Commercial Florida Mortgage Lenders:
Yes, we provide equity-based hard money for Florida mortgage lenders for commercial investment Florida properties, focusing on property value rather than borrower credit history. Our bad credit commerical Florida mortgage lenders offer solutions for purchase and cash-out refinances, serving investors with low credit. We close bad-credit commercial hard money loans by prioritizing property equity over credit scores or payment history. Our team specializes in asset-based hard money mortgages for situations that include: bankruptcy, stop foreclosure, tax liens, judgments, 30-60-90+ late payments, and no-income verification. Typical Florida commercial hard money lenders will lend up to 75% loan-to-value (LTV), giving Florida investors access to fast capital despite bad credit. All situations are welcome. Please call me to discuss yours.
Hard Money Commerical Lenders Highlights:
| Hard Money Loan Amounts • $50,000 to $30 million • All Commerical Property Welcome |
Loan-to-Value (LTV) Ratios • Up to 75% on purchases – • acceptions 75% on refinance |
| Terms • 24 months, extension options available • Interest-only payments • Fair Rates • No prepayment penalty • Escrow may be required |
Qualifications • Any credit + Situation = OK • Property Must Have Sufficient Equity • Property must be in Florida • No corporate title required • Read Florida about Florida Hard Money Lenders |
Hard Money Commerical Florida Mortgage:
Commerical Hard Money Highlights:
Commerical Hard Money Information Request:
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- Appraisal / Broker Opinion / Recent Sales or Photos For Refinance:
- Purchase Sales Agreement If Purchase:
- Refinance Estimated Total Loan Amount:
- Payoff Statement/Estimated Payoff:
- List of Improvements Made/Required:
- Sponsor Resume/Background:
- Name, Email, Phone:
- Exit Strategy Explanation:
- Copy and paste this email to: 911Loan@gmail.com
Refinance Commerical Mortgage Situations:
- Mortgage with 30-60-90 day late payments :
- Refinance (ARM) Adjustable Rate Mortgage In Florida
- Refinance Balloon Mortgage In Florida
- Florida mortgage with collection accounts:
- Refinance To Pay Florida Property Taxes:
- Refinance Florida past due HOA:
- Refinance Florida Lis Pendens :
- Refinance Florida Claim of lien :
- Refinance To Pay Florida Tax Lien :
- Refinance Florida Code Violations :
- Refinance Florida property Taxes :
- Refinance Florida Final Judgment :
- Buy-Out-Florida Mortgage Refinance :
- Florida Mortgage With Repossession :
- Refinance Florida Department of Revenue Warrant :
- Refinance Florida Mortgage While in Bankruptcy :
- Refinance Florida Mortgage Divorce Buyout :
- Bad Credit Florida Commercial Business Loans:
- Stop Foreclosure Bad Credit Florida Mortgage Lenders :
- Refinance Florida Homeowners Association Lis Pendens :
- Partial Construction Florida Bad Credit Mortgage Lenders :
- Foreign National Bad Credit Florida Mortgage Lenders :
- Balloon Mortgage Refinance In Florida :
- Bad Credit Cash Out Refinance Florida Home Listed For Sale:
- Bad Credit Florida Commercial Business Loans:
Commercial Hard Money Mortgage Situations:
- Bad Credit Hard Money Commerical Mortgage Lenders:
- Refinance (ARM) Adjustable Rate Mortgage In Florida
- Balloon Mortgage – Refinace Balloon Mortgage In Florida:
- Parking lot – Florida Hard Money Mortgage Lenders:
- Stop Foreclosure – Commerical Mortgage Lenders Florida:
- Finish Construction – Florida Hard Money Lenders:
- Commerical Refinance Before Probate In Florida:
- Refinance Hard Money Florida Commerical Pace Loan:
- Luxury Mansion – Florida Hard Money Mortgage Lenders :
- Cashout Refinace – Commercial Property Listed For Sale In Florida:
- Commerical Florida Refinance Buyout Partner:
- Agricultural Hard Money Florida Mortgage Lenders:
- Car Dealership Hard Money Florida Mortgage Lenders:
- Industrial Florida Hard Money Mortgage Lenders:
- Assisted Living Home Florida Hard Money Mortgage Lenders:
- Funeral Home Florida Hard Money Mortgage Lenders:
- Multifamily Hard Money Florida Mortgage Lenders:
- HOA Mortgage Lenders In Florida:
- Vacant Land Florida Hard Money Lenders:
- Commerical Land Florida Hard Money Lenders:
- Hotel Hard Money Florida Mortgage Lenders:
- Motel Hard Money Florida Mortgage Lenders:
- Inherited Commercial Property Refinance Before Probate:
- Warehouse Florida Hard Money Mortgage Lenders:
- Medical office/healthcare complexes — specialized clinics, urgent care, outpatient surgery centers.
- Ambulatory surgery centers — outpatient surgical facilities.
- Data centers/colocation facilities — server farms and IT infrastructure sites.
- Cold storage/temperature-controlled warehouses — refrigerated logistics for food/medical.
- Food processing/packaging plants — seafood, citrus, and specialty food processors.
- Marinas/boatyards — slips, repair yards, and marine services.
- Waterfront commercial (docks/piers/seafood markets) — commercial marine operations and retail.
- RV parks/campgrounds — long- and short-term recreational vehicle sites.
- Mobile home parks — regulated land-lease communities.
- Senior housing/assisted living/ALF/CCRCs — niche eldercare facilities.
- Student housing — purpose-built near colleges/universities.
- Boutique/historic hotels & B&Bs — small, specialty hospitality properties.
- Resort & timeshare properties — leisure-focused fractional ownership.
- Golf courses/country clubs — course, clubhouse, and resort amenities.
- Theme parks/attraction properties — entertainment destinations and ancillary retail.
- Marquee retail destinations (outlet centers, lifestyle centers) — curated retail experiences.
- Drive-thru/QSR-focused retail — restaurants with drive-thru and heavy auto traffic.
- Car washes & auto service centers — specialty vehicle services.
- Gas stations & fueling centers — convenience plus fueling infrastructure.
- Parking garages & structured parking — urban parking assets.
- Self-storage facilities — climate-controlled and standard storage units.
- Film/production studios & soundstages — media production facilities.
- Breweries/distilleries & tasting rooms — production plus retail hospitality.
- Ghost kitchens/virtual restaurant facilities — delivery-focused commercial kitchens.
- Cannabis cultivation/processing/dispensaries (where legal) — regulated cannabis facilities.
- Solar farms/renewable-energy sites — utility-scale and commercial solar installations.
- Airport hangars & aviation services — aircraft maintenance and storage.
- Equestrian centers & agri-tourism — horse facilities, riding centers, specialty farms.
- Adaptive reuse/creative office conversions — repurposed industrial or historic buildings.
- Flex/creative office & maker space — hybrid industrial-office for small manufacturers/creatives.
- Specialty retail (luxury outlets, antique malls, driving ranges) — focused retail experiences.
