cannot refinance a home you do not own yet. Below is a list of options to cash out an inherited estate in Florida.
Options Include: No Upfront Fees – No Monthly Payments- No Min Credit Score
Options To Inheritance Cashout
1. Sell Beneficial Interest Florida Estate to Get Cash Now –
In Florida, selling a beneficial interest in a land trust involves a private transaction, unlike selling the Florida property itself, which requires public recording. The beneficiary can sell or assign their interest to a new owner without needing a deed or filing in the public record. This method allows for easy transfer of beneficial interest. In Florida, if a home is not in a trust, the beneficiary’s interest in the Florida home can be sold, but it involves a transfer of the beneficial interest, which is a different process than selling a home that is directly owned by the beneficiary. If a beneficiary wishes to sell their beneficial interest in an estate when the home is not in a trust, they can do so by privately assigning their interest. This is separate from selling the physical property, which would involve the trustee (if applicable) or the personal representative of the estate.
2. Inheritance Florida Cash Advance –
Inheritance cash advance, also known as a probate cash advance, allows you to access a portion of your inheritance or interest in the estate before the Florida probate is complete. Probate cash advances are essentially cash advances based on an inheritance claim, provided by a third-party Florida investor. You don’t repay the cash advance until the probate is complete. The repayment is typically a one-time fee or a fixed amount based on the inheritance, with cash credits given back for early repayment. Read More
3. FHA Mortgage Refinance After Florida Probate –
Probate must have been settled or completed, FHA cash-out refinance. A Borrower is NOT required to occupy the property for a minimum period before applying for a cash-out refinance, provided the Borrower has not treated the subject property as an Investment Property at any point since inheritance of the property. If the Borrower rents the property following inheritance, the Borrower is NOT eligible for cash-out refinance until the Borrower has occupied the property as a Principal Residence for at least 12 months. Read More
Inheritance Questions and Answers
- What is probate? Probate is the process completed when a decedent leaves assets to distribute, such as bank accounts, real estate, and financial investments. Probate is the general administration of a deceased person’s will or the estate of a deceased person without a will.
- What Is a Decedent? “Decedent” is a legal term used in tax and estate planning to refer to a deceased person
- What Is a Will? A will, also called a last will, is a legally enforceable declaration of how a person wants their property and assets distributed after death.
- What Is Intestate? Intestate refers to dying without a legal will. When a person dies intestate, deciding how their assets will be distributed becomes the responsibility of a state probate court. An intestate estate can also be one in which the will presented to the court was deemed to be invalid.
- What Is Probate Court? Probate court is a segment of the judicial system that oversees the execution of wills as well as the handling of estates, conservatorships, and guardianships. Probate court also handles the commitment of a person with psychiatric disabilities to institutions designed to help them.
- What Is a Conservatorship? A conservatorship is a legal arrangement in which a court appoints a person or a conservator to manage the financial and personal affairs of someone unable to do so themselves. This includes both minors and adults who are incapacitated due to mental or physical disabilities.
- Can I refinance a Florida home before probate is complete? In Florida, a personal representative can sell a house before probate administration, as long as the court approves the transaction. The property must go through probate before beneficiaries can inherit it. A homestead is exempt from creditors’ claims and not part of the decedent’s probate estate, allowing for quicker inheritance.
- What is probate administration? Probate administration is a legal process that occurs after a death to settle the estate of a deceased person. It involves collecting the property, paying the debts and taxes, and distributing the estate assets to the heirs or beneficiaries. In Florida, probate administration is based on the will, if there is one, or on the state law, if there is no will. An executor or an administrator is appointed to complete the Florida probate process.
- Is a Florida Probate Advance a “Loan”? A probate advance is also referred to as an advance inheritance funding, inheritance cash advance, immediate inheritance funding, inheritance lending, and probate lending. You might also hear the term “probate loan” when referring to this concept. A probate loan can refer to a differently structured type of advance inheritance lending, in which your inheritance is used as collateral for a loan. However, many people also use “probate loan” interchangeably with the type of probate advance.
- What if there are multiple beneficiaries, must all sell their interest? In a perfect world, everyone would agree to sell their interest in the estate. That doesn’t always happen, probate cash advance, and beneficial interest buyers are well aware of this and will still buy your interest. They assume the risk of that not happening and will not impact any potential deal you negotiate to sell your interest.
