Cashout Refinance To Pay Florida Property Taxes
– Bad Credit Florida Mortgage Lenders – No Tax Return Florida Mortgage Refinance
Yes, you can use a cash-out refinance to pay delinquent Florida property taxes, tax liens, IRS liens, or HOA/COA liens, essentially converting Florida home equity into cash to pay off debts. Cash-out refinancing helps eliminate past due amounts, potentially avoiding foreclosure or code violations. In order to qualify you will need sufficient home equityin your home and must qualify.
How To Stop Florida Tax Deed Sale!
A Florida hard money lender can be used to stop a Florida property tax deed sale by providing you with the cash needed to redeem the outstanding tax certificate and any associated costs before the tax deed auction occurs. A hard money loan is a short-term loan secured by real estate. Unlike traditional bank loans that focus heavily on the borrower’s ability to repay, creditworthiness, and income, hard money Florida mortgage lenders primarily focus on the value of the property or asset used as collateral. A Florida hard money loan can provide a crucial, albeit potentially expensive, short-term solution to stop a tax deed sale. By acting quickly and understanding the process, you can leverage the speed and flexibility of hard money lending to redeem your property and avoid losing your Florida real estate. Remember to carefully consider the costs and have a solid plan for repaying the loan.
Cashout Refinance To Avoid Florida Tax Deed Sale
TXD-D is a type of deed in Florida property records that typically signifies a Tax Deed Sale, meaning the property was sold at auction by the Florida county due to unpaid Florida property taxes, transferring ownership to the highest bidder who covered the delinquent amounts, a common shorthand you’d see in Florida county records.
Cashout Refinance To Pay Florida Property Taxes
A cash-out refinance involves replacing your existing mortgage with a new, larger loan. The difference between your new loan amount and the balance of your old mortgage is given to you in a lump sum of cash, which you can then use to pay your property tax bill or clear a property tax lien.
Cashout Refinance To Pay Florida Property Tax Lien
What’s the difference between a tax deed sale and a tax deed foreclosure sale?
- Tax deed sale – This process often starts with selling the Tax Deed lien or a certificate to an investor who can collect interest for 2 years. If not paid, they then foreclose on the property owner to get paid, eventually leading to a similar auction if unpaid.
- Florida tax lien foreclosure sales often start with selling the lien (a certificate) to an investor who then forecloses on the property owner to get paid, eventually leading to a similar auction if unpaid. The key difference between the (2) two is the starting point: deed sale focuses on selling the asset (property), while a Florida tax lien foreclosure focuses on collecting the debt. But both of these 2 sepearate processes aim to recover delinquent taxes, often culminating in a public auction where the property is sold.
Florida Property Tax Deed Collection Calendar
| Date | Party | Activity/Responsibility | Statue |
| Ongoing | Tax Collector | Distribute taxes collected to each taxing authority at least 4 times during the first 2 months after receiving the tax roll and at least 1 time in all other months. | 197.383 |
| October through July | Tax Collector | Bill Board of County Commissioners (BOCC) and school board for 1/12 of commissions on county property taxes and occupational and beverage licenses for the last fiscal year. (First board meeting of the month) | 192.102(1) |
| January 1 | Tax Collector | Apply property tax liens to all property with unpaid taxes until taxes are paid. | IRC (Internal Revenue Code) |
| January 31 | Tax Collector | Mail IRS Form 1099 to all individuals receiving interest of $10 or more during the last year. | 197.162 |
| January | Taxpayer | Receive a 2% discount on property taxes paid in January. | IRC |
| February 28 | Tax Collector | Mail 1099 interest data by magnetic media or paper copy to IRS. | 197.162 |
| February | Taxpayer | Receive a 1% discount on property taxes paid in February. | 197.162 |
| March 31 | Taxpayer | Full amount of property taxes due. No discount. | 197.2423(1) 197.2524 |
| March 31 | Taxpayer | Apply for deferral of payment on last year’s property taxes for homestead property, affordable rental housing, or recreational or commercial working waterfront property. | 197.222(1)(d) |
| March 31 | Taxpayer | If approved for prepayment, pay the 4th installment, ¼ of the total estimated property taxes for last year, plus ½ of any adjustment. | 197.374 |
