Florida FHA Mortgage Lending Limits

2025 Florida FHA Mortgage Loan Limits County Name State One-Family Limit Year
GAINESVILLE, FL ALACHUA FL $524,225 CY2025
JACKSONVILLE, FL BAKER FL $580,750 CY2025
PANAMA CITY, FL BAY FL $524,225 CY2025
NON-METRO BRADFORD FL $524,225 CY2025
PALM BAY-MELBOURNE-TITUSVILLE, FL BREVARD FL $524,225 CY2025
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL BROWARD FL $654,350 CY2025
NON-METRO CALHOUN FL $524,225 CY2025
PUNTA GORDA, FL CHARLOTTE FL $524,225 CY2025
HOMOSASSA SPRINGS, FL CITRUS FL $524,225 CY2025
JACKSONVILLE, FL CLAY FL $580,750 CY2025
NAPLES-MARCO ISLAND, FL COLLIER FL $764,750 CY2025
LAKE CITY, FL COLUMBIA FL $524,225 CY2025
ARCADIA, FL DESOTO FL $524,225 CY2025
NON-METRO DIXIE FL $524,225 CY2025
JACKSONVILLE, FL DUVAL FL $580,750 CY2025
PENSACOLA-FERRY PASS-BRENT, FL ESCAMBIA FL $524,225 CY2025
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL FLAGLER FL $524,225 CY2025
NON-METRO FRANKLIN FL $524,225 CY2025
TALLAHASSEE, FL GADSDEN FL $524,225 CY2025
GAINESVILLE, FL GILCHRIST FL $524,225 CY2025
NON-METRO GLADES FL $524,225 CY2025
NON-METRO GULF FL $524,225 CY2025
NON-METRO HAMILTON FL $524,225 CY2025
WAUCHULA, FL HARDEE FL $524,225 CY2025
CLEWISTON, FL HENDRY FL $524,225 CY2025
TAMPA-ST. PETERSBURG-CLEARWATER, FL HERNANDO FL $524,225 CY2025
SEBRING-AVON PARK, FL HIGHLANDS FL $524,225 CY2025
TAMPA-ST. PETERSBURG-CLEARWATER, FL HILLSBOROUGH FL $524,225 CY2025
NON-METRO HOLMES FL $524,225 CY2025
SEBASTIAN-VERO BEACH, FL INDIAN RIVER FL $524,225 CY2025
NON-METRO JACKSON FL $524,225 CY2025
TALLAHASSEE, FL JEFFERSON FL $524,225 CY2025
NON-METRO LAFAYETTE FL $524,225 CY2025
ORLANDO-KISSIMMEE-SANFORD, FL LAKE FL $524,225 CY2025
CAPE CORAL-FORT MYERS, FL LEE FL $524,225 CY2025
TALLAHASSEE, FL LEON FL $524,225 CY2025
GAINESVILLE, FL LEVY FL $524,225 CY2025
NON-METRO LIBERTY FL $524,225 CY2025
NON-METRO MADISON FL $524,225 CY2025
NORTH PORT-SARASOTA-BRADENTON, FL MANATEE FL $547,400 CY2025
OCALA, FL MARION FL $524,225 CY2025
PORT ST. LUCIE, FL MARTIN FL $596,850 CY2025
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL MIAMI-DADE FL $654,350 CY2025
KEY WEST, FL MONROE FL $967,150 CY2025
JACKSONVILLE, FL NASSAU FL $580,750 CY2025
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL OKALOOSA FL $603,750 CY2025
OKEECHOBEE, FL OKEECHOBEE FL $524,225 CY2025
ORLANDO-KISSIMMEE-SANFORD, FL ORANGE FL $524,225 CY2025
ORLANDO-KISSIMMEE-SANFORD, FL OSCEOLA FL $524,225 CY2025
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL PALM BEACH FL $654,350 CY2025