- What Is a Beneficiary? A beneficiary is an individual designated to receive the belongings or assets of another person after that person’s death. Beneficiaries often receive these benefits as an inheritance.
- What are the downsides of a probate cash advance? Probate Advances are expensive compared to standard loans. Probate advances or probate loans may cost a lot. For example, if you get a probate loan and the probate turns out to be relatively quick, you may lose a significant portion of your inheritance for the small advantage of getting the money just a few weeks or months earlier. Depending on the length of the Florida probate, the effective interest rate can range from a somewhat reasonable rate to over 100%.
- What documents do I need to apply for an inheritance advance? Some of the needed documents include a copy of your driver’s license, death certificate, and the notice to creditors. We can get the rest from your Florida probate attorney to get many of these items.
- Will credit problems prevent someone from getting an heir advance? No! Credit score and or payment history is not considered, 30,60,90 days late payments, delinquencies, discharges in bankruptcy, foreclosures, etc., will not prevent an heir from receiving a Florida probate cash advance. Florida probate cash advance may still obtain a credit report in preparing a case for funding to determine if there are judgments, child support or bankruptcy proceedings that may affect the eventual payment of the assignment.
- Is Probate Always Required in Florida? In almost all cases, probate is required when someone passes.. The only exceptions are if the estate was in a living trust or if all assets were able to be transferred to a listed beneficiary. If the decedent was the sole owner of the assets or if they were a co-owner with no legal provisions for transfer to the other owners at death, the estate will need to go through probate.
- Can I ask my parents for an advance on my inheritance? If your parents are handling an estate, they have to follow the Florida probate laws. That means they may have to ask the court’s permission to give you an advance.
- Is inheritance advance legit? Yes, advanced inheritance is exactly what it says it is. Funds are advanced up to a year in advance, and funds are rebated back to the heirs if funding happens sooner.
- What is it called when probate is complete? When Florida probate is complete, the process is typically referred to as closing the estate or estate settlement. This means the executor has fulfilled all duties, including paying debts, filing taxes, and distributing assets. A Florida Probate Court judge will then issue a Final Order for Discharge of Personal Representative. A Final Order for Discharge of Personal Representative is a court order that releases the personal representative, AKA executor or administrator, from any further duties related to managing the estate. This order essentially signifies that the Florida probate process has been completed, and the personal representative is no longer responsible for administration.
- How long does it take to get inheritance money in Florida? Many factors come into play, including how quickly the process begins. Probate usually takes a minimum of six months and up to 12 or 18 months in rare cases, 24 months if complex and litigated estates can add to the timeline. In almost all cases, Florida law requires that a licensed attorney administer the estate. Florida probate cash advances can be completed as soon as the Florida probate cash advancer determines the estate assets after probate is filed.
- What does Probate cash advance receive in return for the cash advance inheritance? In return for an immediate Florida cash advance, the heir sells a share of the beneficial interest in the Florida probate estate. This fixed amount is stated and agreed to in the contract before the advance is ever paid.
- When does the Probate cash advance get paid? The beneficiary never makes payments or is personally responsible for any monthly payments for the Florida Probate Cash Advance. A Florida probate cash advance is paid directly from the estate upon distribution at settlement. The remainder of our client’s inheritance is distributed accordingly.
- Can an executor give advance money to beneficiaries? Maybe but court must approve early distributions from a Florida estate. That takes time, and heirs may need money right away. Inheritance cash advance provides cash now. The inheritance funds are advanced and repaid when the estate is settled.
- Do you offer rebates if my estate is settled earlier than expected? Yes! We provide substantial rebate credits in the pricing of our Florida inheritance advances to give our clients the best price possible.
- Can a Florida executor give advance money to beneficiaries? Florida requires the court to approve early distributions from an estate. That takes time, and heirs may need money right away. A probate cash advance solves the problem with an inheritance cash advance. The Probate cash advance pays you directly and waits for the estate to settle to get repaid.
- What is an inheritance cash advance? The inheritance process in the United States takes an average of 6 -18 months to distribute funds to the rightful heirs. An inheritance cash advance allows heirs to access their Florida inheritance immediately when the estate opens, rather than waiting for the probate process to complete.
- Why choose Florida Probate cash advance for an advance on my inheritance? An inheritance cash advance is an excellent way to get cash upfront.
- How do i know if i can get an advance from an inheritance property? It’s possible to get a cash advance from your Florida estate inheritance while the estate is in probate. Many heirs, including estate executors, are eligible, and Probate cash advance. The funds are repaid once the estate is settled.
