Yes, you can cash out, refinance your Florida mortgage, and pay off a UCC (Uniform Commercial Code) filing, such as a solar panel or Florida home improvement lien; the Florida UCC filing must be satisfied in full. Your new Florida mortgage lender will require an official Florida UCC payoff quote and a documented lien release by filing UCC-3 Termination Statement to clear your property title. Refinancing out of a UCC loan at 25% interest rate for 5 – 10 years into a 5-10% mortgage interest rate over 30 years could save you A LOT OF MONEY. In Florida, the average UCC interest rate is 18% per annum simple interest for obligations of $500,000 or less, and 25% per annum for obligations exceeding $500,000. Refinancing out of a UCC loan into a mortgage loan might cut your payments more than in half!
Cashout Refinance To Pay Off UCC Loan
Florida Uniform Commercial Code (UCC) filings are centralized statewide at the Florida Secured Transaction Registry. These Florida UCC loan filings searches provide public notice that a Florida UCC creditor has a security interest in a debtor’s personal property to secure a UCC loan or obligation.
Cashout Refinance To Pay Off UCC Loan
| Hard Money Florida Loan Amounts • $50,000 to $25 million • Residential & Commerical & Land |
Loan-to-Value (LTV) Ratios • Up to 70% on purchases • Up to 65% on refinance |
| Terms • 24 months, extension options available • Interest-only payments • Fair Rates • No prepayment penalty • Escrow may be required |
Qualification • Any credit score • Borrower must document ability to pay • Property must be in Florida • No corporate title required • Read More about Florida Hard Money Lenders |
Cash-Out Refinance To Pay UCC Loan In Florida
A UCC loan in Florida refers to any secured commercial loan, such as a business loan, equipment financing, or merchant cash advance, in which the Florida UCC lender files a UCC-1 Financing Statement. A cash-out refinance on your home or business mortgage replaces your current Florida mortgage with a larger one, and the difference is given to you as a cash-out lump sum to pay off your UCC loan. You can use this extra cash to pay off Florida UCC loans, Florida UCC, business taxes, and Florida municipal tax liens.
UCC Florida Business Loan Refinance:
- No fixed low cap for commercial Florida UCC loans: Florida’s strict consumer usury caps primarily protect individual borrowers. Parties negotiating business‑to‑business loans commonly contract higher rates so long as the rate isn’t unconscionable or intended to evade the law.
- Banking and federal preemption: national banks, federally chartered lenders, and many bank products aren’t bound by state usury caps (federal preemption applies).
- Criminal/penalty thresholds exist: charging exorbitant, unconscionable, or fraudulently usurious rates can trigger civil remedies and, in rare cases, criminal exposure. Courts will scrutinize sham or predatory structures.
- Commercial loan documentation & repayment structure matter: interest vs. fees, default interest, and disguised finance charges can affect enforceability and any usury analysis.
- Practical limit: market norms and investor/funder guidelines typically cap commercial loan effective yields well below extremes (hard‑money often 8–18%+ depending on risk; bridge/hard‑money higher).
- Always check statutes and counsel: exact legal limits and defenses depend on borrower type, lender charter, loan size, and structure — consult a Florida commercial attorney for a definitive answer, and I can pull relevant statutes/cases for you.
Refinancing UCC loans in Florida includes:
- Refinance UCC Loan Equipment Financing: A Florida manufacturer secures a loan to purchase new industrial machinery. The specific machinery being purchased serves as the collateral, and the UCC Florida lender files a UCC-1 to perfect their security interest. Collateral: machinery, vehicles, computers, HVAC, construction equipment. Use: purchase or refinance of business equipment. Perfection: UCC‑1 filing; for titled vehicles, perfect by notation on certificate of title.
- Refinance UCC Loan Factoring or Working Capital: A Florida logistics or wholesale company pledges its open accounts receivable and inventory as collateral to a factoring company in exchange for an immediate UCC cash advance. The creditor files a UCC-1 blanket lien covering these shifting business assets.
- Refinance UCC Loan Merchant Cash Advance (MCA): A small retail business in Hollywood, FL, borrows money for short-term cash flow. The lender files a UCC-1 lien against the business’s future daily credit card receipts or general business assets to secure the repayment.