| March 31 | Taxpayer | Pay the remaining balance of a partial payment previously set up and approved by the tax collector. | 197.333 |
| April 1 | Tax Collector | Property taxes become delinquent on April 1 or up to 60 days after the tax collector mailed the tax notice. If the delinquency date for property taxes is after April 1, all dates for delinquent taxes are extended the same number of days. | 197.172 |
| April 1 | Taxpayer | Delinquent property taxes on real and tangible personal property (TPP) bear interest at 18% until a certificate is sold. (Date of delinquency is April 1 or 60 days after a late-mailed tax notice) | 197.344(3) |
| April 24 |
Tax Collector | Prepare warrants for levy on and seizure of TPP that became delinquent last year. (Before April 30) | 197.413(1) |
| April 29 | Tax Collector | File an application to prepay property taxes by installment for the current year. After receiving an application for prepayment, the tax collector will send the taxpayer a quarterly tax notice. | 197.222(1) and (3) |
| April 30 | Tax Collector | Send a second tax notice to taxpayers whose property taxes have not been paid. | 197.343(1) |
| April 30 | Tax Collector | Prepare a list of unpaid TPP taxes as a basis for next year’s warrants. (Before May 1) | 197.413(1) |
| May 1 | Mortgage Holders | Holders of encumbered land or TPP may file to receive information from the tax collector about delinquent property taxes or tax certificates issued by May 1. | 197.344(2) and (3) |
Someone bought a Tax certificate on my Florida property. Does that mean they now own it?
After two years after taxes became delinquent, the certificate holder can place a Tax Deed Application on your property. (Example – 2008 unpaid taxes which had a certificate sold by June 1st of 2009, can have a Tax Deed Application made on it beginning on April 1st, 2011). After a tax deed is made, the property will be scheduled for auction and sold to the highest bidder. If that happens, you have lost any claim or ownership on it.
There is a Tax Deed Application on my Florida property. How long do I have before my property is sold?
This varies and cannot be determined without searching the specific tax account on our public website https://county-taxes.net/broward/broward. Search the property account, then select “Full Bill History.” If the Florida property has been scheduled for public Tax Deed Auction, the date of the auction will be shown on our website. If no date is shown, the property has not yet been scheduled for sale. You can also email our Tax Deed Section at taxdeeds@browardtax.org for specific information on the sale status. On average, it can take up to 16 months, after a Tax Deed Application is submitted, before the property is scheduled for sale.
How can the sell my Tax certificate?
Florida Statute 197.432 requires that the county Tax Collector sell tax certificates on Florida properties with unpaid taxes on or before June 1. A Florida tax certificate (lien) is a public auction for investors to earn interest on paying other people’s property taxes.. If there are no bids on a particular Tax certificate, it would be “struck off” to the County at 18%, the highest interest rate allowed by Florida Statutes.
Refinancing To Pay A Florida Tax Lien
The process begins with a formal notice and demand for payment from the government. If the debt is not resolved, the property tax lien can be placed on all of the taxpayer’s assets, including real estate, vehicles, and business holdings. The lien will remain in place until the tax debt is paid in full or settled. A cash-out refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash. You can use this cash to pay your Florida tax lien.
Who/When can I make a Florida Tax Deed Application?
Only a certificate holder who has held a tax certificate for a minimum of 24 months from the date taxes became delinquent is eligible to make a Florida tax deed application with the county Tax Collector’s Office. This action requires the owner to pay the back taxes and redeem the outstanding Tax Certificate(s); otherwise, the property will be sold at a public auction to the highest bidder.
Stop Florida Tax Lien Sale
To stop a tax lien sale in Florida, you must redeem the property by paying all past due delinquent Florida proeprty taxes, interest, and fees to the Tax Collector or Clerk of Court before the final sale payment is made, effectively stopping the sale process at any stage before the certificate sale, after the certificate, or right before the final tax deed auction. Paying the full arrear property tax amount owed is the most direct method, but refinancing your Florida mortgage may be another viable option to avoid forfeiture.