- How do I get a loan against my inheritance? The quickest and easiest way to get money from your inheritance is through a cash advance from your estate with a probate cash advance.
- An advance is different from a loan because you don’t make payments, provide collateral, or pay interest. Plus, your credit score doesn’t affect your ability to take an advance from an inheritance.
- Can I ask my parents for an advance on my inheritance? If your parents are handling an estate for a loved one who left you an inheritance, they have to follow probate laws. That means they may have to ask the court’s permission to give you an advance. With a Probate cash advance, you don’t have to wait for a court decision. You provide the inheritance details, and we confirm them and send your money right away.
- How is an inheritance cash advance different than an inheritance loan? Many heirs use these terms to mean the same thing. In reality, a cash advance is different than a loan because a Probate cash advance doesn’t charge interest, require you to pledge collateral, or collect repayment from you. We wait for the estate to settle and repay your advance to us.
- Does the estate have to be in probate for me to get cash out of the estate? In most cases, yes, and we can help you find a probate attorney and get the process started.
- Are there any risks or fees associated with applying for an inheritance cash advance? Consult with one of our advanced cash probate specialists to discuss your inheritance, the estate, pricing, timelines, etc., all for no charge.
- Who can receive a cash advance from Probate Cash Advance? Any heir inheriting from a probate estate may be qualified for a Florida probate cash advance. Executors of the estate are also eligible.
- Does the advance impact other heirs in the estate? No! Our transactions are strictly between Probate cash advance and the specific heir who received the advance. The estate as a whole and the other heirs’ share are never affected by our advances. When the estate is ready to distribute, if there isn’t enough for the Probate cash advance to be paid in full out of our client’s specific share, we simply take the loss.
- Are there minimums and maximums for cash advanced by Probate cash advance to an heir? Generally, Probate cash advance’s advances range from $10,000 to $500,000. As a general estimation, assume the advance cannot exceed 30% of an heir’s expected distribution from the probate estate.
- Are there restrictions on the cash advance money once I get it? No, an advance on an inheritance is yours to spend how you want the same as if you were to wait for the estate to finish the Florida probate process.
- How much does it cost to get an inheritance advance? The cost involved with an advance is dependent on a number of specific factors such as the amount of time until the estate will be closed, the complexity of the estate, size of the advance, etc. With every advance we offer, we guarantee you will receive the lowest price available.
- Are monthly payments required to repay the advance? No. Probate cash advance is paid directly and in full from the probate estate at the time of distribution.
- What if there are insufficient funds to pay the Florida Probate cash advance? This is one of the major risks Probate cash advance assumes when it advances inheritance cash to an heir. If an heir gives accurate information on their application and honors the assignment agreement, they have no personal liability for payment of the advance.
- What happens if a previously unknown creditor claims the probate estate? This is another risk that Probate cash advance agreements have. If there are insufficient assets at the end of the probate to cover the amount of the assignment, the Probate cash advance simply takes the loss. The heir is not liable to pay back the assignment unless, of course, the heir was aware of the claim(s) and failed to tell Probate cash advance about it in the application process.
- What happens if the distribution of the probate estate is delayed? With a Probate cash advance, we must wait until the probate estate is ready to distribute. There is no recourse to the funded heir for any delays in the distribution. The assignment agreement is predetermined and does not become more expensive. No matter how long the distribution is delayed, our client’s flat fee will never increase! And, the agreement is discounted if paid off early..
- Do Florida Inheritance Advance Companies Check Credit? Generally, no. Because repayment comes exclusively from estate proceeds, most reputable probate cash advancers do not pull your credit report, nor do they report the transaction to any credit bureau. Their underwriting hinges on the value and liquidity of the estate, not on your debt-to-income ratio or FICO score.
- Can a Florida Inheritance Advance Be Denied? Yes, although denials are rare when the estate is solvent. Common reasons include: Insufficient estate value or equity in the home.. Assets are illiquid, over-leveraged, or subject to liens that leave little equity for heirs. Unresolved title or ownership disputes. For instance, pending litigation over real-property boundaries, or a contest that questions the deceased’s mental capacity at the time the will was signed. Executor non-cooperation. If the executor refuses to acknowledge the assignment or to provide necessary documents, most probate cash advancers will pause or withdraw the offer. Multiple large advances have already been made. If previous advances from other heirs have drained projected distributions below a safe threshold, a new advance may be declined.