- Refinance UCC Florida Loan Trade Fixtures and Alterations: A restaurant owner leases a commercial space in Miami and takes out a loan to install attached kitchen equipment (trade fixtures). The lender files a UCC fixture filing statement to claim these attached assets in the event of a default.
- Refinance UCC Florida Loan Inventory financing: Refinancing to pay off UCC Collateral: inventory, finished goods, work‑in‑process. Use: retailer or wholesaler borrows to buy inventory; lender takes a security interest and monitors turnover. Perfection: file UCC‑1; lender often requires periodic reports and reserve accounts.
- Refinance UCC Florida Loan To Payoff Accounts receivable – factoring to include: Collateral: invoices/accounts receivable and proceeds. Use: immediate cash against unpaid invoices; lender collects receivables or takes assignment. Perfection: UCC‑1; lender may also require notification to obligors (account debtors) if assignment.
- Refinance UCC Florida Loan To Payoff Purchase‑money security interest (PMSI) Collateral: new inventory or equipment purchased with lender funds. Use: seller or lender supplies financing for the acquisition; PMSI can get priority over earlier liens if properly perfected (strict notice/perfection rules). Perfection: timely UCC‑1 filing and compliance with PMSI rules under Fla. Stat. ch. 679.
- Refinance UCC Florida Loan To Payoff Blanket lien on business assets: Collateral: all business assets (inventory, AR, equipment, general intangibles). Use: working‑capital revolver or acquisition financing.
- Refinance UCC Florida Loan To Payoff Real‑estate‑related fixture filing: Collateral: fixtures (equipment attached to real property). Use: financing for installed equipment (e.g., restaurant ovens, HVAC). Perfection: UCC‑1 fixture filing (filed in county real‑estate records) to protect priority against later real‑estate mortgages.
- Refinance UCC Florida Loan To Payoff Crop & livestock financing/farm loans Collateral: crops, livestock, farm equipment, proceeds. Use: seasonal operating capital for growers/ranchers. Perfection: UCC‑1; statutory agricultural lien rules may also apply.
- Refinance UCC Florida Loan To Payoff Business acquisition financing/seller note secured by UCC lien. Collateral: buyer’s assets and sometimes stock/ownership interests. Use: buyer finances the purchase with a seller note; seller takes a UCC lien as security. Perfection: UCC‑1 on acquired assets; additional stock pledge agreements if applicable.
- Refinance UCC Florida Loan To Payoff SBA/agency loans with UCC filings. Collateral: business assets; SBA often takes a blanket UCC lien subordinate to certain liens per program rules. Use: SBA 7(a) or 504 loans supplement bank lending; UCC‑1 required to perfect SBA security interest.
- Refinance UCC Florida Loan To Payoff Merchant cash advance / revenue‑based financing (structured as secured) Collateral: future card receipts, business assets, or general intangible assignment. Use: short‑term cash in exchange for a percentage of future sales; many use UCC filings to secure assignment. Perfection: UCC‑1; enforceability depends on structure and state law review.
- Refinance UCC Florida Loan To Payoff Intellectual property – intangible security: To include Collateral: trademarks, patents, copyrights, software licenses, customer lists. Use: loans to tech/service businesses secured by IP or contractual rights. Perfection: UCC‑1 covers general intangibles; separate filings/assignments may be needed for patents/trademarks.
Florida UCC‑secured loan Notes:
- Statute: UCC Article 9 governs in Florida — see Fla. Stat. ch. 679.
- Filing office: UCC‑1 financing statements file centrally via Florida Sec. of State (not county) for most collateral; fixture filings & certain real‑property‑related notices record in county real‑estate records.
- Priority: generally first‑to‑file or perfect wins; PMSI and other special rules can alter priority — timing and proper steps matter.
- Search: always run a UCC search (SOS) and title search to detect existing liens; confirm the perfection method (title notation for vehicles, fixture filings for fixtures).
- Enforcement: remedies include repossession, sale of collateral, collection of proceeds, and seeking deficiency judgments — must comply with Article 9 sale requirements and self‑help rules (non‑breach of peace).