Ways to Stop the Florida Tax Lien Sale:
- Refinance Florida Property To Pay Delinquent Florida Property Taxes: This is your final chance to cashout refinance and pay all back Florida taxes on the property.
- Pay Before the Florida Tax Deed Sale (Auction): This is your final chance. Pay the total redemption amount Florida taxes, interest, fees, and costs to the Florida county Clerk of Court before the auction concludes.
- Pay Before the Florida Property Tax Certificate Sale (June): Pay the delinquent taxes plus a penalty (around 3%) to prevent the tax certificate from being issued.
- Pay Before the Florida Tax Deed Application: Once a certificate is sold, the holder can apply for a tax deed. Pay the Florida property tax certificate amount, accrued interest, and any application fees to stop the Florida deed application process.
Refinance To Pay Federal Taxes
To remove a Federal Tax lien or a Florida property tax lien, the homeowner can refinance their mortgage. A cash-out Florida mortgage refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash. These excess funds can be used to pay IRS Taxes and Property Taxes.
Refinancing To Pay Florida Property Taxes
The process begins with a formal notice and demand for payment from the government. If the debt is not resolved, the property tax lien can be placed on all of the taxpayer’s assets, including your Florida home. Every county in Florida has its own Florida property appraiser website to search for property taxes. Florida homeowners can review and apply exemptions, assessment limitations, and classifications that may reduce their Florida property’s taxable value.
Refinance Florida Department of Revenue WARRANT
To remove a Federal Tax lien or a Florida property tax lien, the homeowner can refinance their mortgage. A cash-out Florida mortgage refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash. These excess funds can be used to pay IRS Taxes and Property Taxes.
Understanding How A Florida Tax Lien Works
Federal, state, or local governments can impose tax liens on Florida homes and other real estate when the Florida property taxes remain unpaid. THE STATE OF FLORIDA TO ALL AND SINGULAR, THE CLERKS OF THE CIRCUIT COURTS AND ALL AND SINGULAR, THE SHERIFFS OF THE STATE OF FLORIDA WARRANT FOR COLLECTION OF DELINQUENT The taxpayer named above in the County of Broward Sales and Use Tax indebted to the Department of Revenue, State of Florida, in the following amounts: For returns due on or before December 31, 1999, interest is due at the rate of 12% per annum. For returns due on or after January 1, 2000, a floating rate of interest applies by section 213.235, Florida Statutes. Refinancing high-interest tax liens could save you in interest and penalties. A cash-out Florida mortgage refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash.
Limitation Actions to Collect Florida Property Taxes
Unpaid Florida Property Taxes
Florida Statute 197.432 requires that the Florida County Tax Collector sell tax certificates on properties with unpaid taxes on or before June 1. A tax certificate (lien) is a public auction for investors to earn interest on paying other people’s Florida property taxes. A certificate is auctioned off to the bidder who is willing to accept the lowest interest rate. If there are no bids on a particular certificate, it would be “struck off” to the County at 18%, the highest interest rate allowed by Florida Statutes. Refinancing a Florida mortgage to pay delinquent property taxes could save you from penalties and interest.
Is a Florida Cash-Out Refinance Taxable?
No, the cash you receive from a cash-out mortgage refinance isn’t taxed. A cash-out mortgage refinance is not taxable because the IRS considers a cash-out refinance a loan you must repay rather than income. Its possible that you could even be tax benefits depending on how you use the money. Consult your tax advisor to discuss how a cashout refinance could impact to your situation.
Refinance Property Types Include:
- Single-family home – No Tax Return Mortgage Lenders
- Condo – No Tax Return Florida Condo Mortgage Lenders
- Luxury Jumbo – No Tax Return Mortgage Lenders
- Townhouse – No Tax Return Mortgage lenders
- Villa – No Tax Return Florida Mortgage Lenders
- Manufactured home – No Tax Return Mortgage Lenders
- Co-op – No Tax return, Florida Mortgage Lenders
- Condotel – No Tax Return Mortgage Lenders
- Investor Loans- No Tax Return Mortgage lenders
- Multi-Family – No Tax Return Florida Mortgage Lenders
No Tax Return Florida Mortgage Refinance Options:
- No Doc, No W2, No Tax Return – No tax return, no doc loan options.