- Retail Commerical Florida Hard Money Lenders:
Shopping Centers, Strip Malls: Smaller, often linear centers with front-facing parking, dry cleaners, nail salons, takeout restaurants, grocery stores, and pharmacies. Malls: Enclosed, often multi-level centers, department stores, extensive retail, food courts, and entertainment. Lifestyle Centers: Upscale, open-air centers that combine retail with entertainment, dining, and aesthetic design. Factory Outlets: Centers comprising manufacturer-direct retail spaces. Single-Tenant/Freestanding Retail: Freestanding, single-tenant Florida buildings are often occupied by national brands, pharmacies, or fast-food restaurants. Street Retail/Storefronts: Individual, high-visibility storefronts usually in urban areas. Specialty/Theme Centers: Centers with a specific focus, such as tourism-oriented, luxury, or entertainment-based, like Theme Centers. Florida Kiosks and In-Line Retail: Small, specialized retail areas of shopping centers
“bad credit commercial mortgage lenders”
- “commercial mortgage bad credit” Yes!
- “Can I get a commercial loan with bad credit?” Yes!
- “bad credit commercial real estate loans” Yes!
- “commercial property loan low credit score” Yes!
- “subprime commercial mortgage lenders” Yes!
- With enough equity, you can get a bad credit commerical mortgage in Florida.
Hotels – Motel Florida Mortgage Lenders
- “hotel mortgage bad credit”
- “motel Florida mortgage lenders for bad credit”
- “hospitality commercial loans bad credit”
Multifamily / Apartments
- “apartment building loan bad credit”
- “multifamily mortgage low credit score”
Retail / mixed-use
- “strip mall financing bad credit”
- “mixed use property loan low credit”
Industrial / storage
- “self storage facility loan bad credit”
- “warehouse financing low credit score”
“Florida Hard Money Commerical Mortgage Lenders“
- “no bank commercial loans bad credit”
- “private commercial mortgage lenders”
- “hard money commercial loans bad credit”
- “non QM commercial mortgage lenders”
- “bridge loan commercial property bad credit”
4. Approval-focused searches (fear-based intent)
These show borrowers trying to understand if they even have a chance:
- “can I get approved for commercial loan with 500 credit score”
- “minimum credit score for commercial mortgage”
- “how bad credit affects commercial real estate loan”
- “commercial loan approval requirements bad credit”
5. Cash flow / revenue-based qualification searches
In commercial lending, borrowers often try to bypass credit by emphasizing income:
- “commercial loan based on property cash flow”
- “DSCR loan bad credit commercial”
- “no personal guarantee commercial loan”
- “commercial real estate loan no credit check income based”
6. Investor / business-owner intent searches
These are people trying to scale portfolios or buy income properties:
- “how to buy commercial property with bad credit”
- “investing in commercial real estate with bad credit”
- “business loan for real estate purchase bad credit”
- “owner occupied commercial loan low credit score”
Florida Asset Based Commerical Mortgage Lenders:
“Bad credit Flroida commercial loan”
These Include:
- “commercial mortgage bad credit”
- “Can I get a commercial loan with bad credit?”
- “bad credit commercial real estate loans”
- “commercial property loan low credit score”
- “subprime commercial mortgage lenders”
Florida Specialized Hard Money Mortgage Lenders:
Borrowers almost always include the asset type:
Hotels/hospitality
- “hotel mortgage bad credit”
- “motel financing low credit score”
- “hospitality commercial loans bad credit”
Multifamily / apartments
- “apartment building Florida loan bad credit”
- “multifamily Bad credit Florida mortgage low credit score”
Retail / mixed-use
- “strip mall financing bad credit”
- “mixed-use Florida mortage with bad credit”
Industrial / storage
- “self storage facility loan bad credit”
- “warehouse financing low credit score”
“Non bank / Florida Private Mortgage lenders”
These are extremely common because traditional banks are harder to qualify with:
- “Non bank Florida commercial loans bad credit.”
- “private commercial mortgage lenders”
- “hard money commercial loans bad credit”
- “non QM commercial mortgage lenders”
- “bridge loan commercial property bad credit”
Commerical Mortgage Approvals With Bad Credit
These show borrowers trying to understand if they even have a chance:
- “can I get approved for commercial loan with 500 credit score”
- “minimum credit score for commercial mortgage”
- “how bad credit affects commercial real estate loan”
- “commercial loan approval requirements bad credit”
Cash flow / Revenue-based Florida Commerical Mortgage
In commercial lending, borrowers often try to bypass credit by emphasizing income:
- “no personal guarantee commercial loan”
- “commercial real estate loan no credit check income-based.”
- “commercial loan based on property cash flow”
- “DSCR loan bad credit commercial”
Investor / business-owner Florida Mortgage Lenders
These are people trying to scale portfolios or buy income properties:
- “how to buy commercial property with bad credit”
- “investing in commercial real estate with bad credit”
- “business loan for real estate purchase bad credit”
- “owner occupied commercial loan low credit score”
Key insight (important for understanding demand)
- Florida asset-specific (hotel, self-storage, retail, etc.)
- Florida focused on cash flow (DSCR) than credit score
- “private Florida commerical mortgage lenders,” “hard money,” or “non-bank”
- Banks are Not an option already
Compared to residential Florida mortgage searches, commercial bad credit searches are:
- Florida asset-specific (hotel, self-storage, retail, etc.)
- Florida focused on cash flow (DSCR) than credit score
- Much Florida likely to include “private lender,” “hard money,” or “non-bank”
- Often assume banks are not an option already
Residential Investment Hard Money Florida Mortgage Lenders:
Residential investment properties include Florida single-family homes, condominiums, townhouses, and multifamily units (duplexes, triplexes, apartment buildings) that generate rental income or appreciate. Other options include Florida vacation rentals, house flipping (fixer-uppers), and co-ops, offering varied strategies from long-term hold to rapid resale.
Industrial Florida Hard Money Mortgage Lenders:
Industrial Hard Money lenders, when you buy industrial, you’re buying concrete floors, metal or brick walls, maybe some installation, some electrical, plumbing, HVAC, but other than that, it’s very simple. Industrial investment properties usually lease on 3 to 5-year lease terms that are usually triple net, meaning the tenant pays for taxes, insurnace and common area maintenance. Usually, industrial buildings are wide open areas with pretty much no maintenance. You’re buying Bulk Industrial Distribution Warehouse: Large facilities ( SF) designed for storing and shipping, often used for e-commerce and regional logistics. General Warehouse Industrial Primarily used for storage of goods, often with lower clear heights than distribution centers. Light Assembly/Manufacturing: Smaller, often multi-tenant spaces used for assembling products, typically requiring less power and heavy machinery. Heavy Manufacturing: Specialized buildings with heavy-duty power and infrastructure designed for large-scale production, fabrication, or raw material processing. Flex Space Industrial Versatile, hybrid space combining office, showroom, or R&D space with a smaller warehouse/manufacturing component. Cold Storage/Refrigerated Space: Specialized, temperature-controlled facilities used for food, pharmaceutical, or chemical storage. Truck Terminal Industrial Focused exclusively on logistics, allowing for quick unloading and reloading of goods for transport, with minimal storage space. Data Centers Industrial Highly specialized, secure, and powered facilities housing servers and telecommunications equipment.