- Due diligence: lenders require PILOTs (proof of insurance, inspection, UCC search), borrowing base reporting for AR/inventory, and legal opinion/filing confirmation when cross‑border or complex collateral is involved.
Refinance UCC Loan With a Mortgage In Florida:
- Single-family home – Florida Bad credit Mortgage Lenders:
- Townhouse- Florida Bad credit Mortgage lenders:
- Manufactured home – Florida Bad credit Mortgage Lenders :
- Multifamily – Florida Bad Credit Mortgage Lenders:
- Villa – Florida Bad Credit Mortgage Lenders:
- Condos- Florida Bad Credit approved Condos:
- Commercial – Investment Properties:
- Condotel or Condo Hotel – Bad Credit Mortgage Lenders:
- Jumbo Luxury Bad Credit Mortgage Lenders:
- Co-op Florida – Bad Credit Mortgage Lenders:
- Non-Warrantable Condo – Bad Credit Mortgage Lenders:
- PadSplit – Florida Bad Credit Mortgage Lenders:
Refinance UCC Loan In Florida With Bad Credit:
- Mortgage with 30-60-90 day late payments :
- Refinance Florida past due HOA:
- Refinance Florida Lis Pendens :
- Refinance Florida Claim of lien :
- Refinance To Pay Florida Tax Lien :
- Refinance Florida Code Violations :
- Refinance Florida UCC Loan :
- Refinance Florida Final Judgment :
- Buy-Out-Florida Mortgage Refinance :
- Refinance Florida Department of Revenue Warrant :
- Refinance Florida Mortgage While in Bankruptcy :
- Stop Foreclosure Bad Credit Florida Mortgage Lenders :
- Refinance Florida Homeowners Association Lis Pendens :
- Partial Construction Florida Bad Credit Mortgage Lenders :
- Bad Credit Cash Out Refinance Florida Home Listed For Sale:
- Land – Refinance Bad Credit Florida Land Lenders:
Commercial UCC Mortgage Refinance Types:
- Parking lot – Refinance Florida UCC :
- Commerical – Florida Refinance Buyout Partner:
- Agricultural – Hard Money Florida Mortgage Lenders:
- Car Dealership – Hard Money Florida Mortgage Lenders:
- Industrial – Refinance Florida UCC :
- Assisted Living – Home Refinance Florida UCC :
- Funeral Home – Refinance Florida UCC :
- Multifamily – Hard Money Florida Mortgage Lenders:
- HOA – Hard Money Florida Mortgage Lenders:
- Vacant Land – Florida Hard Money Lenders:
- Commerical Land – Florida Hard Money Lenders:
- Hotel – Hard Money Florida Mortgage Lenders:
- Motel – Hard Money Florida Mortgage Lenders:
- Inherited – Commercial Property Refinance Before Probate:
- Warehouse – Refinance Florida UCC :
What is a UCC filing in Florida?
A Florida UCC filing is a legal notice that a creditor has a security interest in a Florida debtor’s personal property or business assets. It publicly establishes “first-in-line” priority if the debtor defaults or goes bankrupt.
How And Why UCC Filings Work in Florida
- In Florida, the UCC-1 Financing Statement is the initial form filed to officially record the lien. It includes the debtor’s name, the secured party (creditor), and a description of the collateral (such as inventory, equipment, or accounts receivable)
- UCC-1 Filings: Florida UCC Lenders routinely file UCC-1 Florida financing statements to publicly declare their lien on a Florida company’s assets (like equipment, inventory, or accounts receivable) as collateral for a loan.
- The Florida Registry: All UCC filings in the state are processed through the centralized Florida Secured Transaction Registry.
- Strict Requirements: Florida law is highly unforgiving regarding errors on Florida UCC filings. The debtor’s name must match their legal documents (like their articles of organization) exactly, or the creditor risks losing their secured status
- Lifespan: A standard UCC filing is effective for 5 years. Florida UCC Creditors must file a UCC-3 continuation statement to keep the lien active before it expires.