- Bank Statement Deposits – Bank statement mortgage lenders use your bank statement for income.
- Jumbo No Tax Returns – Jumbo no tax return for large loan amounts over the conforming loan limits.
- 1099 mortgage Lenders – 1099 mortgage lenders use 1099 with no tax returns required.
- 3 Months Bank Statement – 3 3-month bank statement alternative income option to qualify.
- Self-Employed Less than 1 year – Qualify with less than 2 years in the same line of work.
- VOE Only Mortgage – Verification of employment uses the employer VOE to qualify.
- Asset Depletion – Divide qualifying assets to qualify by averaging over 60 to 84 months.
- ITIN No Tax return mortgage – ITIN mortgage lenders use ITIN instead of a Social Security number to qualify.
- Pledged Assets – Pledge assets in reserves for collateral.
- DSCR Rental Income – Use the subject property income to qualify with no personal income to qualify.
Hard Money Florida Mortgage Refinance Options Include:
- Refinance Florida Lis Pendens –
- Refinance Florida Claim of lien –
- Refinance To Pay Florida Tax Lien –
- Refinance Florida Code Violations –
- Refinance Florida Final Judgment –
- Buy-Out-Florida Mortgage Refinance
No Tax Return Cash Out Refinance FHA Mortgage
To qualify for FHA without tax returns, you must be a W2 employee, and your commission and bonus income must be less than 25% of your total income, and you should NOT own any rental properties. And, your earnest money deposit should not come from your side business account; otherwise, the lender will request tax returns. If your bonus or overtime exceeds 25% of your total income or if you own investment properties, you will be required to submit tax returns. Florida FHA mortgage lenders make homeownership exciting because, as a W2 employee, you do NOT need to provide your tax returns to qualify for an FHA mortgage. For FHA, self-employed mortgage lenders require 2 years’ tax returns, business and personal. Clear here to read more about to tax return FHA mortgage loans.
No Tax Return Cashout Refinance Investor Loans
Florida no-income verification investor loans, commonly referred to as DSCR loans, allow real estate investors to secure financing with no personal income or debt-to-income ratio. These loans do not require income documentation, tax returns, or employment verification, making them an attractive option for Florida real estate investors. To learn more about no-income-verification investor loans, click here.
Florida Property Tax Collection Process
The Florida Department of Revenue begins the collection process when a taxpayer fails to file a return, fails to make a payment, underpays the amount due, files late, pays late, or owes additional money discovered in an audit. A delinquency notice (Notice of Delinquency) is issued when a return is not filed and a bill (Notice of Amount Due) is issued when a return is filed late or additional money is due.
The delinquency notice indicates a return has not been filed, while the initial bill contains a breakdown of the additional amount due. It is extremely important to take prompt action when you receive a delinquency notice or bill. Penalties and interest continue to accumulate until the entire amount of the tax due is paid. If the debt remains unpaid for 90 days, the Department will charge a 10% administrative collection processing fee to cover the costs of collecting the debt.
Failure to resolve the debt may result in your account being sent to a private collection agency. If your account is sent to a private collection agency and the debt includes reemployment tax, you will be charged a separate fee by the collection agency.
The quickest way to resolve a bill is to pay it online. If a delinquency notice is received, it is important to file the missing return(s) and pay the tax as soon as possible. Taxpayers who are enrolled to file and pay electronically should submit the missing returns and payments electronically. Taxpayers who are not currently enrolled to file and pay electronically can easily enroll online using the eServices Enrollment application. Once enrolled, a taxpayer will receive a user ID and password that will be available within 48 hours. The taxpayer can then electronically file and pay past-due returns.
A taxpayer who believes a delinquency notice was issued in error, disagrees with a bill amount due, or has already filed or paid the return or bill, should contact the Department immediately to resolve the issue. Call or visit one of the Department’s local service centers, or call Taxpayer Assistance at 850-488-6800 Monday-Friday, excluding holidays. If sending written correspondence, include your name, business name, tax type, business partner number, and telephone number.