Apartments Hard Money Florida Mortgage Lenders:
Apartment property types vary by Florida building structure, unit layout, and market class, ranging from highrise luxury units to low-rise garden apartments. Common Florida apartment types include studios, lofts, penthouses, and convertible units, often categorized by building height or specialized uses such as student or senior housing.
Vacation Homes Hard Money Florida Mortgage Lenders:
For all types of Florida Vacation vaction rental and Airbnb properties, including: – Luxury Florida Villas – Houses – Apartments – Condos – Cabins – Bungalows – Chalets – Cottages · Condominiums -Ocean front Florida homes, Lakefront Florida Homes with Private Docks ·Vacation Mansion Luxury Homes – Luxury Florida Villas – Resort-Style Homes Amenities · Ocean front condos – Cabins with Scenic Views · Beachfront intercoastal Florida Properties
Condominiums Hard Money Florida Mortgage Lenders:
Condominiums in Florida vary by structure and ownership, ranging from highrise, mid-rise, and low-rise buildings to Florida townhouse-style units and detached homes. They primarily operate under freehold (complete ownership of the unit) or leasehold (when the land is leased) condo structures, typically managed by a Florida Homeowners Association (HOA)
Mixed-Use Hard Money Florida Mortgage Lenders:
Mixed use of housing residential options, office spaces, retail stores, restaurants, entertainment venues, and public spaces. Vertical Mixed-Use, including A single building, often with retail/restaurants at ground level, offices on lower floors, and apartments or condos on upper floors. Horizontal Mixed-Use: Several adjacent buildings designed together to offer different services (e.g., a mix of residential, office, and retail structures on one site). Live-Work Units, including Specialized spaces designed for residents to live and work in the same unit, are often used by artists or creative professionals. Main Street/Retail-Residential, including Traditional developments featuring high-density housing directly above local retail shops. Transit-Oriented Development (TOD): Commercial, residential, and recreational spaces built directly around public transit stations to minimize car dependency. Hospitality, including Mixed-Use, including Hotels that include commercial components like cafes, fitness centers, or luxury residential units. Live-Work-Play Communities, including Larger, master-planned developments or retrofitted areas featuring housing, offices, retail, and entertainment in one.
Office Building Hard Money Florida Mortgage Lenders:
Make loans on commercial property designed for business, administrative, or professional work, housing companies, organizations, or individual workstations. These structures typically feature multiple floors with a mix of private offices, open-plan workspaces, meeting rooms, and common areas, commonly situated in business districts
Special-Use Hard Money Florida Mortgage Lenders:
Make loans on Florida properties that include: Special-use properties are unique Florida real estate assets designed for a specific, singular purpose, making them difficult to convert for other uses. These Florida properties often have limited marketability, specialized layouts, and unique valuation challenges (often using the cost approach). Examples of special-use properties include religious buildings, hospitals, schools, theaters, gas stations, and amusement parks.
Industrial Hard Money Florida Mortgage Lenders:
Bulk Industrial Distribution Warehouse: Large facilities ( SF) designed for storing and shipping, often used for e-commerce and regional logistics. General Warehouse Industrial Primarily used for storage of goods, often with lower clear heights than distribution centers. Light Assembly/Manufacturing: Smaller, often multi-tenant spaces used for assembling products, typically requiring less power and heavy machinery. Heavy Manufacturing: Specialized buildings with heavy-duty power and infrastructure designed for large-scale production, fabrication, or raw material processing. Flex Space Industrial Versatile, hybrid space combining office, showroom, or R&D space with a smaller warehouse/manufacturing component. Cold Storage/Refrigerated Space: Specialized, temperature-controlled facilities used for food, pharmaceutical, or chemical storage. Truck Terminal Industrial Focused exclusively on logistics, allowing for quick unloading and reloading of goods for transport, with minimal storage space. Data Centers Industrial Highly specialized, secure, and powered facilities housing servers and telecommunications equipment.
Rental Portfolio Hard Money Florida Mortgage Lenders:
For Florida real estate investors, a rental portfolio is a strategic collection of assets designed to build wealth and generate cash flow. Blanket loans offer a Buy-and-Hold portfolio for Flroida mortgage lenders, primarily single-family homes or small multi-family units (like duplexes) intended for long-term lease. The Short-Term Florida Rental (STR) Portfolio: A collection of vacation properties on platforms like Airbnb or VRBO, often located in high-demand tourist areas. The House Hack Starter Portfolio: Beginning with a Florida multi-family property (like a triplex), living in one unit, and renting out the others to cover the mortgage. Or, the Diversified Portfolio: A mix of residential (apartments), commercial (office spaces/retail), and industrial (warehouses) properties to minimize risk.Includes Single-Family Homes. Multi-Family Properties (Duplexes, Triplexes, Apartment Buildings), Office Buildings. Retail Spaces (Shopping Centers, Strip Malls), Industrial Properties (Warehouses, hard money mortgage lenders, Manufacturing Facilities), Hospital Hard Money Florida Mortgage Lenders, Marina Hard Money Florida Mortgage Lenders, Senior Housing Hard Money Florida Mortgage Lenders.
Dock Facility Hard Money Florida Mortgage Lenders:
Logistics centers focused on fast throughput, where products arrive on one truck and are immediately transferred to an outbound truck with little to no storage time. Reverse Logistics Florida Warehouse: Specialized facilities focused on handling e-commerce returns, including inspection, sorting, repair, or recycling.Multi-Story Florida Warehouse: High-density, multi-level warehouses used in land-constrained areas Palm Beach, Miami, Fort Lauderdale) to maximize storage footprint. Specialty Industrial Warehouse (Vertical Farming/Cannabis): Enclosed buildings, such as warehouse spaces, repurposed for indoor agriculture or specialized.
Car Dealership Hard Money Florida Mortgage Lenders:
New Car Franchised Dealerships: Affiliated with manufacturers, these high-end facilities feature modern showrooms, service bays, and large display lots, often built with durable materials such as concrete and steel. Independent Car Dealership Used Car Dealerships: Typically smaller, focus on used vehicle sales, and may have smaller showrooms or repurposed buildings. Car Dealership Auto Service, auto body shop, Centers/Repair Shops: Specialized properties designed for maintenance, tire service, or repairs (e.g., Jiffy Lube, Midas). Collision Repair Car Dealership Body Shops: Industrial-retail hybrid spaces designed for heavy repair and painting. Auto Auction Car Dealership Large-acreage properties designed for inventory staging, inspection, and high-volume vehicle transactions. Specialty Car Dealership City Center Showrooms: Smaller, tech-focused showrooms, often located in urban centers, designed for brand experience (e.g., Tesla, Mercedes-Benz). Parts Stores: Retail-focused automotive spaces
Self-storage Hard Money Florida Mortgage Lenders:
Self-storage Indoor, including Hallway Units: Units located inside a building, providing extra security and protection from outdoor elements. Self-storage Vehicle Storage: Dedicated spaces for cars, boats, or RVs, which can be uncovered (paved/gravel), covered, or fully enclosed. Self-storage Drive-Up Units: The most common type, offering direct vehicle access, similar to a garage, ideal for quick loading and unloading. Self-storage Climate-Controlled Units: Enclosed units that regulate temperature and humidity to prevent damage to sensitive items like wooden furniture, electronics, or artwork.Storage Lockers: Smaller, often vertical, units suitable for smaller items.
