No Tax Return Texas FHA Mortgage Lenders

Texas No Tax Return FHA Mortgage Lenders

To qualify for a Texas FHA mortgage loan without tax returns, you must be a W2 employee, your commission and bonus income must be less than 25% of your total income, and you should NOT own any rental properties. If your bonus or overtime exceeds 25% of your total income or you own investment properties, you must submit tax returns for qualification. Our Rent Own Texas FHA Mortgage Lenders allow you to PICK OUT THE HOME OF YOUR CHOICE. Texas FHA mortgage lenders make homeownership exciting because, as a W2 employee, you do NOT need to provide your tax returns to qualify for an FHA mortgage. 

Texas No Tax Return Mortgage Options

NO Tax return, Texas mortgage lenders provide No Tax return rent-to-own Texas mortgage options in every city in Texas. Our No Tax return FHA Texas mortgage lenders provide mortgage solutions to accommodate various situations, ensuring that those with no tax returns can still secure their perfect Texas mortgage. Our Rent Own Texas FHA Mortgage Lenders allow you to pick out your Texas rent-to-own home.

No Tax Return Texas Mortgage Lenders low down Payment

No Tax Return FHA Mortgage Lenders– Only If your W2!

To qualify for FHA without tax returns, you must be a W-2 employee. If your bonus or overtime exceeds 25% of your total income or you own investment properties, you must submit tax returns. Texas FHA mortgage lenders make homeownership exciting because, as a W2 employee, you do NOT need to provide your tax returns to qualify for an FHA mortgage. For FHA, self-employed mortgage lenders require 2 years’ tax returns, business and personal.

No Tax Return Rent to Own Texas Mortgage Lenders 

100% Texas FHA Mortgage Lenders
Yes, a 100% no-down-payment, no money down,  Texas FHA mortgage. No money down Texas FHA mortgage offers 96.5% 1st mortgage and 3.5% 2nd mortgage = 100%. Texas FHA mortgage lenders. Or with 3.5% downpayment assistance or 3.5% 2nd mortgage = 100% Texas mortgage lenders. To make this a true 100% financing option. Your purchase contract must request the Sellers to pay 6% to cover your closing costs. To find Texas downpayment assistance programs, click here.

Credit and Downpayment Requirements

Texas NO Tax Return FHA Mortgage Requirements

Reasons FHA Mortgages Are Easier:

• FHA minimum 580 score = 3.5% down or 96.5% financing.
• FHA  minimum 500+ credit score = 10% Down
• FHA  purchase 12 months after a Chapter 13 Bankruptcy 
• FHA purchases 24 months after a Chapter 7 Bankruptcy.
• FHA  purchase 3 years after a Foreclosure.  
• No Credit Score Approvals using alternate trade lines.
• FHA Cashout Refinance Up To 80% loan-to-value!

FHA mortgage Lenders Texas – FHA home loan Texas

No Tax Return FHA Mortgage Checklist

NO Tax Return Texas Mortgage Options

Yes, you can purchase a Texas home or cash-out mortgage refinance with no tax returns, no IRS transcripts, no W2, no 1099, no pay stubs, no job, No Income, no bank statements, no income verification, No Tax return. Texas mortgage options include:

• Self-Employed Less than 1 year = OK          VOE Only Mortgage  = OK                   Asset Depletion = OK
• No Doc, No W2, No Tax Return = OK         Bank Statement Deposits = OK            Jumbo No Tax Returns = OK
• ITIN No Tax return mortgage = OK             Nonresident No Tax Return = OK           Pledged Assets = OK
• Asset Depletion or Pledged = OK                 Business Profit Loss = OK                     DSCR Rental Income = OK
• Home Loan No Tax Returns =OK                1099 mortgage Lenders = OK            3 Months Bank Statement = OK

Rent To Own Texas Mortage Lenders