Failure to respond timely may result in further enforcement actions which could include: filing liens against property, freezing bank accounts, and revoking sales tax registration and/or other professional licenses.
- Mortgage Refinance Tax Liens, Code Violations, Judgements
- Refinance Florida Tax Liens Code Violations Judgements
- Refinance Florida Tax Liens, Assessments, Judgements Ect.
Refinance Florida Tax Lien – Coverage areas include:
| Alachua | Alachua County |
| Alford | Jackson County |
| Altamonte Springs | Seminole County |
| Altha | Calhoun County |
| Anna Maria | Manatee County |
| Apalachicola | Frankin County |
| Apopka | Orange County |
| Arcadia | DeSoto County |
| Archer | Alachua County |
| Astatula | Lake County |
| Atlantic Beach | Duval County |
| Atlantis | Palm Beach County |
| Auburndale | Polk County |
| Aventura | Miami-Dade County |
| Avon Park | Highlands County |
| Bal Harbor | Miami-Dade County |
| Baldwin | Duval County |
| Bartow | Polk County |
| Bascom | Jackson County |
| Bay Harbor Islands | Miami-Dade County |
| Bay Lake | Orange County |
| Bell | Gilchrist County |
| Belle Glade | Palm Beach County |
| Belle Isle | Orange County |
| Belleair | Pinellas County |
| Belleair Beach | Pinellas County |
| Belleair Bluffs | Pinellas County |
| Belleair Shore | Pinellas County |
| Belleview | Marion County |
| Beverly Beach | Flagler County |
| Biscayne Park | Miami-Dade County |
| Blountstown | Calhoun County |
| Boca Raton | Palm Beach County |
| Bonifay | Holmes County |
| Bonita Springs | Lee County |
| Bowling Green | Hardee County |
| Boynton Beach | Palm Beach County |
| Bradenton Beach | Manatee County |
| Bradenton | Manatee County |
| Branford | Suwannee County |
| Briny Breezes | Palm Beach County |
| Bristol | Liberty County |
| Bronson | Levy County |
| Brooker | Bradford County |
| Brooksville | Hernando County |
| Bunnell | Flagler County |
| Bushnell | Sumter County |
| Callahan | Nassau County |
| Callaway | Bay County |
| Cambelton | Jackson County |
| Cape Canaveral | Brevard County |
| Cape Coral | Lee County |
| Carrabelle | Frankin County |
| Caryville | Washington County |
| Casselberry | Seminole County |
| Cedar Grove | Bay County |
| Cedar Key | Levy County |
| Center Hill | Sumter County |
| Century | Escambia County |
| Chattahoochee | Gadsden County |
| Chiefland | Levy County |
| Chipley | Washington County |
| Cinco Bayou | Okaloosa County |
| Clearwater | Pinellas County |
| Clermont | Lake County |
| Clewiston | Hendry County |
| Cloud Lake | Palm Beach County |
| Cocoa | Brevard County |
| Cocoa Beach | Brevard County |
| Coconut Creek | Broward County |
| Coleman | Sumter County |
| Cooper City | Broward County |
| Coral Gables | Miami-Dade County |
| Coral Springs | Broward County |
| Cottondale | Jackson County |
| Crawfordville | Wakulla County |
| Crescent City | Putnam County |
| Crestview | Okaloosa County |
| Cross City | Dixie County |
| Crystal River | Citrus County |
| Dade City | Pasco County |
| Dania Beach | Broward County |
| Davenport | Polk County |
| Davie | Broward County |
| Daytona Beach | Volusia County |
| Daytona Beach Shores | Volusia County |
| DeBary | Volusia County |
| Deerfield Beach | Broward County |
| DeFuniak Springs | Walton County |
| DeLand | Volusia County |
| Delray Beach | Palm Beach County |
| Deltona | Volusia County |
| Destin | Okaloosa County |
| Doral | Miami-Dade County |
| Dundee | Polk County |
| Dunedin | Pinellas County |
| Dunnellon | Marion County |