Mobile Home Park Florida Hard Money Mortgage Lenders:
Mobile Home Land-Lease Florida hard money lenders, including Rental Parks: The most common type, where residents own their manufactured home but pay monthly rent for the lot (land) to a park owner. Florida Mobile Home Resident-Owned Communities (ROCs), including Co-ops: A community owned collectively by the residents. Residents hold shares in the corporation that owns the land, providing greater stability and security. Hard Money refinance Florida Mobile Home 55+ Communities, including Active Retirement Communities, including Age-restricted parks designed for seniors, often offering amenities like clubhouses, organized activities, and specialized security. Mobile Home All-Ages including Family Communities: Open to all residents, typically offering family-friendly amenities such as playgrounds, swimming pools, and sports courts. Mobile Home Luxury including Upscale Communities: Specialized parks featuring modern landscaping, high-end amenities, and updated infrastructure to attract higher-income residents. Mobile Home Subdivisions, including A specific type of community where residents own both their home and the lot it sits on, are often managed by a Homeowners Association (HOA).
Mobile Home Park Lot Florida Hard Money Mortgage Lenders:
Mobile home Florida parking lot hard money lenders for communities across Florida. These mobile home lot loans generally fall into three lot loan ownership types: land-lease communities (resident owns home, rents lot), resident-owned communities (residents own shares in the land), and subdivision communities (resident owns both home and land). These Florida manufactured home lots and parks offer various lifestyles, including 55+ retirement, family-friendly, and luxury, providing. Types of Mobile Home Lots And Communities/Parks Land-Lease Communities: The most common type, where Florida rental lot residents pay monthly rent to the owner for the land/pad, utilities, and access to amenities. Resident-Owned Florida Co-op Communities: The park is managed by a resident-owned corporation that issues shares to residents, often resulting in lower fees than land-lease options. Subdivision/Land-Owned Communities: Individuals purchase a specific Florida land lot with a legal description Florida mobile home, often managed by an HOA. 55+ Communities: Active adult or retirement communities designed for seniors, with often featuring restricted age requirements, explains. Family that allows All-Ages Communities: Affordable communities with manufactured home lots that welcome residents of all ages and often include family-focused amenities like playgrounds. Manufactured home and lot Luxury/Upscale mobile home Communities: High-end Flroida manufactured, often gated, communities with luxury land and lots with amenities. Park Model Manufactured and mobile home with Tiny Home Communities: Specialized areas catering to land and lot “park model” manufactured homes or tiny homes on wheels, often acting as seasonal or high-end residential sites. Common Mobile Home Park Layout Designs HUD Design: Often considered the standard for modern mobile communities, featuring wide paved roads, high-quality drainage, and large lots. Cul-de-sac: A layout that creates residential pockets, though sometimes difficult to operate, says. Hodgepodge: Older, varied designs often mix mobile homes with trailers or RVs, sometimes having higher density. Mobile Home University Park Ownership Structure Types[Corporate-Owned/Chain]: Large, professionally managed parks that are part of national or regional portfolios.
[Private Owner]: Often smaller, family-owned parks.
Gas Station Florida Hard Money mortgage Lenders:
Gast Station Convenience Store with Fuel (C-Store): The most common type, featuring a retail store selling food and beverages alongside fueling pumps. Gas Station Truck Stops, including larger, high-volume properties designed for commercial trucks and travelers, often offer diesel lanes, truck parking, showers, and restaurants. Service Gas Station Repair Stations Gas Station Older models focusing on vehicle repair and maintenance (bays), along with fuel sales. Unmanned Gas Station Cardlock Stations Gas Station Automated stations specializing in commercial fleet fueling with no convenience store. QSR Fueling Centers Gas Station Modern, high-performance sites integrated with quick-service restaurants (e.g., Wawa, Sheetz).
Assisted Living Florida Hard Money Florida Lenders:
Assisted Living Residences and Apartments: Assisted Living hard money Florida mortgage lenders lend on dedicated rental apartments, studios that provide daily meals, housekeeping, laundry, and 24/7 staff support for assisted living activities of Daily Living (ADLs). Assisted Living Residential Care, Florida Homes, Board and Care, Small residential Assisted Living Florida homes in neighborhoods that provide a family-like setting, offering care for a limited number of residents. Assisted Living Memory Care Units with Secured environments within a larger community or specialized standalone Assisted Living facilities designed for residents with Alzheimer’s or dementia, focusing on safety and specialized programming. Continuing Care Retirement Communities (CCRCs): These allow residents to remain in the same community as they transition from independent living to assisted living or skilled nursing as their needs increase. Assisted Living Active Adult Communities 55+ While not providing care services, these are Assisted Living age-restricted residential communities that focus on maintenance-free living and recreational amenities.
Car Dealership Hard Money Florida Mortgage Lenders:
Car dealership Hard Money Florida Mortgage Lenders: Automotive Retail/Parts Stores, including Automotive Retail space tailored for selling vehicle parts and accessories. Automotive Industrial/Flex Space used for manufacturing parts or auto customization. Vehicle Dealerships Automotive Dedicated sales lots with showrooms and repair bays for new or used vehicles. Auto Repair/Service Centers Automotive Facilities designed for maintenance, oil changes, and tire services, often featuring lifts and service bays. Automotive Collision Body Shops, including Specialized sites equipped to paint and repair vehicles after accidents. Car Washes & Gas Stations: High-traffic retail locations often featuring drive-through, automated, or self-service bays.
Plant Nursery Florida Hard Money Mortgage Lenders:
Operations focused on horticulture, floriculture, or ornamental plants. Aquaculture/Fish Farms: Land used for commercial fish production (e.g., tropical fish farming). Poultry/Dairy Farms: Specialized agricultural operations and land for dairy cows or poultry farming. Family Farmhouse/Homesteads: A residence attached to a smaller farm (e.g., a 5-acre farm with a home).
Office Condo Complex Florida Hard Money Lenders:
Florida Hard money lenders for unfinished construction offer specialized, short-term financing designed to fund completion and convert into permanent mortgages. Cash-out refinance loan to finish construction: Construction loans allow borrowers to complete their dream home to their exact specifications, ensuring every detail meets their personal preferences and needs. Flexible Payment Terms: These loans often come with flexible payment schedules tailored to the construction timeline, making it easier to manage finances during the building process. Interest-Only Payments to finish Construction: Many construction loans offer interest-only payments during the building phase, which can help keep initial costs lower until the Florida home is completed. Loans to Finish Construction in Florida Increased Home Value: Building a new home can lead to a higher property value than purchasing an existing home, as new homes often incorporate modern design, technology, and energy efficiency. We have primary hard money lenders to help complete construction on primary homes, second homes, investment properties, and commercial properties located in Florida.