Refinance All Types Of Florida UCC Loans
Cashout Refinance In Florida To Pay off UCC-1 loan, UCC-1 Addendum, UCC-1 Additional Party, UCC-1 Additional Information, UCC-3, UCC-3 Addendum, UCC-3 Additional Party, and UCC-5 Information Statement forms approved by the Florida Secretary of State are available for download from this site. To select a form to download, click on the download icon under the respective format for the form. These forms are only available online.
|
Florida UCC Forms |
Download UCC PDF |
Download UCC Word |
|---|---|---|
| UCC-1 | Florida UCC-1 | Florida UCC-1 |
| UCC-1 Addendum | UCC-1 Addendum | UCC-1 Addendum |
| UCC-1 Additional Party | UCC-1 Additional Party | UCC-1 Additional Party |
| UCC-1 Additional Information | UCC-1 Additional Information | UCC-1 Additional Information |
| UCC-3 | UCC-3 | UCC-3 |
| UCC-3 Addendum | UCC-3 Addendum | UCC-3 Addendum |
| UCC-3 Additional Party | UCC-3 Additional Party | UCC-3 Additional Party |
| UCC-5 Information Statement | UCC-5 Information Statement | UCC-5 Information Statement |
Refinance UCC With A Mortgage In All Florida:
| Alachua | Alachua County |
| Alford | Jackson County |
| Altamonte Springs | Seminole County |
| Altha | Calhoun County |
| Anna Maria | Manatee County |
| Apalachicola | Frankin County |
| Apopka | Orange County |
| Arcadia | DeSoto County |
| Archer | Alachua County |
| Astatula | Lake County |
| Atlantic Beach | Duval County |
| Atlantis | Palm Beach County |
| Auburndale | Polk County |
| Aventura | Miami-Dade County |
| Avon Park | Highlands County |
| Bal Harbor | Miami-Dade County |
| Baldwin | Duval County |
| Bartow | Polk County |
| Bascom | Jackson County |
| Bay Harbor Islands | Miami-Dade County |
| Bay Lake | Orange County |
| Bell | Gilchrist County |
| Belle Glade | Palm Beach County |
| Belle Isle | Orange County |
| Belleair | Pinellas County |
| Belleair Beach | Pinellas County |
| Belleair Bluffs | Pinellas County |
| Belleair Shore | Pinellas County |
| Belleview | Marion County |
| Beverly Beach | Flagler County |
| Biscayne Park | Miami-Dade County |
| Blountstown | Calhoun County |
| Boca Raton | Palm Beach County |
| Bonifay | Holmes County |
| Bonita Springs | Lee County |
| Bowling Green | Hardee County |
| Boynton Beach | Palm Beach County |
| Bradenton Beach | Manatee County |
| Bradenton | Manatee County |
| Branford | Suwannee County |
| Briny Breezes | Palm Beach County |
| Bristol | Liberty County |
| Bronson | Levy County |
| Brooker | Bradford County |
| Brooksville | Hernando County |
| Bunnell | Flagler County |
| Bushnell | Sumter County |
| Callahan | Nassau County |
| Callaway | Bay County |
| Cambelton | Jackson County |
| Cape Canaveral | Brevard County |
| Cape Coral | Lee County |
| Carrabelle | Frankin County |
| Caryville | Washington County |
| Casselberry | Seminole County |
| Cedar Grove | Bay County |
| Cedar Key | Levy County |
| Center Hill | Sumter County |
| Century | Escambia County |
| Chattahoochee | Gadsden County |
| Chiefland | Levy County |
| Chipley | Washington County |
| Cinco Bayou | Okaloosa County |
| Clearwater | Pinellas County |
| Clermont | Lake County |
| Clewiston | Hendry County |
| Cloud Lake | Palm Beach County |
| Cocoa | Brevard County |
| Cocoa Beach | Brevard County |
| Coconut Creek | Broward County |
| Coleman | Sumter County |
| Cooper City | Broward County |
| Coral Gables | Miami-Dade County |
| Coral Springs | Broward County |
| Cottondale | Jackson County |
| Crawfordville | Wakulla County |
| Crescent City | Putnam County |
| Crestview | Okaloosa County |
| Cross City | Dixie County |
| Crystal River | Citrus County |
| Dade City | Pasco County |