| Eagle Lake | Polk County |
| Eatonville | Orange County |
| Ebro | Washington County |
| Edgewater | Volusia County |
| Edgewood | Orange County |
| El Portal | Miami-Dade County |
| Esto | Holmes County |
| Eustis | Lake County |
| Everglades City | Collier County |
| Fanning Springs* | Gilchrist County |
| Fanning Springs* | Levy County |
| Fellsmere | Indian River County |
| Fernandina Beach | Nassau County |
| Flagler Beach | Flagler County |
| Florida City | Miami-Dade County |
| Fort Lauderdale | Broward County |
| Fort Meade | Polk County |
| Fort Myers Beach | Lee County |
| Fort Myers | Lee County |
| Fort Pierce | St. Lucie County |
| Fort Walton Beach | Okaloosa County |
| Fort White | Columbia County |
| Freeport | Walton County |
| Frostproof | Polk County |
| Fruitland Park | Lake County |
| Gainesville | Alachua County |
| Glen Ridge | Palm Beach County |
| Glen Saint Mary | Baker County |
| Golden Beach | Miami-Dade County |
| Golf | Palm Beach County |
| Golfview | Palm Beach County |
| Graceville | Jackson County |
| Grand Ridge | Jackson County |
| Green Cove Springs | Clay County |
| Greenacres | Palm Beach County |
| Greensboro | Gadsden County |
| Greenvilee | Madison County |
| Greenwood | Jackson County |
| Gretna | Gadsden County |
| Groveland | Lake County |
| Gulf Breeze | Santa Rosa County |
| Gulf Stream | Palm Beach County |
| Gulfport | Pinellas County |
| Haines City | Polk County |
| Hallandale | Broward County |
| Hampton Beach | Bradford County |
| Hastings | St. Johns County |
| Havana | Gadsden County |
| Haverhill | Palm Beach County |
| Hawthorne | Alachua County |
| Hialeah | Miami-Dade County |
| Hialeah Gardens | Miami-Dade County |
| High Springs | Alachua County |
| Highland Beach | Palm Beach County |
| Highland Park | Polk County |
| Hillcrest Heights | Polk County |
| Hilliard | Nassau County |
| Hillsboro Beach | Broward County |
| Holly Hill | Volusia County |
| Hollywood | Broward County |
| Holmes Beach | Manatee County |
| Homestead | Miami-Dade County |
| Horseshoe Beach | Dixie County |
| Howey-in-the-Hills | Lake County |
| Hupoluxo | Palm Beach County |
| Indialantic | Brevard County |
| Indian Creek | Miami-Dade County |
| Indian Harbour Beach | Brevard County |
| Indian River Shores | Indian River County |
| Indian Rocks Beach | Pinellas County |
| Indian Shores | Pinellas County |
| Inglis | Levy County |
| Interlachen | Putnam County |
| Inverness | Citrus County |
| Islamorada | Monroe County |
| Islandia | Miami-Dade County |
| Jacksonville Beach | Duval County |
| Jacksonville | Duval County |
| Jacob | Jackson County |
| Jasper | Hamilton County |
| Jay | Santa Rosa County |
| Jennings | Hamilton County |
| Juno Beach | Palm Beach County |
| Jupiter | Palm Beach County |
| Jupiter Inlet Colony | Palm Beach County |
| Jupiter Island | Martin County |
| Kenneth City | Pinellas County |
| Key Biscayne | Miami-Dade County |
| Key Colony Beach | Monroe County |
| Key West | Monroe County |
| Keystone Heights | Clay County |
| Kissimmee | Osceola County |
| La Crosse | Alachua County |
| LaBelle | Hendry County |
| Lady Lake | Lake County |
| Lake Alfred | Polk County |
| Lake Buena Vista | Orange County |
| Lake Butler | Union County |
| Lake City | Columbia County |
| Lake Clarke Shores | Palm Beach County |
| Lake Hamilton | Polk County |
| Lake Helen | Volusia County |
| Lake Mary | Seminole County |
| Lake Park | Palm Beach County |
| Lake Placid | Highlands County |