- Can an Inheritance Advance Be Denied by the Estate Lawyer? An estate attorney does not possess complete authority to invalidate an advance contract, but their cooperation is helpful. They can raise objections if they believe: The cash advance or assignment violates a court order or conflicts with existing liens. The cash advance jeopardizes the estate’s ability to satisfy tax liabilities or creditor claims. The heir lacks legal capacity, possibly mental incapacity. Should the attorney file an objection, the probate judge will review the issue. Probate cash advance companies address these concerns by ensuring their contracts comply with state probate codes and by limiting the advance amount to a conservative percentage of the heir’s expected share.
- Can I Ask the Executor for an Advance on Inheritance? Yes, beneficiaries are free to request a partial distribution directly from the executor. The executor can approve such a request only when: All known debts, taxes, and administrative expenses are paid or adequately reserved; and The court has issued an order (in many states) permitting interim distributions. Executors often hesitate to disburse funds early because they risk personal liability if unexpected claims surface later. Inheritance-probate cash advancers exist precisely to solve this problem: they transfer that risk away from the executor and estate.
- Can the Executor Deny an Inheritance Advance? While an executor cannot stop you from entering a private contract, they can refuse to cooperate by: Declining to provide probate estate documents to the probate advancer. Refusing to sign the assignment acknowledgment. Challenging the Florida cash advances in probate court. If this happens, most probate cash advancers will withdraw to avoid a prolonged legal battle. The practical workaround is transparency: loop the executor into conversations early, provide the advance agreement for review, and remind them that the arrangement does not diminish other heirs’ shares or slow the probate timeline.
This is for informational purposes only and should not be relied on or considered legal or tax advice. Always consult an attorney or tax professional for guidance specific to your situation.
Inheritance Cash Advance Florida Directory
Service Areas:
| Alachua | Alachua County |
| Alford | Jackson County |
| Altamonte Springs | Seminole County |
| Altha | Calhoun County |
| Anna Maria | Manatee County |
| Apalachicola | Frankin County |
| Apopka | Orange County |
| Arcadia | DeSoto County |
| Archer | Alachua County |
| Astatula | Lake County |
| Atlantic Beach | Duval County |
| Atlantis | Palm Beach County |
| Auburndale | Polk County |
| Aventura | Miami-Dade County |
| Avon Park | Highlands County |
| Bal Harbor | Miami-Dade County |
| Baldwin | Duval County |
| Bartow | Polk County |
| Bascom | Jackson County |
| Bay Harbor Islands | Miami-Dade County |
| Bay Lake | Orange County |
| Bell | Gilchrist County |
| Belle Glade | Palm Beach County |
| Belle Isle | Orange County |
| Belleair | Pinellas County |
| Belleair Beach | Pinellas County |
| Belleair Bluffs | Pinellas County |
| Belleair Shore | Pinellas County |
| Belleview | Marion County |
| Beverly Beach | Flagler County |
| Biscayne Park | Miami-Dade County |
| Blountstown | Calhoun County |
| Boca Raton | Palm Beach County |
| Bonifay | Holmes County |
| Bonita Springs | Lee County |
| Bowling Green | Hardee County |
| Boynton Beach | Palm Beach County |
| Bradenton Beach | Manatee County |
| Bradenton | Manatee County |
| Branford | Suwannee County |
| Briny Breezes | Palm Beach County |
| Bristol | Liberty County |
| Bronson | Levy County |
| Brooker | Bradford County |
| Brooksville | Hernando County |
| Bunnell | Flagler County |
| Bushnell | Sumter County |
| Callahan | Nassau County |
| Callaway | Bay County |
| Cambelton | Jackson County |
| Cape Canaveral | Brevard County |
| Cape Coral | Lee County |
| Carrabelle | Frankin County |
