Hallandale FL Condo Mortgage Lenders

Florida Non-Warrantable Condo Mortgage

Low Florida Condo Reserves and No Reserve Florida Mortgage Lenders – Refinance or Purchase 

Yes, we have non-warrantable Florida condo lenders that offer: bad credit 600+ Florida non-warrantable condo lenders with no condo questionnaire, no association budget, No Reserves, No Master Windstorm Insurance,  and ITIN Florida Non-Warrantable Condo Lenders serving every city and county in Florida. Refinance your Florida condo with low or no condo reserves.  Our private Florida non-warrantable condo lenders offer condo loans for warrantable and non-warrantable, or a coop,  condotel, which can be an attractive Florida condo refinance option. Fort Lauderdale – Hollywood – Hallandale – Miramar – 

Specialty Non-Warrantable Condo Mortgage Programs

• Self-Employed FL Condo Mortgage Lenders – Jumbo no tax return Florida Condo mortgage
• Bank Statement Florida condo mortgage lenders –  No Income Florida Condo Mortgage Lenders–
• No Income Florida Condo Mortgage Lenders – 1099 Only Florida Condo Mortgage Lenders
• Refinance Florida condo listed for sale on the MLS. – No Reserves Florida Mortgage Lenders
• Refinance Florida condo listed on the MLS – No Reserves Florida Mortgage Lenders
• Home Equity Line Of Credit For Florida Condo – Non-warrantable Florida condo lenders
• No condo questionnaire Condo mortgage lenders – No Reserves Florida Condo Mortgage Lenders
• No Master Windstorm Insurance Lenders  – ITIN Florida Non-Warrantable Condo Lenders
• VOE Mortgage Florida Condo Mortgage – Profit Loss Florida Condo Mortgage Lenders 

Non-Warrantable Condos, Condotel Mortgage Lenders

• Loans up to $30MM = OK
• Non-warrantable condos and Condotels = OK
• Investment properties allowed = OK
• Foreign Nationals allowed OK
• Homes listed for sale are allowed OK
• Cash-out may be used as asset depletion income and reserves OK
• Pre-approvals provided= OK
• Rush closings offered – we save loans!

Florida No Tax Return Condo Mortgage Options

• No Doc, No W2, No Tax Return = OK         Bank Statement Deposits = OK            Jumbo No Tax Returns = OK
• Home Loan No Tax Returns =OK                1099 mortgage Lenders = OK              3 Months Bank Statement = OK
• Self-Employed Less than 1 year = OK         VOE Only Mortgage  = OK                  Asset Depletion = OK
• ITIN No Tax return mortgage = OK              Nonresident No Tax Return = OK          Pledged Assets = OK
• Asset Depletion or Pledged = OK                Business Profit Loss = OK                   DSCR Rental Income = OK

Click here to read more about No Tax Return Florida Condo Mortgage Lenders

Non-Warrantable Jumbo Florida Condo Condotel

Jumbo Mortgage Refinance Condotels-Condos Mortgage Miami, Sunny Isles, Fisher Island, North Bay Village, Hillsboro beach, Punta Rasa, Daytona Beach shores, Florida Non warrantable mortgage lenders or Refinance Florida jumbo Palm Beach Condotel, Non-warrantable Miami Beach condos, Condotels and Jumbo Condos in all Florida, including Fort Lauderdale, Orlando,  Hallandale, Aventura, Sunny Isles,  Jumbo Florida mortgage applicants can encounter unique challenges when financing non-warrantable Florida condos, condotels. Our Jumbo non-warrantable Florida condo mortgage lenders are here to help you every step of the way. Serving all of Florida, including Fort Walton Beach, Miramar Beach, Marco Island, Siesta Key, Key West, and all the beaches in Florida.

No or Low Condo Association Reserve Florida Mortgage Lenders  

Florida statutes 718.11 require that a Florida residential condominium association must have a structural integrity reserve study completed at least every 10 years after the condominium’s creation. Florida condo buildings up to 8 stories must conduct a Structural Integrity Reserve Study (SIRS) every 10 years to determine funding needs for structural components, and they can no longer waive these funds, with associations required to fully fund them based on the SIRS. For components with a replacement cost or deferred maintenance of at least $25,000 (adjusted for inflation), reserves must be maintained. Florida condo associations can choose to take out loans or pass special assessments to meet these requirements, and funds can be used for specific reserve items, though unit owners can vote to redirect funds after the developer sells control

Florida Non-Warrantable Condos-Condotels-Program 

• Super Jumbo, Jumbo Up to $30,000,000 with no seasoning & no cap on the amount of cash out!
• FICO scores down to 600
• No credit and limited credit borrowers are allowed
• Non-occupant co-borrowers allowed
• 1-year tax return / 1-year self-employed program
• Cash-out proceeds can be used as asset depletion income – a possible reverse mortgage alternative!
• Non-warrantable s, Condotels, and Condos under 500 square feet, studios, efficiencies, lofts, kitchenettes, etc.
• Unpermitted additions, unpermitted ADUs, or multiple ADUs
• Manufactured outbuildings or multiple manufactured outbuildings
• Multi-units with ADUs
• Mixed-use and other zoning
• Deed restrictions
• Properties with greater land value than structure value
• Homes on acreage and hobby farms with no acreage limit
• Vineyards with wineries
• Properties with agricultural and other exemptions
• Seasonal and off-grid properties