Miami Florida Mortgage Lenders

Miami Florida Mortgage Lenders

Miami Florida Mortgage Options Include:

• Bank Statement: Use 12 or 24 average bank deposits with no tax returns.
• Miami, Florida Condo Mortgage options:Non-Warrantable: Condotel: Co-op.
• 1099 Mortgage: Average your last 2 years 1099’s for income.
• 3-Month Bank Statement: Average 3-month bank statement income to qualify.
• NO tax return: No Tax return lenders use 1099, bank statement documentation.
• P&L Only: Use your licensed Tax preparer’s Profit and Loss to qualify.
• ITIN Mortgage– Non-residents use bank statements to mortgage a home.
• Foreign National: Nonresidents can invest, purchase, or cash out.
• Bad Credit: Bad Credit mortgage approvals are based on payment history.
• Non-warrantable Florida Condos: Don’t meet Fannie Mae or Freddie Mac specs..
• Cross Collateral – Up to 90% financing when pledging assets as collateral.
• Bridge-to-Sale – Help clients access their listed property’s equity before its sale.
• Asset Depletion – Increase client purchasing by using assets to qualify income.
• Condo Condotel – Super Jumbo Condo and Condotel for Unique properties.
• VOE: Allow your VOE to disregard your tax return write-offs.
• Pledged Assets: Assets in your account to qualify.
• Pledged Asset – Cashouts up to 90%(stocks, mutual funds, etc.) without liquidating.
• Refinance Florida Home While Listed For Sale – Cashout home listed for sale.
• 3.5% Down Self-Employed, ITIN, Florida Mortgage Lenders.
• 1099 Mortgage Lenders: Use 1099 Income to qualify.
• Florida Condo Mortgage Lenders:Non-Warrantable: Condotel: Co-op.
• Self-Employed Mortgage: If you write off too much of your income.
• FHA Mortgage Lenders – FHA 100% Florida FHA mortgage options.
• VA 100% Mortgage loans:  No PMI -VA Loan Limits 806,500
• Conventional: Fannie Mae or Freddie Mac – Conforming Loan Limit 806,500
• Jumbo: Mortgages and Alt doc super jumbo loans over  $806,500 up to $50 Million
• No Income: No doc, stated Florida no Income verification Mortgage Lender
• Miami, FL FHA Mortgage Lenders: Easier qualifications min 500+ credit.

Miami Florida FHA Mortgage Lenders

Florida FHA 100% Mortgage Lenders provide the easiest way to buy or FHA mortgage refinance your Florida home. Simply put, FHA is the most obtainable route to homeownership for most people, thanks to its low down payment and easy credit requirements. Find out how to qualify for an FHA Mortgage or  FHA cashout refinance a Florida home, or FHA manual underwrite if you had bad credit. And, if you are still not sure if an FHA mortgage will work for you, check our  FHA frequently asked questions so you can decide if an FHA loan will work for you!

No Income Verification Miami FL Investor Mortgage Loans

Florida no-income verification DSCR mortgage lenders provide Florida investors with investment property loans that do not consider your personal income or debt-to-income ratio. No income, No Tax Returns, No employment verification needed. Use the Florida investment properties’ income to qualify, AKA DSCR Florida Mortgage loan. 

100% Miami Florida VA Mortgage Lenders

Are you looking for a VA 100 mortgage with good credit, no credit, or bad credit VA mortgage lenders? You’ve come to the right place. We are a leading source for VA Mortgage information. Please find all the information you need to purchase or refinance a home using the VA mortgage. VA is short for Veterans Affairs, This is a federal agency that provides health care, benefits, and cemetery services to veterans. VA loans are NOT to be used for second homes or investment properties.

Miami Florida No Tax Return Mortgage

Yes, you can obtain a home loan in Florida without providing tax returns. Whether you are looking to refinance or purchase a home, options are available throughout Florida. Our No Tax return Florida mortgage lenders provide no tax return Florida FHA loans to accommodate various situations, ensuring that those without tax returns can still secure financing for their Florida home.

Self-Employed Miami FL Mortgage Lenders 
For Self-employed Miami Florida mortgage applicants‘ process of proving income can be less straightforward than it is for W-2 workers. Florida mortgage Lenders specializing in Bank Statement Mortgages often require alternate forms of documentation. Here’s a short list of alternative income mortgage options that you may be able to use to qualify for your next mortgage:

• No Doc, No W2, No Tax Return = OK          Bank Statement Deposits = OK             Jumbo No Tax Returns = OK
• Home Loan No Tax Returns =OK                 1099 mortgage Lenders = OK               3 Months Bank Statement = OK
• Self-Employed Less than 1 year = OK           VOE Only Mortgage  = OK                     Asset Depletion = OK
• ITIN No Tax return mortgage = OK              Nonresident No Tax Return = OK          Pledged Assets = OK
• Asset Depletion or Pledged = OK                Business Profit Loss = OK                       DSCR Rental Income = OK

Miami, Florida Locations Include: