Florida Mobile Home Park – RV Pad Mortgage Lenders
Work with Mobile Home Park Lenders nationwide in the USA. Our Mobile Home Park Mortgage Lenders, a top commercial mortgage broker, offer tailored financing solutions for mobile home park and mobile home pad investors nationwide. Whether you are acquiring, refinancing, cashing out, or funding renovations, our nationwide networkof mobil home park Florida mortgage lenders ensures flexible terms to match your investment goals. Contact Thomas Martin today to learn more about our mobile home park mortgage options.
What’s a Florida RV Pad Mortgage Lender?
An RV pad, Florida mortgage lenders lend to RV pads in parks. RV pads are parking areas for motorhomes or trailers, constructed with materials such as concrete, gravel, or asphalt to prevent sinking and ensure stability. Concrete parking pads offer superior, long-term, durable storage, while gravel is a popular, cost-effective alternative. Proper installation requires clearing, leveling, drainage, and sometimes utility hookups.
Mobile Home Park Florida Mortgage Lenders Terms
- LTV: Up To 80% * 25 – 30 Year Terms * Seller Carry Options *
- Term Length: Up to 30 years
- Amortization: Up to 30 years; interest-only options available
- Recourse: Non-recourse and recourse options
- Flexible Loan Structures: Designed to fit purchase acquisition, refinancing, cash-out, or rehab, renovation projects
Mobile Home Park – Mortgage Lender Programs:
Our Flroida Mobile Home Park Mortgage Lenders offer flexible mobile home mortgage solutions tailored to investors, including:
- Cash-Out Loans: Unlock equity for improvements, expansions, or new investments.
- Refinance Loans: Reduce debt service, restructure existing loans, or extend terms.
- Rehab / Construction Loans: Fund upgrades, infrastructure improvements, or development projects.
- Loan Types: Fixed-rate, floating-rate, recourse, non-recourse, and CMBS options.
- LTV: Up to 75% for commercial and up to 80% for multifamily MHC properties.
- Terms: Up to 30 years with interest-only options available.
Checklist for Mobile Home Park Pad Lenders
The more information you can provide up front, the more detailed the loan quote can become. The lenders generally like to see all or some of the following:
To streamline your loan process, EMAIL THIS LIST TO 911LOAN@GMAIL.COM :
- Most lenders are OK with about 10% or a little more of park owned homes. However, the lender will only underwrite the income associated with the pad rent, not the income for the home itself. It is best to separate this income, pad rent from rent on the home.
- Property Information: Address, current occupancy, number of lots, and rent roll.
- Profit Loss: 3 years (if available) and year-to-date detailed P&L’s. Ideally, you would be able to show the last 12-month P&Ls on a month-by-month basis. This is known as a trailing twelve-month P&L (T-12).
- Current rent roll. If multiple pad sites, please indicate: double-wide, single, and RV pad; is any. It is important to know the number of vacant sites and the leased pad sites.
- Financial Statements: Owner’s income statements, balance sheets, tax returns.
- Operating History: Expense reports, maintenance records, utility costs.
- Borrower Information: Legal entity documents (LLC, Corp, Trust) and personal guarantees if required.
- Loan Purpose: Acquisition, refinance, cash-out, or rehab plan.
- Appraisal & Inspection Reports: Market valuation and property condition.
- Supporting Documents: Existing mortgage statements, insurance certificates, and environmental reports.
- Photos Help: of the subject with a brief narrative description of the improvements. The lender will want to know whether the property is on city water and/or sewer service. If the improvements are in a flood zone, this would be good information to know up front.
Having these items ready helps lenders make faster decisions and increases your chances of securing the best terms for your Mobile home park Lenders.
Nationwide coverage means wherever your project is, we can help you achieve your vision.
Mobile Home Park Mortgage Lenders
Mobile home park lenders provide investors and property owners with flexible capital solutions to acquire, improve, refinance, or expand manufactured housing communities nationwide. With our Mobile home park Lenders expertise, we guide you every step of the way as you secure funding for new home investments in mobile home park properties across the nation.
Throughout the USA, the advantage of buying a mobile home park far outweighs the commitment required. It provides a permanent foundation for your real estate vision, with low- or high-LTV options, manageable mortgage payments, and more. And with Clopton’s access to lenders and credit unions, your Mobile home park lender investment will be in the right hands. Plus, get the financing structure, down payment, and mortgage that’s right for you—regardless of your market niche.
Why Choose Mobile home park Lenders?
Mobile home parks provide strong income potential with relatively stable occupancy and operational costs. Proper financing allows investors to:
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Maximize leverage while maintaining cash flow
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Upgrade infrastructure and improve tenant experiences
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Fund acquisitions, expansions, or value-add projects
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Access flexible loan structures suited to your property and investment strategy.
States With The Most Mobile Home Parks
- Top States: , Florida, and California lead in total mobile home, trailer park (mobile home park) communities.
- Key Drivers: High population growth, strong demand for affordable housing, and high numbers of, or proximity to, manufacturing plants contribute to the high count in and Florida.
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Urban Hotspots: Despite being popular in rural areas, and Florida have the highest concentrations of manufactured homes within cities, comprising over 13% of their housing stock.
Please ask about our special private Stop Foreclosure money fund for distressed properties or properties with loan amounts as low as $100,000. Up to 60% LTV (60-65 % Special Use properties) and up to 80% CLTV with a 30-year amortization and 5-year fixed rate. Seller Carry seconds are allowed.