| Dania Beach | Broward County |
| Davenport | Polk County |
| Davie | Broward County |
| Daytona Beach | Volusia County |
| Daytona Beach Shores | Volusia County |
| DeBary | Volusia County |
| Deerfield Beach | Broward County |
| DeFuniak Springs | Walton County |
| DeLand | Volusia County |
| Delray Beach | Palm Beach County |
| Deltona | Volusia County |
| Destin | Okaloosa County |
| Doral | Miami-Dade County |
| Dundee | Polk County |
| Dunedin | Pinellas County |
| Dunnellon | Marion County |
| Eagle Lake | Polk County |
| Eatonville | Orange County |
| Ebro | Washington County |
| Edgewater | Volusia County |
| Edgewood | Orange County |
| El Portal | Miami-Dade County |
| Esto | Holmes County |
| Eustis | Lake County |
| Everglades City | Collier County |
| Fanning Springs* | Gilchrist County |
| Fanning Springs* | Levy County |
| Fellsmere | Indian River County |
| Fernandina Beach | Nassau County |
| Flagler Beach | Flagler County |
| Florida City | Miami-Dade County |
| Fort Lauderdale | Broward County |
| Fort Meade | Polk County |
| Fort Myers Beach | Lee County |
| Fort Myers | Lee County |
| Fort Pierce | St. Lucie County |
| Fort Walton Beach | Okaloosa County |
| Fort White | Columbia County |
| Freeport | Walton County |
| Frostproof | Polk County |
| Fruitland Park | Lake County |
| Gainesville | Alachua County |
| Glen Ridge | Palm Beach County |
| Glen Saint Mary | Baker County |
| Golden Beach | Miami-Dade County |
| Golf | Palm Beach County |
| Golfview | Palm Beach County |
| Graceville | Jackson County |
| Grand Ridge | Jackson County |
| Green Cove Springs | Clay County |
| Greenacres | Palm Beach County |
| Greensboro | Gadsden County |
| Greenvilee | Madison County |
| Greenwood | Jackson County |
| Gretna | Gadsden County |
| Groveland | Lake County |
| Gulf Breeze | Santa Rosa County |
| Gulf Stream | Palm Beach County |
| Gulfport | Pinellas County |
| Haines City | Polk County |
| Hallandale | Broward County |
| Hampton Beach | Bradford County |
| Hastings | St. Johns County |
| Havana | Gadsden County |
| Haverhill | Palm Beach County |
| Hawthorne | Alachua County |
| Hialeah | Miami-Dade County |
| Hialeah Gardens | Miami-Dade County |
| High Springs | Alachua County |
| Highland Beach | Palm Beach County |
| Highland Park | Polk County |
| Hillcrest Heights | Polk County |
| Hilliard | Nassau County |
| Hillsboro Beach | Broward County |
| Holly Hill | Volusia County |
| Hollywood | Broward County |
| Holmes Beach | Manatee County |
| Homestead | Miami-Dade County |
| Horseshoe Beach | Dixie County |
| Howey-in-the-Hills | Lake County |
| Hupoluxo | Palm Beach County |
| Indialantic | Brevard County |
| Indian Creek | Miami-Dade County |
| Indian Harbour Beach | Brevard County |
| Indian River Shores | Indian River County |
| Indian Rocks Beach | Pinellas County |
| Indian Shores | Pinellas County |
| Inglis | Levy County |
| Interlachen | Putnam County |
| Inverness | Citrus County |
| Islamorada | Monroe County |
| Islandia | Miami-Dade County |
| Jacksonville Beach | Duval County |
| Jacksonville | Duval County |
| Jacob | Jackson County |
| Jasper | Hamilton County |
| Jay | Santa Rosa County |
| Jennings | Hamilton County |
| Juno Beach | Palm Beach County |
| Jupiter | Palm Beach County |
| Jupiter Inlet Colony | Palm Beach County |
| Jupiter Island | Martin County |
| Kenneth City | Pinellas County |
| Key Biscayne | Miami-Dade County |
| Key Colony Beach | Monroe County |
| Key West | Monroe County |
| Keystone Heights | Clay County |
| Kissimmee | Osceola County |
| La Crosse | Alachua County |
| LaBelle | Hendry County |
| Lady Lake | Lake County |
| Lake Alfred | Polk County |