| Caryville | Washington County |
| Casselberry | Seminole County |
| Cedar Grove | Bay County |
| Cedar Key | Levy County |
| Center Hill | Sumter County |
| Century | Escambia County |
| Chattahoochee | Gadsden County |
| Chiefland | Levy County |
| Chipley | Washington County |
| Cinco Bayou | Okaloosa County |
| Clearwater | Pinellas County |
| Clermont | Lake County |
| Clewiston | Hendry County |
| Cloud Lake | Palm Beach County |
| Cocoa | Brevard County |
| Cocoa Beach | Brevard County |
| Coconut Creek | Broward County |
| Coleman | Sumter County |
| Cooper City | Broward County |
| Coral Gables | Miami-Dade County |
| Coral Springs | Broward County |
| Cottondale | Jackson County |
| Crawfordville | Wakulla County |
| Crescent City | Putnam County |
| Crestview | Okaloosa County |
| Cross City | Dixie County |
| Crystal River | Citrus County |
| Dade City | Pasco County |
| Dania Beach | Broward County |
| Davenport | Polk County |
| Davie | Broward County |
| Daytona Beach | Volusia County |
| Daytona Beach Shores | Volusia County |
| DeBary | Volusia County |
| Deerfield Beach | Broward County |
| DeFuniak Springs | Walton County |
| DeLand | Volusia County |
| Delray Beach | Palm Beach County |
| Deltona | Volusia County |
| Destin | Okaloosa County |
| Doral | Miami-Dade County |
| Dundee | Polk County |
| Dunedin | Pinellas County |
| Dunnellon | Marion County |
| Eagle Lake | Polk County |
| Eatonville | Orange County |
| Ebro | Washington County |
| Edgewater | Volusia County |
| Edgewood | Orange County |
| El Portal | Miami-Dade County |
| Esto | Holmes County |
| Eustis | Lake County |
| Everglades City | Collier County |
| Fanning Springs | Gilchrist County |
| Fanning Springs | Levy County |
| Fellsmere | Indian River County |
| Fernandina Beach | Nassau County |
| Flagler Beach | Flagler County |
| Florida City | Miami-Dade County |
| Fort Lauderdale | Broward County |
| Fort Meade | Polk County |
| Fort Myers Beach | Lee County |
| Fort Myers | Lee County |
| Fort Pierce | St. Lucie County |
| Fort Walton Beach | Okaloosa County |
| Fort White | Columbia County |
| Freeport | Walton County |
| Frostproof | Polk County |
| Fruitland Park | Lake County |
| Gainesville | Alachua County |
| Glen Ridge | Palm Beach County |
| Glen Saint Mary | Baker County |
| Golden Beach | Miami-Dade County |
| Golf | Palm Beach County |
| Golfview | Palm Beach County |
| Graceville | Jackson County |
| Grand Ridge | Jackson County |
| Green Cove Springs | Clay County |
| Greenacres | Palm Beach County |
| Greensboro | Gadsden County |
| Greenvilee | Madison County |
| Greenwood | Jackson County |
| Gretna | Gadsden County |
| Groveland | Lake County |
| Gulf Breeze | Santa Rosa County |
| Gulf Stream | Palm Beach County |
| Gulfport | Pinellas County |
| Haines City | Polk County |
| Hallandale | Broward County |
| Hampton Beach | Bradford County |
| Hastings | St. Johns County |
| Havana | Gadsden County |
| Haverhill | Palm Beach County |
| Hawthorne | Alachua County |
| Hialeah | Miami-Dade County |
| Hialeah Gardens | Miami-Dade County |
| High Springs | Alachua County |
| Highland Beach | Palm Beach County |
| Highland Park | Polk County |
| Hillcrest Heights | Polk County |
| Hilliard | Nassau County |
| Hillsboro Beach | Broward County |
| Holly Hill | Volusia County |
| Hollywood | Broward County |
| Holmes Beach | Manatee County |
| Homestead | Miami-Dade County |
| Horseshoe Beach | Dixie County |
| Howey-in-the-Hills | Lake County |
| Hupoluxo | Palm Beach County |
| Indialantic | Brevard County |
| Indian Creek | Miami-Dade County |
| Indian Harbour Beach | Brevard County |
| Indian River Shores | Indian River County |
| Indian Rocks Beach | Pinellas County |
| Indian Shores | Pinellas County |
| Inglis | Levy County |
| Interlachen | Putnam County |
| Inverness | Citrus County |
| Islamorada | Monroe County |
| Islandia | Miami-Dade County |
| Jacksonville Beach | Duval County |