Mobile Home Park Florida Coverage Areas
| Alachua Altamonte Springs Anna Maria Apalachicola Apopka Arcadia Archer Astalula Atlantic Beach Atlantis Auburndale Aventura Avon Park Bal Harbour Baldwin Bartow Bay Harbor Islands Bay Lake Bell Belle Glade Belle Isle Belleair Belleair Beach Belleair Bluffs Belleair Shore Belleview Beverley Beach Biscayne Park Blountstown Boca Raton Boynton Beach Bradenton Bradenton Beach Branford Bristol Bronson Brooker Brooksville Bunnell Bushnell Callahan Callaway Cape Canaveral Cape Coral Casselberry Cedar Key Center Hill Century Chattahoochee Chiefland Chipley Cinco Bayou Clearwater Clermont Clewiston Cocoa Cocoa Beach Coconut Creek Coleman Cooper City Coral Gables Coral Springs Cottondale Crescent City Crestview Cross City Crystal River Cutler Bay Dade City Dania Beach Davenport Davie Daytona Beach Daytona Beach Shores De Bary DeFuniak Springs Deerfield Beach Deland Delray Beach Deltona Destin Doral Dunedin Dunnellon Edgewater Edgewood El Portal Estero Esto Eustis Everglades City Fanning Springs Fellsmere Fernandina Beach |
Flagler Beach Florida City Fort Lauderdale Fort Meade Fort Myers Fort Myers Beach Fort Pierce Fort Walton Beach Fort White Freeport Frostproof Fruitland Park Gainesville Glen Saint Mary Golden Beach Golf Grant-Valkaria Green Cove Springs Greenacres Greensboro Greenville Gretna Groveland Gulf Breeze Gulfport Haines City Hallandale Beach Hampton Havana Haverhill Hawthorne Hialeah Hialeah Gardens High Springs Highland Beach Highland Park Hilliard Hillsboro Beach Holly Hill Hollywood Holmes Beach Homestead Howey-in-the-Hills Hypoluxo Indialantic Indian Creek Indian Harbour Beach Indian River Shores Indian Shores Indiantown Inglis Interlachen Inverness Islamorada, Village of Islands Jacksonville Jacksonville Beach Jasper Jay Juno Beach Jupiter Jupiter Inlet Colony Jupiter Island Kenneth City Key Biscayne Key Colony Beach Key West Keystone Heights Kissimmee La Crosse LaBelle Lady Lake Lake Alfred Lake Buena Vista Lake Butler Lake City Lake Clark Shores Lake Hamilton Lake Helen Lake Mary Lake Park Lake Placid Lake Wales Lake Worth Beach Lakeland Lantana Largo Lauderdale Lakes Lauderdale-By-The-Sea Lauderhill Layton Lazy Lake Lee Leesburg Lighthouse Point |
Live Oak Longboat Key Longwood Loxahatchee Groves Lynn Haven Macclenny Madeira Beach Madison Maitland Malabar Manalapan Mangonia Park Marathon Marco Island Margate Marianna Mary Esther Mascotte McIntosh Medley Melbourne Melbourne Beach Melbourne Village Mexico Beach Miami Miami Beach Miami Gardens Miami Lakes Miami Shores Miami Springs Micanopy Midway Milton Minneola Miramar Monticello Montverde Moore Haven Mount Dora Mulberry Naples Neptune Beach New Port Richey New Smyrna Beach Newberry Niceville North Bay Village North Lauderdale North Miami North Miami Beach North Palm Beach North Port North Redington Beach Oak Hill Oakland Oakland Park Ocala Ocean Breeze Ocean Ridge Ocoee Okeechobee Oldsmar Opa-locka Orange City Orange Park Orchid Orlando Ormond Beach Oviedo Pahokee Palatka Palm Bay Palm Beach Palm Beach Gardens Palm Beach Shores Palm Coast Palm Shores Palm Springs Palmetto Palmetto Bay Panama City Panama City Beach Parker Parkland Paxton Pembroke Park Pembroke Pines Penney Farms Pensacola Perry Pierson |
Pinecrest Pinellas Park Plant City Plantation Polk City Pomona Park Pompano Beach Ponce Inlet Port Orange Port Richey Port St. Joe Port St. Lucie Punta Gorda Quincy Reddick Redington Beach Redington Shores Riviera Beach Rockledge Royal Palm Beach Safety Harbor San Antonio Sanford Sanibel Sarasota Satellite Beach Sebastian Sebring Sewall’s Point Shalimar Sneads Sopchoppy South Bay South Daytona South Miami South Palm Beach South Pasadena Southwest Ranches Springfield St. Augustine St. Augustine Beach St. Cloud St. Leo St. Lucie Village St. Marks St. Pete Beach St. Petersburg Starke Stuart Sunny Isles Beach Sunrise Surfside Sweetwater Tallahassee Tamarac Tampa Tarpon Springs Tavares Temple Terrace Tequesta Titusville Treasure Island Trenton Umatilla Valparaiso Venice Vero Beach Virginia Gardens Waldo Wachula Webster Welaka Wellington West Melbourne West Miami West Palm Beach West Park Westlake Weston Wewahitchka White Springs Wildwood Wilton Manors Windermere Winter Garden Winter Haven Winter Park Winter Springs Yankeetown Zephyrhills Zolfo Sprin |