| Lake Wales | Polk County |
| Lake Worth | Palm Beach County |
| Lakeland | Polk County |
| Lantana | Palm Beach County |
| Largo | Pinellas County |
| Lauderdale Lakes | Broward County |
| Lauderdale-by-the-Sea | Broward County |
| Lauderhill | Broward County |
| Laurel Hill | Okaloosa County |
| Lawtey | Bradford County |
| Layton | Monroe County |
| Lazy Lake | Broward County |
| Lee | Madison County |
| Leesburg | Lake County |
| Lighthouse Point | Broward County |
| Live Oak | Suwannee County |
| Longboat Key* | Sarasota County |
| Longboat Key* | Manatee County |
| Longwood | Seminole County |
| Lynn Haven | Bay County |
| Macclenny | Baker County |
| Madeira Beach | Pinellas County |
| Madison | Madison County |
| Maitland | Orange County |
| Malabar | Brevard County |
| Malone | Jackson County |
| Manalapan | Palm Beach County |
| Mangonia Park | Palm Beach County |
| Marathon | Monroe County |
| Marco Island | Collier County |
| Margate | Broward County |
| Marianna | Jackson County |
| Marineland* | St. Johns County |
| Marineland* | Flagler County |
| Mary Esther | Okaloosa County |
| Mascotte | Lake County |
| Mayo | Lafayette County |
| McIntosh | Marion County |
| Medley | Miami-Dade County |
| Melbourne | Brevard County |
| Melbourne Beach | Brevard County |
| Melbourne Village | Brevard County |
| Mexico Beach | Bay County |
| Miami Beach | Miami-Dade County |
| Miami Gardens | Miami-Dade County |
| Miami Lakes | Miami-Dade County |
| Miami Shores Village | Miami-Dade County |
| Miami Springs | Miami-Dade County |
| Miami | Miami-Dade County |
| Micanopy | Alachua County |
| Midway | Gadsden County |
| Milton | Santa Rosa County |
| Minneola | Lake County |
| Miramar | Broward County |
| Monticello | Jefferson County |
| Montverde | Lake County |
| Moore Haven | Glades County |
| Mount Dora | Lake County |
| Mulberry | Polk County |
| Naples | Collier County |
| Neptune Beach | Duval County |
| New Port Richey | Pasco County |
| New Smyrna Beach | Volusia County |
| Newberry | Alachua County |
| Niceville | Okaloosa County |
| Noma | Holmes County |
| North Bay Village | Miami-Dade County |
| North Lauderdale | Broward County |
| North Miami | Miami-Dade County |
| North Miami Beach | Miami-Dade County |
| North Palm Beach | Palm Beach County |
| North Port | Sarasota County |
| North Redington Beach | Pinellas County |
| Oak Hill | Volusia County |
| Oakland | Orange County |
| Oakland Park | Broward County |
| Ocala | Marion County |
| Ocean Breeze Park | Martin County |
| Ocean Ridge | Palm Beach County |
| Ocoee | Orange County |
| Okeechobee | Okeechobee County |
| Oldsmar | Pinellas County |
| Opa-locka | Miami-Dade County |
| Orange City | Volusia County |
| Orange Park | Clay County |
| Orchid | Indian River County |
| Orlando | Orange County |
| Ormond Beach | Volusia County |
| Otter Creek | Levy County |
| Oviedo | Seminole County |
| Pahokee | Palm Beach County |
| Palatka | Putnam County |
| Palm Bay | Brevard County |
| Palm Beach | Palm Beach County |
| Palm Beach Shores | Palm Beach County |
| Palm Beach Gardens | Palm Beach County |
| Palm Coast | Flagler County |
| Palm Shores | Brevard County |
| Palm Springs | Palm Beach County |
| Palmetto | Manatee County |
| Palm Harbor | Pinellas County |
| Palmetto Bay | Miami-Dade County |
| Panama City | Bay County |
| Panama City Beach | Bay County |
| Parker | Bay County |
| Parkland | Broward County |
| Paxton | Walton County |
| Pembroke Park | Broward County |
| Pembroke Pines | Broward County |