Construction Florida Hard Money Mortgage Lenders:
Construction loans are our specialty. We believe we are the only source of construction loans for small- and midsize developers building luxury spec homes in Florida. Our Florida construction hard money lenders offer private funding after review of your plans, analysis of your construction costs, make suggestions and recommendations to lower your costs and improve your product, and do their own monthly inspections, all in-house. We strive to accomplish all of these things in a minimal amount of time, so that you can construct your buildings and build your business as quickly as possible. For the past 10 years, our Florida construction mortgage lenders have provided rapid underwriting, prompt closings, and hard money funding for individuals, companies, and trusts based solely on the value of your real estate. We work directly with individuals, mortgage brokers, banks, accountants, lawyers, and other professionals to custom-tailor a loan that is suitable for your situation. Our loans are predicated on our customers’ financial success. Our underwriting is based on your successful use of the funds we provide. We consider our customers as partners, not debtors. Their success is our success.
Cannabis Hard Money Florida Mortgage Lenders:
Cannabis Mortgage Lenders Highlights All doc types. No minimum FICO score required. The cannabis industry continues to grow, but financing options haven’t kept pace. Traditional lenders often decline these borrowers due to regulatory complexity and non-traditional income. Our Cannabis Income Program is designed to change that. We provide flexible lending solutions for dispensary owners and distributors, helping brokers close Florida deals and grow their pipeline. Expand Your Lending Reach with our Cannabis Income Program. The cannabis industry continues to grow, but financing options haven’t kept pace. Traditional lenders often decline these borrowers due to regulatory complexity and non-traditional income. Our Cannabis Income Program is designed to change that. We provide flexible lending solutions for dispensary owners and distributors, helping brokers close Florida deals and grow their pipeline. Why This Program Exists: Dispensary owners and cannabis distributors face unique challenges: Locked out of conventional financing channels. High cash-flow businesses that don’t fit agency guidelines. Managing complex ownership and revenue structures. Yet many are highly profitable and creditworthy. Our program is built to evaluate the true strength of these borrowers, not just what fits inside a traditional lending box. Program Overview: Our Cannabis Income Program offers flexible qualification solutions tailored to retail and distribution operators: a cannabis-friendly underwriting approach, Alternative income documentation options, Flexible credit and asset-based qualification, Common-sense loan structuring, and a Streamlined wholesale process.
Waterfront Land Lot Florida Hard Money Mortgage Lenders
Florida Hard money lenders for beachfront or lakefront Florida property. We help landowners tap into their equity by offering hard Money Florida mortgage lenders for waterfront land refinancing. Whether the lot is under an acre or over 100 acres, our experienced underwriters will evaluate your property and make you an offer. You can typically access 50–55% of the value of the Florida land or lot, with a first Florida hard money mortgage lien placed at closing.
Agricultural Farmland Loans Florida Hard Money Mortgage Lenders
We also provide hard Money Florida mortgage lenders for farmland and agricultural land across Florida. With LTVs up to 50%, with. No bank hassles and no appraisal required.
Golf Course Florida Hard Money Mortgage Lenders
Hard Money Florida land loans because Flroida has Florida golf courses than any other state—and if you own one, we treat it as a land loan. We can help you access the equity in your golf course property quickly and easily. Contact our Florida hard money lenders for golf course hard money land loan refinancing.
Chapter 11 Florida Debtor-in-Possession (DIP) Florida Hard Money Lenders:
Florida hard money lenders offering specialized Chapter 11 bankruptcy debtor-in-possession loans. This court-approved financing option is for companies in Chapter 11 bankruptcy, allowing them to continue operations while restructuring their debt. It offers Florida hard money mortgage lenders super-priority status over existing debt, providing high security, while helping the debtor maintain control. DIP loans are often used to fund turnaround efforts or asset sales, typically at high interest rates.
Restaurant Florida Hard Money Mortgage Lenders:
Florida restaurants offer a diverse mix of coastal, international, and casual dining experiences. Popular types include fresh seafood shacks, waterfront grills, and, especially in South Florida, authentic Cuban and Latin American cafes. Other common options include upscale, sunset-view dining, farm-to-table spots, Southern comfort food diners, and unique “Old Florida” kitsch establishments. Hard Money Lenders Offer loans in Different Restaurant Types in Florida
Seafood Shacks & Waterfront Grills: Abundant throughout coastal Florida, these range from rustic, casual, and “fish-camp” style to upscale, like the Fresh Catch Bistro, which often offers “cook your catch” options. Cuban & Latin American Cafes: Primarily in South and Central Florida, these serve items like Cuban coffee (cortaditos), ropa vieja, and Cuban sandwiches. Places like Versailles in Little Havana are staples. “Old Florida” & Unique Eats: Restaurants with historic charm, quirky decor, or unique menus, including options that serve alligator and frog legs. Farm-to-Table & Modern American: Upscale, contemporary dining that focuses on local Florida ingredients. Ethnic Restaurants: Diverse options, including Caribbean, Italian, and Mediterranean, especially in urban areas like Miami and Fort Lauderdale. Casual Dining & Diners: Family-style restaurants serving Southern comfort food, including biscuits, gravy, and country fried steak. Florida Hard Money Lenders For All types of Dining Experiences Waterfront View Dining: Restaurants often leverage their views, as seen at spots in Fort Lauderdale Beach, for a “seaside” feel. “Hole-in-the-wall” Spots: Beloved, often rustic, local spots with strong character. Food Truck Markets: Popular outdoor spots like The Yard on Mass for a casual, rotating food selection. Tiki Bars: Casual eating near the water, often with outdoor seating and tropical drinks.
Boat Slip Florida Hard Money Mortgage Lenders
If you own a Florida boat slip, we offer hard Money refinancing options for values ranging from $50,000 to $1 million. Our specialized team will work with you to secure funding quickly through an easy, streamlined process.
Downtown Land Loans Florida Hard Money Mortgage Lenders:
Whether you’re expanding your business or own valuable downtown property, we can help you navigate city codes, permitting, and regulations. Our team is experienced in securing refinancing for urban land, including complex downtown and city plots.
Auction Florida Hard Money Mortgage Lenders:
Florida hard money lenders offer hard Money to hard money auction bidders to help them secure their next deal. Sure, there are still several investors, even savvy ones, who rely on realtors and the MLS to find their next investment. However, finding the best opportunity may come down to securing a property at auction before it hits the market, or by attracting fewer buyers bidding on the same asset. One such avenue that has piqued the interest of investors around the country has been acquiring properties via the online auction, Auction.com, If you are not a cash buyer, there may be roadblocks to buying at an Auction. That’s where our steps in—offering flexible, fast private hard money loans designed specifically to help investors seize these opportunities before they slip away.
