Refinance Florida Medical Bill Collections

Refinance Florida Mortgage To Pay Medical Bills

Yes, we offer cash-out refinancing options for bad credit to pay off medical bills with a cash-out refinance (with LTV/equity rules) by leveraging your home’s equity. Our private Florida mortgage lenders offer many flexible options for income, and even no income verification Florida mortgage lenders.

No Tax Return Florida Mortgage Refinance Options:

• No Doc, No W2, No Tax Return – No tax return, no doc loan options.
• Bank Statement Deposits – Bank statement mortgage lenders use your bank statement for income.
• Jumbo No Tax Returns – Jumbo no tax return for large loan amounts over the conforming loan limits.
• 1099 mortgage Lenders – 1099 mortgage lenders use 1099 with no tax returns required.
• 3 Months Bank Statement – 3 3-month bank statement alternative income option to qualify.
• Self-Employed Less than 1 year – Qualify with less than 2 years in the same line of work.
• VOE Only Mortgage – Verification of employment uses the employer VOE to qualify.
• Asset Depletion – Divide qualifying assets to qualify by averaging over 60 to 84 months.
• ITIN No Tax return mortgage – ITIN mortgage lenders use ITIN instead of a Social Security number to qualify.
• Pledged Assets – Pledge assets in reserves for collateral.
• DSCR Rental Income – Use the subject property income to qualify with no personal income to qualify.

NO Tax Return Cash Out Florida Mortgage Refinance 

Yes, you can cash out or refinance a mortgage in Florida with no tax returns. Even if you have not filed your tax returns, you can still refinance a mortgage in Florida using alternative income documentation options.  Buying a home in Florida is not easy if your income doesn’t fit into full doc W2,  tax returns, and 4506T. Many self-employed Florida mortgage applicants, real estate investors, retirees with assets, and even foreign buyers face roadblocks with traditional mortgages. That’s when you Google search No Tax Return Florida Cashout mortgage lenders.

Refinance Property Types Include:

• Single-family home – No Tax Return Mortgage Lenders
• Condo – No Tax Return Florida Condo Mortgage Lenders
• Luxury Jumbo – No Tax Return Mortgage Lenders  
• Townhouse – No Tax Return Mortgage lenders 
• Villa – No Tax Return Florida Mortgage Lenders 
• Manufactured home – No Tax Return Mortgage Lenders  
• Co-op – No Tax return, Florida Mortgage Lenders 
• Condotel  – No Tax Return Mortgage Lenders 
• Investor Loans- No Tax Return Mortgage lenders 
• Multi-Family – No Tax Return Florida Mortgage Lenders 

Hard Money Florida Mortgage Refinance Options Include:

• Refinance Florida Lis Pendens –
• Refinance Florida Claim of lien –
• Refinance To Pay Florida Tax Lien –
• Refinance Florida Code Violations –
• Refinance Florida Final Judgment –
• Buy-Out-Florida Mortgage Refinance

Cashout Mortgage Refinance Phone Consultation

Please call me to review your circumstances. Within about 10 minutes, I can understand your situation and what your goals are, and let you know if I can help. Questions i might ask include:

1. What are your challenges and goals? I need to understand if there are challenges with your credit or income, or collateral, because I don’t want to waste your time or set unrealistic expectations.
2. How much do you owe in debt, and what’s your home worth? What’s the estimated payoff on your home, including all liens and debts, and how much is its worth, so I can determine how much equity you have? Then I can match your equity with your goals and estimate the probability.
3. We can go over all of these numbers before you apply for a mortgage. Just like you, I don’t want to waste my time or yours if I cannot help you. I don’t want to pull your credit unless the numbers look like they work. Gather all your payoffs so we can assess your situation. Please call me when you can. I look forward to a friendly conversation. Thank you, Thomas Martin 

Bad Credit Florida Cash Out Mortgage To Pay Medical Bills

Private Hard Money Florida Mortgage Lenders – All Situations Welcome!
Bad credit Hard Money Florida mortgage lenders provide solutions for bad situations, including and not limited to: Rent To Own, Lis Pendens, Claim of lien, 30-60-90 day lates, Tax Lien, Code Violations, Past due HOA, Final Judgment,  Buy-Out- Refinance, Department Of Revenue, Stop Foreclosure, Lis Pendens, Divorce Refinance Florida, Refinance Pace Loans.

No Tax Return Cash Out Refinance FHA Mortgage 

To qualify for FHA without tax returns, you must be a W2 employee, and your commission and bonus income must be less than 25% of your total income, and you should NOT own any rental properties. And, your earnest money deposit should not come from your side business account; otherwise, the lender will request tax returns. If your bonus or overtime exceeds 25% of your total income or if you own investment properties, you will be required to submit tax returns. Florida FHA mortgage lenders make homeownership exciting because, as a W2 employee, you do NOT need to provide your tax returns to qualify for an FHA mortgage. For FHA, self-employed mortgage lenders require 2 years’ tax returns, business and personal. Clear here to read more about to tax return FHA mortgage loans. 

No Tax Return Cashout Refinance Investor Loans
Florida no-income verification investor loans, commonly referred to as DSCR loans, allow real estate investors to secure financing with no personal income or debt-to-income ratio. These loans do not require income documentation, tax returns, or employment verification, making them an attractive option for Florida real estate investors. To learn more about no-income-verification investor loans, click here.