| Jacksonville | Duval County |
| Jacob | Jackson County |
| Jasper | Hamilton County |
| Jay | Santa Rosa County |
| Jennings | Hamilton County |
| Juno Beach | Palm Beach County |
| Jupiter | Palm Beach County |
| Jupiter Inlet Colony | Palm Beach County |
| Jupiter Island | Martin County |
| Kenneth City | Pinellas County |
| Key Biscayne | Miami-Dade County |
| Key Colony Beach | Monroe County |
| Key West | Monroe County |
| Keystone Heights | Clay County |
| Kissimmee | Osceola County |
| La Crosse | Alachua County |
| LaBelle | Hendry County |
| Lady Lake | Lake County |
| Lake Alfred | Polk County |
| Lake Buena Vista | Orange County |
| Lake Butler | Union County |
| Lake City | Columbia County |
| Lake Clarke Shores | Palm Beach County |
| Lake Hamilton | Polk County |
| Lake Helen | Volusia County |
| Lake Mary | Seminole County |
| Lake Park | Palm Beach County |
| Lake Placid | Highlands County |
| Lake Wales | Polk County |
| Lake Worth | Palm Beach County |
| Lakeland | Polk County |
| Lantana | Palm Beach County |
| Largo | Pinellas County |
| Lauderdale Lakes | Broward County |
| Lauderdale-by-the-Sea | Broward County |
| Lauderhill | Broward County |
| Laurel Hill | Okaloosa County |
| Lawtey | Bradford County |
| Layton | Monroe County |
| Lazy Lake | Broward County |
| Lee | Madison County |
| Leesburg | Lake County |
| Lighthouse Point | Broward County |
| Live Oak | Suwannee County |
| Longboat Key | Sarasota County |
| Longboat Key | Manatee County |
| Longwood | Seminole County |
| Lynn Haven | Bay County |
| Macclenny | Baker County |
| Madeira Beach | Pinellas County |
| Madison | Madison County |
| Maitland | Orange County |
| Malabar | Brevard County |
| Malone | Jackson County |
| Manalapan | Palm Beach County |
| Mangonia Park | Palm Beach County |
| Marathon | Monroe County |
| Marco Island | Collier County |
| Margate | Broward County |
| Marianna | Jackson County |
| Marineland | St. Johns County |
| Marineland | Flagler County |
| Mary Esther | Okaloosa County |
| Mascotte | Lake County |
| Mayo | Lafayette County |
| McIntosh | Marion County |
| Medley | Miami-Dade County |
| Melbourne | Brevard County |
| Melbourne Beach | Brevard County |
| Melbourne Village | Brevard County |
| Mexico Beach | Bay County |
| Miami Beach | Miami-Dade County |
| Miami Gardens | Miami-Dade County |
| Miami Lakes | Miami-Dade County |
| Miami Shores Village | Miami-Dade County |
| Miami Springs | Miami-Dade County |
| Miami | Miami-Dade County |
| Micanopy | Alachua County |
| Midway | Gadsden County |
| Milton | Santa Rosa County |
| Minneola | Lake County |
| Miramar | Broward County |
| Monticello | Jefferson County |
| Montverde | Lake County |
| Moore Haven | Glades County |
| Mount Dora | Lake County |
| Mulberry | Polk County |
| Naples | Collier County |
| Neptune Beach | Duval County |
| New Port Richey | Pasco County |
| New Smyrna Beach | Volusia County |
| Newberry | Alachua County |
| Niceville | Okaloosa County |
| Noma | Holmes County |
| North Bay Village | Miami-Dade County |
| North Lauderdale | Broward County |
| North Miami | Miami-Dade County |
| North Miami Beach | Miami-Dade County |
| North Palm Beach | Palm Beach County |
| North Port | Sarasota County |
| North Redington Beach | Pinellas County |
| Oak Hill | Volusia County |
| Oakland | Orange County |
| Oakland Park | Broward County |
| Ocala | Marion County |
| Ocean Breeze Park | Martin County |
| Ocean Ridge | Palm Beach County |
| Ocoee | Orange County |
| Okeechobee | Okeechobee County |
| Oldsmar | Pinellas County |
| Opa-locka | Miami-Dade County |
| Orange City | Volusia County |
| Orange Park | Clay County |
| Orchid | Indian River County |
| Orlando | Orange County |
| Ormond Beach | Volusia County |
| Otter Creek | Levy County |
| Oviedo | Seminole County |
| Pahokee | Palm Beach County |
| Palatka | Putnam County |
| Palm Bay | Brevard County |
| Palm Beach | Palm Beach County |
| Palm Beach Shores | Palm Beach County |