Condo Association Florida Hard Money Mortgage Lenders:
Term Loans up to 15 Years Line of Credit/ Term Loan Combination Loan Size and Purpose $250,0000 Minimum Loan Size Capital Improvement Repairs Key Requirements Delinquency is less than 10% of annual income Delinquent units are less than 15% of total units Balance in reserves is at least 10% of annual income Get the funds your HOA or condo association needs for capital improvements, reserves, or operating cash flow. Florida condo association mortgage lenders can help your community overcome budget shortfalls by replacing and maintaining community components to keep your residents safe and avoid undesirable options like a special assessment. With over two decades of experience in community association lending, Florida condo association mortgage lenders will work with the association to provide the best financing to meet the community’s needs. Complete the form below to pre-qualify now:
Autoboy Shop Hard Money Florida Mortgage Lenders
Florida Auto body shops are money lenders that lend to shops that specialize in repairing vehicle exteriors, structural damage, and paint, ranging from minor dent removal to major car collision restoration. Common types include independent repair autobody shops, dealership collision centers, specialized paint-and-dent shops, and chain repair facilities, often focusing on either cosmetic, structural, or paintless dent repair.
Differences in Florida Autobody Repair Services:
Structural Repair: Focuses on safety, using frame straightening and alignment to restore the vehicle’s structural integrity.
Cosmetic Repair: Focuses on aesthetics, including bumper repair, panel replacement, and scratch repair to restore appearance.
Key types of auto body services and shops include:
Collision Repair Centers: These are full-service facilities equipped to handle major accidents, including structural frame repair, panel replacement, and other major repairs, and they often work directly with insurance companies.
Independent Body Shops: Locally owned shops that often offer personalized service and can range from small repairs to full restorations. Dealership Collision Centers: Specialized shops affiliated with a dealership, often using Original Equipment Manufacturer (OEM) parts, which is ideal for newer cars or specialized brands.
Paintless Dent Repair (PDR) Shops: Specialists in removing minor dings, dents, and hail damage without affecting the vehicle’s paint, often using specialized tools to massage the metal back into shape.
Specialized Paint Shops: Focus on restoring or customizing vehicle paint, including color matching, clear coating, and paint restoration services. Auto Glass Repair Shops: Focus exclusively on repairing or replacing windshields, side windows, and rear glass. Restoration/Custom Shops: Focus on restoring older cars or customizing vehicles (e.g., hot rods), which requires specialized skills different from standard collision repair.
Chapter 11 Commerical Florida Hard Money Mortgage Lenders:
Chapter 13 Commerical Florida Hard Money Mortgage Lenders:
Chapter 7 Commerical Florida Hard Money Mortgage Lenders:
Investment Hard Money Mortgage Lenders:
Daycare Florida Hard Money Lenders:
Apartment Complex Florida Hard Money Mortgage Lenders:
Entertainment Real Estate Florida Hard Money Mortgage Lenders:
Recreational Florida Hard Money Mortgage Lenders:
Nursing Home Florida Mortgage Lenders:
Hospitality Hard Money Florida Mortgage Lenders:
Medial Healthcare Hard Money Florida Mortgage Lenders:
Special-purpose Hard Money Florida Mortgage Lenders:
Greenhouse Florida Hard Money Mortgage Lenders:
Marina Hard Money Florida Mortgage Lenders:
Cooperative Co-op Hard Money Florida Mortgage Lenders:
Nightclub Hard Money Florida Mortgage Lenders:
Adult club Hard Money Florida Mortgage Lenders:
Foreign National Florida Hard Money Mortgage Lenders:
Half Construction Florida Hard Money Florida Lenders
Cannabis Cultivation Hard Money Flroida Mortgage Lenders:
Rural Florida Hard Money Florida Lenders:
Highrise Condos Hard Money Mortgage Lenders:
Fast Food Restaurant, Florida Hard Money Mortgage Lenders:
RV Lot Florida Hard Money Mortgage Lenders:
Pizza Shop Florida Hard Money Lenders
Oil Jiffy Lube Florida Hard Money Lenders
Defaulted Nots Hard Money Buyouts
Flex Space Florida Hard Money Lenders
Pizza Shop Florida Mortgage Lenders
Funeral Home Florida, Hard money lenders:
Nursing Home Florida Hard Money Lenders:
Smoke Shop Florida Hard Money Lenders:
Medical Commerical Building, Florida Hard Money Lenders:
Dispensary Marijuana Florida Hard Money Lenders
Cannabis Florida Hard Money Mortgage Lenders
Event Or Banquet Halls Florida Hard Money Mortgage Lenders
Breweries, Wineries, & Distilleries Florida Hard Money Mortgage Lenders
Manufacturing Facilities Florida Hard Money Mortgage Lenders
Medical & Dental Facilities Florida Hard Money Mortgage Lenders
Barber Shops & Beauty Salons Florida Hard Money Mortgage Lenders
Short Term Rentals Florida Hard Money Mortgage Lenders
Religious Buildings Florida Hard Money Mortgage Lenders
Dorms / Rooming House / Halfway House Florida Hard Money Mortgage Lenders
Hostel Florida Hard Money Mortgage Lenders
Resort Florida Hard Money Mortgage Lenders
Commerical Florida Coverage Areas:
| Alachua | Alachua County |
| Alford | Jackson County |
| Altamonte Springs | Seminole County |
| Altha | Calhoun County |
| Anna Maria | Manatee County |
| Apalachicola | Frankin County |
| Apopka | Orange County |
| Arcadia | DeSoto County |
| Archer | Alachua County |
| Astatula | Lake County |
| Atlantic Beach | Duval County |
| Atlantis | Palm Beach County |
| Auburndale | Polk County |
| Aventura | Miami-Dade County |
| Avon Park | Highlands County |
| Bal Harbor | Miami-Dade County |
| Baldwin | Duval County |
| Bartow | Polk County |
| Bascom | Jackson County |
| Bay Harbor Islands | Miami-Dade County |
| Bay Lake | Orange County |
| Bell | Gilchrist County |
| Belle Glade | Palm Beach County |
| Belle Isle | Orange County |
| Belleair | Pinellas County |
| Belleair Beach | Pinellas County |
| Belleair Bluffs | Pinellas County |
| Belleair Shore | Pinellas County |
| Belleview | Marion County |
| Beverly Beach | Flagler County |
| Biscayne Park | Miami-Dade County |
| Blountstown | Calhoun County |