| Lake Buena Vista | Orange County |
| Lake Butler | Union County |
| Lake City | Columbia County |
| Lake Clarke Shores | Palm Beach County |
| Lake Hamilton | Polk County |
| Lake Helen | Volusia County |
| Lake Mary | Seminole County |
| Lake Park | Palm Beach County |
| Lake Placid | Highlands County |
| Lake Wales | Polk County |
| Lake Worth | Palm Beach County |
| Lakeland | Polk County |
| Lantana | Palm Beach County |
| Largo | Pinellas County |
| Lauderdale Lakes | Broward County |
| Lauderdale-by-the-Sea | Broward County |
| Lauderhill | Broward County |
| Laurel Hill | Okaloosa County |
| Lawtey | Bradford County |
| Layton | Monroe County |
| Lazy Lake | Broward County |
| Lee | Madison County |
| Leesburg | Lake County |
| Lighthouse Point | Broward County |
| Live Oak | Suwannee County |
| Longboat Key* | Sarasota County |
| Longboat Key* | Manatee County |
| Longwood | Seminole County |
| Lynn Haven | Bay County |
| Macclenny | Baker County |
| Madeira Beach | Pinellas County |
| Madison | Madison County |
| Maitland | Orange County |
| Malabar | Brevard County |
| Malone | Jackson County |
| Manalapan | Palm Beach County |
| Mangonia Park | Palm Beach County |
| Marathon | Monroe County |
| Marco Island | Collier County |
| Margate | Broward County |
| Marianna | Jackson County |
| Marineland* | St. Johns County |
| Marineland* | Flagler County |
| Mary Esther | Okaloosa County |
| Mascotte | Lake County |
| Mayo | Lafayette County |
| McIntosh | Marion County |
| Medley | Miami-Dade County |
| Melbourne | Brevard County |
| Melbourne Beach | Brevard County |
| Melbourne Village | Brevard County |
| Mexico Beach | Bay County |
| Miami Beach | Miami-Dade County |
| Miami Gardens | Miami-Dade County |
| Miami Lakes | Miami-Dade County |
| Miami Shores Village | Miami-Dade County |
| Miami Springs | Miami-Dade County |
| Miami | Miami-Dade County |
| Micanopy | Alachua County |
| Midway | Gadsden County |
| Milton | Santa Rosa County |
| Minneola | Lake County |
| Miramar | Broward County |
| Monticello | Jefferson County |
| Montverde | Lake County |
| Moore Haven | Glades County |
| Mount Dora | Lake County |
| Mulberry | Polk County |
| Naples | Collier County |
| Neptune Beach | Duval County |
| New Port Richey | Pasco County |
| New Smyrna Beach | Volusia County |
| Newberry | Alachua County |
| Niceville | Okaloosa County |
| Noma | Holmes County |
| North Bay Village | Miami-Dade County |
| North Lauderdale | Broward County |
| North Miami | Miami-Dade County |
| North Miami Beach | Miami-Dade County |
| North Palm Beach | Palm Beach County |
| North Port | Sarasota County |
| North Redington Beach | Pinellas County |
| Oak Hill | Volusia County |
| Oakland | Orange County |
| Oakland Park | Broward County |
| Ocala | Marion County |
| Ocean Breeze Park | Martin County |
| Ocean Ridge | Palm Beach County |
| Ocoee | Orange County |
| Okeechobee | Okeechobee County |
| Oldsmar | Pinellas County |
| Opa-locka | Miami-Dade County |
| Orange City | Volusia County |
| Orange Park | Clay County |
| Orchid | Indian River County |
| Orlando | Orange County |
| Ormond Beach | Volusia County |
| Otter Creek | Levy County |
| Oviedo | Seminole County |
| Pahokee | Palm Beach County |
| Palatka | Putnam County |
| Palm Bay | Brevard County |
| Palm Beach | Palm Beach County |
| Palm Beach Shores | Palm Beach County |
| Palm Beach Gardens | Palm Beach County |
| Palm Coast | Flagler County |
| Palm Shores | Brevard County |
| Palm Springs | Palm Beach County |
| Palmetto | Manatee County |
| Palm Harbor | Pinellas County |
| Palmetto Bay | Miami-Dade County |
| Panama City | Bay County |