| Palm Beach Gardens | Palm Beach County |
| Palm Coast | Flagler County |
| Palm Shores | Brevard County |
| Palm Springs | Palm Beach County |
| Palmetto | Manatee County |
| Palm Harbor | Pinellas County |
| Palmetto Bay | Miami-Dade County |
| Panama City | Bay County |
| Panama City Beach | Bay County |
| Parker | Bay County |
| Parkland | Broward County |
| Paxton | Walton County |
| Pembroke Park | Broward County |
| Pembroke Pines | Broward County |
| Penney Farms | Clay County |
| Pensacola | Escambia County |
| Perry | Taylor County |
| Pierson | Volusia County |
| Pine Crest | Miami-Dade County |
| Pinellas Park | Pinellas County |
| Plant City | Hillsborough County |
| Plantation | Broward County |
| Polk City | Polk County |
| Pomona Park | Putnam County |
| Pompano Beach | Broward County |
| Ponce De Leon | Holmes County |
| Ponce Inlet | Volusia County |
| Port Ornage | Volusia County |
| Port Richey | Pasco County |
| Port St. Lucie | St. Lucie County |
| Port St. Joe | Gulf County |
| Punta Gorda | Charlotte County |
| Quincy | Gadsden County |
| Raiford | Union County |
| Reddick | Marion County |
| Redington Beach | Pinellas County |
| Redington Shores | Pinellas County |
| Riviera Beach | Palm Beach County |
| Rockledge | Brevard County |
| Royal Palm Beach | Palm Beach County |
| Safety Harbor | Pinellas County |
| Saint Leo | Pasco County |
| San Antonio | Pasco County |
| Sanford | Seminole County |
| Sanibel | Lee County |
| Sarasota | Sarasota County |
| Satellite Beach | Brevard County |
| Sea Ranch Lakes | Broward County |
| Sebastian | Indian River County |
| Seabring | Highlands County |
| Seminole | Pinellas County |
| Sewall’s Point | Martin County |
| Shalimar | Okaloosa County |
| Sneads | Jackson County |
| Sopchoppy | Wakulla County |
| South Bay | Palm Beach County |
| South Daytona | Volusia County |
| Sounty Miami | Miami-Dade County |
| South Palm Beach | Palm Beach County |
| South Pasadena | Pinellas County |
| Southwest Ranches | Bay County |
| Springfield | Bay County |
| St. Augustine Beach | St. Johns County |
| St. Augustine | St. Johns County |
| St. Cloud | Osceola County |
| St. Lucie Village | St. Lucie County |
| St. Marks | Wakulla County |
| St. Pete Beach | Pinellas County |
| St. Petersburg | Pinellas County |
| Starke | Bradford County |
| Stuart | Martin County |
| Sun City Center | Hillsborough County |
| Sunny Hills | Washington County |
| Sunny Isles Beach | Miami-Dade County |
| Sunrise | Broward County |
| Surfside | Miami-Dade County |
| Sweetwater | Miami-Dade County |
| Tallahassee | Leon County |
| Tamarac | Broward County |
| Tampa | Hillsborough County |
| Tarpon Springs | Pinellas County |
| Tavares | Lake County |
| Temple Terrace | Hillsborough County |
| Tequesta | Palm Beach County |
| Titusville | Brevard County |
| Treasure Island | Pinellas County |
| Trenton | Gilchrist County |
| Umatilla | Lake County |
| Valpariso | Okaloosa County |
| Venice | Sarasota County |
| Vernon | Washington County |
| Vero Beach | Indian River County |
| Virginia Gardens | Miami-Dade County |
| Waldo | Alachua County |
| Wauchula | Hardee County |
| Wausau | Washington County |
| Webster | Sumter County |
| Weeki Wachee | Hernando County |
| Welaka | Putnam County |
| Wellington | Palm Beach County |
| West Melbourne | Brevard County |
| West Miami | Miami-Dade County |
| West Palm Beach | Palm Beach County |
| Weston | Broward County |
| Westville | Holmes County |
| Wewahitchka | Gulf County |
| White Springs | Hamilton County |
| Wildwood | Sumter County |
| Williston | Levy County |
| Wilton Manors | Broward County |
| Windermere | Orange County |
| Winter Garden | Orange County |
| Winter Haven | Polk County |
| Winter Park | Orange County |
| Winter Springs | Seminole County |
| Worthington Springs | Union County |
| Yankeetown | Levy County |
| Youngstown | Bay County |
| Zephyrhills | Pasco County |
| Zolfo Springs | Hardee County |