| Boca Raton | Palm Beach County |
| Bonifay | Holmes County |
| Bonita Springs | Lee County |
| Bowling Green | Hardee County |
| Boynton Beach | Palm Beach County |
| Bradenton Beach | Manatee County |
| Bradenton | Manatee County |
| Branford | Suwannee County |
| Briny Breezes | Palm Beach County |
| Bristol | Liberty County |
| Bronson | Levy County |
| Brooker | Bradford County |
| Brooksville | Hernando County |
| Bunnell | Flagler County |
| Bushnell | Sumter County |
| Callahan | Nassau County |
| Callaway | Bay County |
| Cambelton | Jackson County |
| Cape Canaveral | Brevard County |
| Cape Coral | Lee County |
| Carrabelle | Frankin County |
| Caryville | Washington County |
| Casselberry | Seminole County |
| Cedar Grove | Bay County |
| Cedar Key | Levy County |
| Center Hill | Sumter County |
| Century | Escambia County |
| Chattahoochee | Gadsden County |
| Chiefland | Levy County |
| Chipley | Washington County |
| Cinco Bayou | Okaloosa County |
| Clearwater | Pinellas County |
| Clermont | Lake County |
| Clewiston | Hendry County |
| Cloud Lake | Palm Beach County |
| Cocoa | Brevard County |
| Cocoa Beach | Brevard County |
| Coconut Creek | Broward County |
| Coleman | Sumter County |
| Cooper City | Broward County |
| Coral Gables | Miami-Dade County |
| Coral Springs | Broward County |
| Cottondale | Jackson County |
| Crawfordville | Wakulla County |
| Crescent City | Putnam County |
| Crestview | Okaloosa County |
| Cross City | Dixie County |
| Crystal River | Citrus County |
| Dade City | Pasco County |
| Dania Beach | Broward County |
| Davenport | Polk County |
| Davie | Broward County |
| Daytona Beach | Volusia County |
| Daytona Beach Shores | Volusia County |
| DeBary | Volusia County |
| Deerfield Beach | Broward County |
| DeFuniak Springs | Walton County |
| DeLand | Volusia County |
| Delray Beach | Palm Beach County |
| Deltona | Volusia County |
| Destin | Okaloosa County |
| Doral | Miami-Dade County |
| Dundee | Polk County |
| Dunedin | Pinellas County |
| Dunnellon | Marion County |
| Eagle Lake | Polk County |
| Eatonville | Orange County |
| Ebro | Washington County |
| Edgewater | Volusia County |
| Edgewood | Orange County |
| El Portal | Miami-Dade County |
| Esto | Holmes County |
| Eustis | Lake County |
| Everglades City | Collier County |
| Fanning Springs* | Gilchrist County |
| Fanning Springs* | Levy County |
| Fellsmere | Indian River County |
| Fernandina Beach | Nassau County |
| Flagler Beach | Flagler County |
| Florida City | Miami-Dade County |
| Fort Lauderdale | Broward County |
| Fort Meade | Polk County |
| Fort Myers Beach | Lee County |
| Fort Myers | Lee County |
| Fort Pierce | St. Lucie County |
| Fort Walton Beach | Okaloosa County |
| Fort White | Columbia County |
| Freeport | Walton County |
| Frostproof | Polk County |
| Fruitland Park | Lake County |
| Gainesville | Alachua County |
| Glen Ridge | Palm Beach County |
| Glen Saint Mary | Baker County |
| Golden Beach | Miami-Dade County |
| Golf | Palm Beach County |
| Golfview | Palm Beach County |
| Graceville | Jackson County |
| Grand Ridge | Jackson County |
| Green Cove Springs | Clay County |
| Greenacres | Palm Beach County |
| Greensboro | Gadsden County |
| Greenvilee | Madison County |
| Greenwood | Jackson County |
| Gretna | Gadsden County |
| Groveland | Lake County |
| Gulf Breeze | Santa Rosa County |
| Gulf Stream | Palm Beach County |
| Gulfport | Pinellas County |
| Haines City | Polk County |
| Hallandale | Broward County |
| Hampton Beach | Bradford County |
| Hastings | St. Johns County |
| Havana | Gadsden County |
| Haverhill | Palm Beach County |
| Hawthorne | Alachua County |
| Hialeah | Miami-Dade County |
| Hialeah Gardens | Miami-Dade County |
| High Springs | Alachua County |
| Highland Beach | Palm Beach County |
| Highland Park | Polk County |
| Hillcrest Heights | Polk County |
| Hilliard | Nassau County |
| Hillsboro Beach | Broward County |
| Holly Hill | Volusia County |
| Hollywood | Broward County |
| Holmes Beach | Manatee County |
| Homestead | Miami-Dade County |
| Horseshoe Beach | Dixie County |
| Howey-in-the-Hills | Lake County |
| Hupoluxo | Palm Beach County |
| Indialantic | Brevard County |
| Indian Creek | Miami-Dade County |
| Indian Harbour Beach | Brevard County |
| Indian River Shores | Indian River County |
| Indian Rocks Beach | Pinellas County |
| Indian Shores | Pinellas County |
| Inglis | Levy County |
| Interlachen | Putnam County |
| Inverness | Citrus County |
| Islamorada | Monroe County |
| Islandia | Miami-Dade County |
| Jacksonville Beach | Duval County |
| Jacksonville | Duval County |
| Jacob | Jackson County |
| Jasper | Hamilton County |
| Jay | Santa Rosa County |
| Jennings | Hamilton County |
| Juno Beach | Palm Beach County |
| Jupiter | Palm Beach County |
| Jupiter Inlet Colony | Palm Beach County |
| Jupiter Island | Martin County |
| Kenneth City | Pinellas County |
| Key Biscayne | Miami-Dade County |
| Key Colony Beach | Monroe County |
| Key West | Monroe County |
| Keystone Heights | Clay County |
| Kissimmee | Osceola County |
| La Crosse | Alachua County |
| LaBelle | Hendry County |
| Lady Lake | Lake County |
| Lake Alfred | Polk County |
| Lake Buena Vista | Orange County |
| Lake Butler | Union County |
| Lake City | Columbia County |
| Lake Clarke Shores | Palm Beach County |
| Lake Hamilton | Polk County |
| Lake Helen | Volusia County |
| Lake Mary | Seminole County |
| Lake Park | Palm Beach County |
| Lake Placid | Highlands County |
| Lake Wales | Polk County |
| Lake Worth | Palm Beach County |
| Lakeland | Polk County |
| Lantana | Palm Beach County |
| Largo | Pinellas County |
| Lauderdale Lakes | Broward County |
| Lauderdale-by-the-Sea | Broward County |
| Lauderhill | Broward County |
| Laurel Hill | Okaloosa County |
| Lawtey | Bradford County |
| Layton | Monroe County |
| Lazy Lake | Broward County |
| Lee | Madison County |
| Leesburg | Lake County |
| Lighthouse Point | Broward County |
| Live Oak | Suwannee County |
| Longboat Key* | Sarasota County |
| Longboat Key* | Manatee County |
| Longwood | Seminole County |
| Lynn Haven | Bay County |
| Macclenny | Baker County |
| Madeira Beach | Pinellas County |
| Madison | Madison County |
| Maitland | Orange County |
