Florida Jumbo & Super Jumbo Mortgage Lenders

Jumbo Super Jumbo Florida Mortgage 

Jumbo no tax return Florida Mortgage lenders provide specialty jumbo Florida home loans to self-employed people with no tax returns, using 1099, VOE, or Bank statements to prove (ATR) ability to repay. Jumbo Florida mortgage lenders provide options for super jumbo luxury homes and jumbo investment properties. With Super Jumbo loans up to $30 million, we provide Florida luxury mortgage loans with custom solutions. Cashout Florida luxury homes listed for sale on MLS. 

Bridge-to-Sale – Help clients access their listed property’s equity before its sale.

Bank Statement– Use multiple income streams to average bank statement deposit qualification.

Foreign National – Non-Resident– Jumbo Super Jumbo refinance up to 15 MM with CPA letter.

Asset Depletion– Increase client purchasing power by calculating assets into qualifying income.

Cross-Collateralization– Access Jumbo home equity to purchase a new home without having to sell first. Cashout up to 100% of a home’s value by securing the loan against an additional free and clear property.

Condo Condotel – Super Jumbo Condo and Condotel Florida mortgage lenders for Unique properties.

Pledged Asset – Leverage assets (stocks, mutual funds, etc.) without liquidating. Jumbo cashouts up to 90% of a home’s value by pledging security assets or savings.

DSCR– Jumbo DSCR loans for investment properties using only 1007 rental income to qualify.

Bad Credit Florida Jumbo Mortgage– Jumbo mortgage exceptions with unforeseen circumstances.

Bank Statement Super Jumbo Mortgage Lenders

Flexible Jumbo Florida Mortgage Options 

• • Bank Statement Loans
  • Loan amounts up to $50 million or more
  • Underwriting Flexibility
  • Portfolio Loan Options
  • An extensive range of mortgage programs and options
  • Interest-only options available
  • Unique properties considered
  • 90% financing on purchase loans
  • Highly competitive Non-resident alien programs

Jumbo and Super Jumbo Loans offer Florida mortgage applicants the flexibility of borrowing with fewer restrictions. They can be used for jumbo mortgage primary residences, second or vacation homes, and investment properties. A Jumbo Florida cash-out refinance may also be the right option when refinancing an existing Florida home loan or consolidating multiple mortgages into a single luxury home loan.

A mortgage is generally considered a Jumbo Loan when it exceeds the conforming loan limit of $806,500 in most U.S. counties, set by Fannie Mae and Freddie Mac. Super Jumbo Loans usually include mortgage amounts over $1 million.

 10% Down Jumbo Florida Mortgage Lenders

• $2,000,000 loan amount with a 680 credit score = 90% Loan To Value.
• $2,500,000 loan amount with a 720 credit score = 80% Loan To Value.
• $3,000,000 loan amount with a 740 credit score = 80% Loan To Value.
• No Mortgage Insurance Required.
• Jumbos for single-family, townhomes, and condominiums.
• Debt-to-income max is 50%, depending on credit scores.
• Self-employed borrowers with write-offs use our bank statement mortgage lenders.
• Investors Use Projected Rental Income To Qualify.
• No Tax Return Mortgage Lenders for Primary Residences & Second Homes.
•  VA jumbo loans are available for qualified veterans who want to take advantage of zero down.

Super Jumbo Loans Up To 15 Million!

Jumbo Florida Mortgage Lenders Key Points

• Jumbo Florida mortgage loans require higher credit scores, a higher level of income, or larger down payments and reserve requirements.
• Jumbo mortgage interest rates are usually higher than conforming mortgage rates.
• Jumbo Florida Mortgage lenders vary in location, but in most parts of the U.S., it’s a loan of more than $806,500.