Jumbo Florida Unique Mansion Mortgage Lenders
Yes, we have jumbo Florida mortgage lenders who make common-sense loan approvals in every city in Florida for mansions, farms, ranches, condos, luxury estates, equestrian homes, villas, Estates, Manors, Halls, and chateaus, and more. Our Non-Conforming Jumbo Florida mortgage lenders offer numerous mortgage options for luxury Florida homes that exceed loan limits, providing flexibility with fewer restrictions. Our Florida Jumbo mortgage lenders may also be the right option when refinancing an existing home loan or consolidating multiple Florida mortgages into a single loan. We offer Jumbo, Super Jumbo, bridge, Asset utilization, pledged assets, and cross-collateralization loans that allow you to finance up to 90% of your next Jumbo purchase. We offer Jumbo, Super Jumbo, bridge, Asset utilization, pledged assets, and cross-collateralization loans that allow you to finance up to 90% of your next Jumbo purchase.
Florida Luxury Unique Mansion Mortgage Lenders
Jumbo Florida Luxury Mansion Mortgage Lenders
- Experienced professionals who are intimately familiar with Florida luxury loans for mansions.
- Special programs for purchase financing
- Loan underwriters who understand complex financial situations
- Fixed Rate and Adjustable Rate Mortgage (ARM) loans with Interest-Only Mortgage Options
- Luxury Bridge Loans: Cashout a luxury Florida home for sale and buy the next home before you sell.
- Asset Utilization: Use your liquid assets to assist in meeting full doc debt-to-income (DTI) ratio requirements
- Pledged Assets: finance up to 90% of a home’s value by pledging security assets or savings in lieu of a down payment
- Cross Collateralization: finance up to 100% of a home’s value by securing the loan against an additional free-and-clear property.
- Agricultural Properties:
- Bank Statement For Income: Minimum 1 year self-employed and 2 years in the same line of business.
Luxury Jumbo Mansion Bridge Mortgage Lenders
The Super Jumbo and Jumbo Florida Bridge loan is awesome for CASHOUT on LISTED SFRs with listing prices over $ 2 million.
- $1million MIN loan
- 60LTV max
- Interest Only
- No RATIO loan (returns will be in the file)
- NO PAYMENT for a year (we hold back 12 months of interest for autopay)
- And the borrower can take the cash and purchase their next property, put it in their business, pay off construction/short-term debt, … whatever their plan is.
- The rate is 8.75% and 1 point to Axos. You charge up to 2 points.
- NO PPP,
- All normal closing costs apply
- All existing liens are paid off, 12 mo interest reserve, and closing costs come from the loan. The remaining cash goes to the borrower.
Luxury Jumbo Bridge Mortgage Checklist
If you will accept the terms above, please send me:
- Subject address
- Existing debt
- When you plan to list, if not already listed
- Intended use of funds
- (if buying property): Property they intend to purchase, or price range
- How much, if any, cash /funds do they have to make that purchase, before the Jumbo Mansion bridge loan?
Bad Credit Luxury Jumbo Mortgage Lenders
Collection accounts and judgments of minimal amounts require a satisfactory explanation and review by the underwriter to determine if the open account will impact the applicant’s ability to keep payments current or if the payoff is required prior to or at closing. Collections and judgments greater than minimal amounts should be determined by the underwriter if they should be paid off prior to or at closing, unless a valid dispute exists, is fully verified, and well-documented. All tax liens must be satisfied prior to or at closing.
Bad Credit After Bankruptcy/Foreclosure/ Short Sale
Generally, no bankruptcies, foreclosures, or short sales are preferred. All submissions with histories of bankruptcies, short sale or foreclosures must be satisfactorily explained in writing by the luxury jumbo Florida mortgage applicant. In addition, a sufficient history of re-established and clean credit since any bankruptcy discharge is required. Extenuating circumstances may be reviewed. These may include, but are not limited to: job loss, death of a spouse, serious illness of the borrower or a family member, and job relocation.