| Malabar | Brevard County |
| Malone | Jackson County |
| Manalapan | Palm Beach County |
| Mangonia Park | Palm Beach County |
| Marathon | Monroe County |
| Marco Island | Collier County |
| Margate | Broward County |
| Marianna | Jackson County |
| Marineland* | St. Johns County |
| Marineland* | Flagler County |
| Mary Esther | Okaloosa County |
| Mascotte | Lake County |
| Mayo | Lafayette County |
| McIntosh | Marion County |
| Medley | Miami-Dade County |
| Melbourne | Brevard County |
| Melbourne Beach | Brevard County |
| Melbourne Village | Brevard County |
| Mexico Beach | Bay County |
| Miami Beach | Miami-Dade County |
| Miami Gardens | Miami-Dade County |
| Miami Lakes | Miami-Dade County |
| Miami Shores Village | Miami-Dade County |
| Miami Springs | Miami-Dade County |
| Miami Florida | Miami-Dade County |
| Micanopy | Alachua County |
| Midway | Gadsden County |
| Milton | Santa Rosa County |
| Minneola | Lake County |
| Miramar | Broward County |
| Monticello | Jefferson County |
| Montverde | Lake County |
| Moore Haven | Glades County |
| Mount Dora | Lake County |
| Mulberry | Polk County |
| Naples | Collier County |
| Neptune Beach | Duval County |
| New Port Richey | Pasco County |
| New Smyrna Beach | Volusia County |
| Newberry | Alachua County |
| Niceville | Okaloosa County |
| Noma | Holmes County |
| North Bay Village | Miami-Dade County |
| North Lauderdale | Broward County |
| North Miami | Miami-Dade County |
| North Miami Beach | Miami-Dade County |
| North Palm Beach | Palm Beach County |
| North Port | Sarasota County |
| North Redington Beach | Pinellas County |
| Oak Hill | Volusia County |
| Oakland | Orange County |
| Oakland Park | Broward County |
| Ocala | Marion County |
| Ocean Breeze Park | Martin County |
| Ocean Ridge | Palm Beach County |
| Ocoee | Orange County |
| Okeechobee | Okeechobee County |
| Oldsmar | Pinellas County |
| Opa-locka | Miami-Dade County |
| Orange City | Volusia County |
| Orange Park | Clay County |
| Orchid | Indian River County |
| Orlando | Orange County |
| Ormond Beach | Volusia County |
| Otter Creek | Levy County |
| Oviedo | Seminole County |
| Pahokee | Palm Beach County |
| Palatka | Putnam County |
| Palm Bay | Brevard County |
| Palm Beach | Palm Beach County |
| Palm Beach Shores | Palm Beach County |
| Palm Beach Gardens | Palm Beach County |
| Palm Coast | Flagler County |
| Palm Shores | Brevard County |
| Palm Springs | Palm Beach County |
| Palmetto | Manatee County |
| Palm Harbor | Pinellas County |
| Palmetto Bay | Miami-Dade County |
| Panama City | Bay County |
| Panama City Beach | Bay County |
| Parker | Bay County |
| Parkland | Broward County |
| Paxton | Walton County |
| Pembroke Park | Broward County |
| Pembroke Pines | Broward County |
| Penney Farms | Clay County |
| Pensacola | Escambia County |
| Perry | Taylor County |
| Pierson | Volusia County |
| Pine Crest | Miami-Dade County |
| Pinellas Park | Pinellas County |
| Plant City | Hillsborough County |
| Plantation | Broward County |
| Polk City | Polk County |
| Pomona Park | Putnam County |
| Pompano Beach | Broward County |
| Ponce De Leon | Holmes County |
| Ponce Inlet | Volusia County |
| Port Ornage | Volusia County |
| Port Richey | Pasco County |
| Port St. Lucie | St. Lucie County |
| Port St. Joe | Gulf County |
| Punta Gorda | Charlotte County |
| Quincy | Gadsden County |
| Raiford | Union County |
| Reddick | Marion County |
| Redington Beach | Pinellas County |
| Redington Shores | Pinellas County |
| Riviera Beach | Palm Beach County |
| Rockledge | Brevard County |
| Royal Palm Beach | Palm Beach County |
| Safety Harbor | Pinellas County |
| Saint Leo | Pasco County |
| San Antonio | Pasco County |
| Sanford | Seminole County |
| Sanibel | Lee County |
| Sarasota | Sarasota County |
| Satellite Beach | Brevard County |
| Sea Ranch Lakes | Broward County |
| Sebastian | Indian River County |
| Seabring | Highlands County |
| Seminole | Pinellas County |
| Sewall’s Point | Martin County |
| Shalimar | Okaloosa County |
| Sneads | Jackson County |
| Sopchoppy | Wakulla County |
| South Bay | Palm Beach County |
| South Daytona | Volusia County |
| Sounty Miami | Miami-Dade County |
| South Palm Beach | Palm Beach County |
| South Pasadena | Pinellas County |
| Southwest Ranches | Bay County |
| Springfield | Bay County |
| St. Augustine Beach | St. Johns County |
| St. Augustine | St. Johns County |
| St. Cloud | Osceola County |
| St. Lucie Village | St. Lucie County |
| St. Marks | Wakulla County |
| St. Pete Beach | Pinellas County |
| St. Petersburg | Pinellas County |
| Starke | Bradford County |
| Stuart | Martin County |
| Sun City Center | Hillsborough County |
| Sunny Hills | Washington County |
| Sunny Isles Beach | Miami-Dade County |
| Sunrise | Broward County |
| Surfside | Miami-Dade County |
| Sweetwater | Miami-Dade County |
| Tallahassee | Leon County |
| Tamarac | Broward County |
| Tampa | Hillsborough County |
| Tarpon Springs | Pinellas County |
| Tavares | Lake County |
| Temple Terrace | Hillsborough County |
| Tequesta | Palm Beach County |
| Titusville | Brevard County |
| Treasure Island | Pinellas County |
| Trenton | Gilchrist County |
| Umatilla | Lake County |
| Valpariso | Okaloosa County |
| Venice | Sarasota County |
| Vernon | Washington County |
| Vero Beach | Indian River County |
| Virginia Gardens | Miami-Dade County |
| Waldo | Alachua County |
| Wauchula | Hardee County |
| Wausau | Washington County |
| Webster | Sumter County |
| Weeki Wachee | Hernando County |
| Welaka | Putnam County |
| Wellington | Palm Beach County |
| West Melbourne | Brevard County |
| West Miami | Miami-Dade County |
| West Palm Beach | Palm Beach County |
| Weston | Broward County |
| Westville | Holmes County |
| Wewahitchka | Gulf County |
| White Springs | Hamilton County |
| Wildwood | Sumter County |
| Williston | Levy County |
| Wilton Manors | Broward County |
| Windermere | Orange County |
| Winter Garden | Orange County |
| Winter Haven | Polk County |
| Winter Park | Orange County |
| Winter Springs | Seminole County |
| Worthington Springs | Union County |
| Yankeetown | Levy County |
| Youngstown | Bay County |
| Zephyrhills | Pasco County |
| Zolfo Springs | Hardee County |