| Panama City Beach | Bay County |
| Parker | Bay County |
| Parkland | Broward County |
| Paxton | Walton County |
| Pembroke Park | Broward County |
| Pembroke Pines | Broward County |
| Penney Farms | Clay County |
| Pensacola | Escambia County |
| Perry | Taylor County |
| Pierson | Volusia County |
| Pine Crest | Miami-Dade County |
| Pinellas Park | Pinellas County |
| Plant City | Hillsborough County |
| Plantation | Broward County |
| Polk City | Polk County |
| Pomona Park | Putnam County |
| Pompano Beach | Broward County |
| Ponce De Leon | Holmes County |
| Ponce Inlet | Volusia County |
| Port Ornage | Volusia County |
| Port Richey | Pasco County |
| Port St. Lucie | St. Lucie County |
| Port St. Joe | Gulf County |
| Punta Gorda | Charlotte County |
| Quincy | Gadsden County |
| Raiford | Union County |
| Reddick | Marion County |
| Redington Beach | Pinellas County |
| Redington Shores | Pinellas County |
| Riviera Beach | Palm Beach County |
| Rockledge | Brevard County |
| Royal Palm Beach | Palm Beach County |
| Safety Harbor | Pinellas County |
| Saint Leo | Pasco County |
| San Antonio | Pasco County |
| Sanford | Seminole County |
| Sanibel | Lee County |
| Sarasota | Sarasota County |
| Satellite Beach | Brevard County |
| Sea Ranch Lakes | Broward County |
| Sebastian | Indian River County |
| Seabring | Highlands County |
| Seminole | Pinellas County |
| Sewall’s Point | Martin County |
| Shalimar | Okaloosa County |
| Sneads | Jackson County |
| Sopchoppy | Wakulla County |
| South Bay | Palm Beach County |
| South Daytona | Volusia County |
| Sounty Miami | Miami-Dade County |
| South Palm Beach | Palm Beach County |
| South Pasadena | Pinellas County |
| Southwest Ranches | Bay County |
| Springfield | Bay County |
| St. Augustine Beach | St. Johns County |
| St. Augustine | St. Johns County |
| St. Cloud | Osceola County |
| St. Lucie Village | St. Lucie County |
| St. Marks | Wakulla County |
| St. Pete Beach | Pinellas County |
| St. Petersburg | Pinellas County |
| Starke | Bradford County |
| Stuart | Martin County |
| Sun City Center | Hillsborough County |
| Sunny Hills | Washington County |
| Sunny Isles Beach | Miami-Dade County |
| Sunrise | Broward County |
| Surfside | Miami-Dade County |
| Sweetwater | Miami-Dade County |
| Tallahassee | Leon County |
| Tamarac | Broward County |
| Tampa | Hillsborough County |
| Tarpon Springs | Pinellas County |
| Tavares | Lake County |
| Temple Terrace | Hillsborough County |
| Tequesta | Palm Beach County |
| Titusville | Brevard County |
| Treasure Island | Pinellas County |
| Trenton | Gilchrist County |
| Umatilla | Lake County |
| Valpariso | Okaloosa County |
| Venice | Sarasota County |
| Vernon | Washington County |
| Vero Beach | Indian River County |
| Virginia Gardens | Miami-Dade County |
| Waldo | Alachua County |
| Wauchula | Hardee County |
| Wausau | Washington County |
| Webster | Sumter County |
| Weeki Wachee | Hernando County |
| Welaka | Putnam County |
| Wellington | Palm Beach County |
| West Melbourne | Brevard County |
| West Miami | Miami-Dade County |
| West Palm Beach | Palm Beach County |
| Weston | Broward County |
| Westville | Holmes County |
| Wewahitchka | Gulf County |
| White Springs | Hamilton County |
| Wildwood | Sumter County |
| Williston | Levy County |
| Wilton Manors | Broward County |
| Windermere | Orange County |
| Winter Garden | Orange County |
| Winter Haven | Polk County |
| Winter Park | Orange County |
| Winter Springs | Seminole County |
| Worthington Springs | Union County |
| Yankeetown | Levy County |
| Youngstown | Bay County |
| Zephyrhills | Pasco County |
| Zolfo Springs | Hardee County |