Jumbo Florida Luxury Mortgage Cities
| Alachua Altamonte Springs Anna Maria Apalachicola Apopka Arcadia Archer Astalula Atlantic Beach Atlantis Auburndale Aventura Avon Park Bal Harbour Baldwin Bartow Bay Harbor Islands Bay Lake Bell Belle Glade Belle Isle Belleair Belleair Beach Belleair Bluffs Belleair Shore Belleview Beverley Beach Biscayne Park Blountstown Boca Raton Boynton Beach Bradenton Bradenton Beach Branford Bristol Bronson Brooker Brooksville Bunnell Bushnell Callahan Callaway Cape Canaveral Cape Coral Casselberry Cedar Key Center Hill Century Chattahoochee Chiefland Chipley Cinco Bayou Clearwater Clermont Clewiston Cocoa Cocoa Beach Coconut Creek Coleman Cooper City Coral Gables Coral Springs Cottondale Crescent City Crestview Cross City Crystal River Cutler Bay Dade City Dania Beach Davenport Davie Daytona Beach Daytona Beach Shores De Bary DeFuniak Springs Deerfield Beach Deland Delray Beach Deltona Destin Doral Dunedin Dunnellon Edgewater Edgewood El Portal Estero Esto Eustis Everglades City Fanning Springs Fellsmere Fernandina Beach |
Flagler Beach Florida City Fort Lauderdale Fort Meade Fort Myers Fort Myers Beach Fort Pierce Fort Walton Beach Fort White Freeport Frostproof Fruitland Park Gainesville Glen Saint Mary Golden Beach Golf Grant-Valkaria Green Cove Springs Greenacres Greensboro Greenville Gretna Groveland Gulf Breeze Gulfport Haines City Hallandale Beach Hampton Havana Haverhill Hawthorne Hialeah Hialeah Gardens High Springs Highland Beach Highland Park Hilliard Hillsboro Beach Holly Hill Hollywood Holmes Beach Homestead Howey-in-the-Hills Hypoluxo Indialantic Indian Creek Indian Harbour Beach Indian River Shores Indian Shores Indiantown Inglis Interlachen Inverness Islamorada, Village of Islands Jacksonville Jacksonville Beach Jasper Jay Juno Beach Jupiter Jupiter Inlet Colony Jupiter Island Kenneth City Key Biscayne Key Colony Beach Key West Keystone Heights Kissimmee La Crosse LaBelle Lady Lake Lake Alfred Lake Buena Vista Lake Butler Lake City Lake Clark Shores Lake Hamilton Lake Helen Lake Mary Lake Park Lake Placid Lake Wales Lake Worth Beach Lakeland Lantana Largo Lauderdale Lakes Lauderdale-By-The-Sea Lauderhill Layton Lazy Lake Lee Leesburg Lighthouse Point |
Live Oak Longboat Key Longwood Loxahatchee Groves Lynn Haven Macclenny Madeira Beach Madison Maitland Malabar Manalapan Mangonia Park Marathon Marco Island Margate Marianna Mary Esther Mascotte McIntosh Medley Melbourne Melbourne Beach Melbourne Village Mexico Beach Miami Miami Beach Miami Gardens Miami Lakes Miami Shores Miami Springs Micanopy Midway Milton Minneola Miramar Monticello Montverde Moore Haven Mount Dora Mulberry Naples Neptune Beach New Port Richey New Smyrna Beach Newberry Niceville North Bay Village North Lauderdale North Miami North Miami Beach North Palm Beach North Port North Redington Beach Oak Hill Oakland Oakland Park Ocala Ocean Breeze Ocean Ridge Ocoee Okeechobee Oldsmar Opa-locka Orange City Orange Park Orchid Orlando Ormond Beach Oviedo Pahokee Palatka Palm Bay Palm Beach Palm Beach Gardens Palm Beach Shores Palm Coast Palm Shores Palm Springs Palmetto Palmetto Bay Panama City Panama City Beach Parker Parkland Paxton Pembroke Park Pembroke Pines Penney Farms Pensacola Perry Pierson |
Pinecrest Pinellas Park Plant City Plantation Polk City Pomona Park Pompano Beach Ponce Inlet Port Orange Port Richey Port St. Joe Port St. Lucie Punta Gorda Quincy Reddick Redington Beach Redington Shores Riviera Beach Rockledge Royal Palm Beach Safety Harbor San Antonio Sanford Sanibel Sarasota Satellite Beach Sebastian Sebring Sewall’s Point Shalimar Sneads Sopchoppy South Bay South Daytona South Miami South Palm Beach South Pasadena Southwest Ranches Springfield St. Augustine St. Augustine Beach St. Cloud St. Leo St. Lucie Village St. Marks St. Pete Beach St. Petersburg Starke Stuart Sunny Isles Beach Sunrise Surfside Sweetwater Tallahassee Tamarac Tampa Tarpon Springs Tavares Temple Terrace Tequesta Titusville Treasure Island Trenton Umatilla Valparaiso Venice Vero Beach Virginia Gardens Waldo Wachula Webster Welaka Wellington West Melbourne West Miami West Palm Beach West Park Westlake Weston Wewahitchka White Springs Wildwood Wilton Manors Windermere Winter Garden Winter Haven Winter Park Winter Springs Yankeetown Zephyrhills Zolfo Sprin |