| Penney Farms | Clay County |
| Pensacola | Escambia County |
| Perry | Taylor County |
| Pierson | Volusia County |
| Pine Crest | Miami-Dade County |
| Pinellas Park | Pinellas County |
| Plant City | Hillsborough County |
| Plantation | Broward County |
| Polk City | Polk County |
| Pomona Park | Putnam County |
| Pompano Beach | Broward County |
| Ponce De Leon | Holmes County |
| Ponce Inlet | Volusia County |
| Port Ornage | Volusia County |
| Port Richey | Pasco County |
| Port St. Lucie | St. Lucie County |
| Port St. Joe | Gulf County |
| Punta Gorda | Charlotte County |
| Quincy | Gadsden County |
| Raiford | Union County |
| Reddick | Marion County |
| Redington Beach | Pinellas County |
| Redington Shores | Pinellas County |
| Riviera Beach | Palm Beach County |
| Rockledge | Brevard County |
| Royal Palm Beach | Palm Beach County |
| Safety Harbor | Pinellas County |
| Saint Leo | Pasco County |
| San Antonio | Pasco County |
| Sanford | Seminole County |
| Sanibel | Lee County |
| Sarasota | Sarasota County |
| Satellite Beach | Brevard County |
| Sea Ranch Lakes | Broward County |
| Sebastian | Indian River County |
| Seabring | Highlands County |
| Seminole | Pinellas County |
| Sewall’s Point | Martin County |
| Shalimar | Okaloosa County |
| Sneads | Jackson County |
| Sopchoppy | Wakulla County |
| South Bay | Palm Beach County |
| South Daytona | Volusia County |
| Sounty Miami | Miami-Dade County |
| South Palm Beach | Palm Beach County |
| South Pasadena | Pinellas County |
| Southwest Ranches | Bay County |
| Springfield | Bay County |
| St. Augustine Beach | St. Johns County |
| St. Augustine | St. Johns County |
| St. Cloud | Osceola County |
| St. Lucie Village | St. Lucie County |
| St. Marks | Wakulla County |
| St. Pete Beach | Pinellas County |
| St. Petersburg | Pinellas County |
| Starke | Bradford County |
| Stuart | Martin County |
| Sun City Center | Hillsborough County |
| Sunny Hills | Washington County |
| Sunny Isles Beach | Miami-Dade County |
| Sunrise | Broward County |
| Surfside | Miami-Dade County |
| Sweetwater | Miami-Dade County |
| Tallahassee | Leon County |
| Tamarac | Broward County |
| Tampa | Hillsborough County |
| Tarpon Springs | Pinellas County |
| Tavares | Lake County |
| Temple Terrace | Hillsborough County |
| Tequesta | Palm Beach County |
| Titusville | Brevard County |
| Treasure Island | Pinellas County |
| Trenton | Gilchrist County |
| Umatilla | Lake County |
| Valpariso | Okaloosa County |
| Venice | Sarasota County |
| Vernon | Washington County |
| Vero Beach | Indian River County |
| Virginia Gardens | Miami-Dade County |
| Waldo | Alachua County |
| Wauchula | Hardee County |
| Wausau | Washington County |
| Webster | Sumter County |
| Weeki Wachee | Hernando County |
| Welaka | Putnam County |
| Wellington | Palm Beach County |
| West Melbourne | Brevard County |
| West Miami | Miami-Dade County |
| West Palm Beach | Palm Beach County |
| Weston | Broward County |
| Westville | Holmes County |
| Wewahitchka | Gulf County |
| White Springs | Hamilton County |
| Wildwood | Sumter County |
| Williston | Levy County |
| Wilton Manors | Broward County |
| Windermere | Orange County |
| Winter Garden | Orange County |
| Winter Haven | Polk County |
| Winter Park | Orange County |
| Winter Springs | Seminole County |
| Worthington Springs | Union County |
| Yankeetown | Levy County |
| Youngstown | Bay County |
| Zephyrhills | Pasco County |
| Zolfo Springs | Hardee County |
