Realtor Mortgage Loan Originator Jobs
1099/W2 Loan Originator Flat Fees $995
Not Licensed In These States
- 8. Delaware-
- 34. North Dakota-
- 39. Rhode Island–
- 41. South Dakota-
- 45. Vermont–
- 50. Wyoming–
Yes, Coast2Coast Mortgage is hiring remote realtors who are NMLS-licensed mortgage loan originators in 45 states, with a proven track record of closing 8-12 real estate or loans per year. We offer highly competitive commissions ranging from 2.75% to 4% per loan, with a flat company fee of $995 per loan, with no cap on commissions.
Remote Mortgage Loan Originator Pay By State
1. Alabama – 1099 Mortgage Loan Originator Jobs –
2. Alaska – 1099 Mortgage Loan Originator Jobs –
3. Arizona– 1099 Mortgage Loan Originator Jobs –
4. Arkansas – Requires w2 Tax withholdings.
5. California– Requires w2 Tax withholdings.
6. Colorado– 1099 Mortgage Loan Originator Jobs –
7. Connecticut– Requires w2 Tax withholdings.
8. Delaware-NOT LICENSED – you can close DSCR without a license.
9. Florida – 1099 Mortgage Loan Originator Jobs –
10. Georgia– Requires w2 Tax withholdings.
11. Hawaii- Originator picks either W-2 employees or 1099 independent contractors
12. Idaho – 1099 Mortgage Loan Originator Jobs –
13. Illinois– Requires w2 Tax withholdings.
14. Indiana– Requires w2 Tax withholdings.
15. Iowa– 1099 Mortgage Loan Originator Jobs –
16. Kansas-Originator picks either W-2 employees or 1099 independent contractors
17. Kentucky– 1099 Mortgage Loan Originator Jobs –
18. Louisiana- Originator picks either W-2 employees or 1099 independent contractors
19. Maine– 1099 Mortgage Loan Originator Jobs –
20. Maryland– Requires w2 Tax withholdings.
21. Massachusetts Requires w2 Tax withholdings.
22. Michigan– 1099 Mortgage Loan Originator Jobs –
23. Minnesota– 1099 Mortgage Loan Originator Jobs –
24. Mississippi– Requires w2 Tax withholdings.
25. Missouri– 1099 Mortgage Loan Originator Jobs –
26. Montana– Requires w2 Tax withholdings.
27. Nebraska– Requires w2 Tax withholdings.
28. Nevada-Requires w2 Tax withholdings.
29. New Hampshire– 1099 Mortgage Loan Originator Jobs –
30. New Jersey– Requires w2 Tax withholdings.
31. New Mexico– 1099 Mortgage Loan Originator Jobs –
32. New York – NOT LICESED.
33. North Carolina– Requires w2 Tax withholdings.
34. North Dakota-NOT LICENSED
35. Ohio– – 1099 Mortgage Loan Originator Jobs –
36. Oklahoma– 1099 Mortgage Loan Originator Jobs –
37. Oregon-– 1099 Mortgage Loan Originator Jobs –
38. Pennsylvania– 1099 Mortgage Loan Originator Jobs –
39. Rhode Island– NOT LICENSED – you can close DSCR without a license.
40. South Carolina– Requires w2 Tax withholdings.
41. South Dakota- NOT LICENSED
42. Tennessee–– 1099 Mortgage Loan Originator Jobs –
43. Texas– 1099 Mortgage Loan Originator Jobs –
44. Utah– 1099 Mortgage Loan Originator Jobs –
45. Vermont– NOT LICENSED
46. Virginia– 1099 Mortgage Loan Originator Jobs –
47. Washington – 1099 Mortgage Loan Originator Jobs –
48. West Virginia– Requires w2 Tax withholdings.
49. Wisconsin– Requires w2 Tax withholdings.
50. Wyoming– NOT LICENSED – you can close DSCR without a license.
Hiring Remote W2 Remote Originators in these states that require W2 Payout
- California DFPI
- Connecticut
- Georgia
- Indiana DFI
- Massachusetts
- Montana
- Nevada
- New Jersey
- North Carolina
- Rhode Island
- South Carolina
- Vermont
Hiring Remote W2/1099 Originators
A Company Relationship in NMLS can either be 1099 or W-2. If any of the states you’re licensed in require a W-2, you must be paid as a W-2 in all of them, even in 1099 states. If you’re only licensed in 1099 states, you can be paid by 1099. You can refer loans to other W2 loan officers in W2 states and serve as a processor assistant to help close the loan. If you’re unclear, call Thomas Martin for details at 954-667-9110.
Remote Mortgage Originator Job Summary!
1099 or W2 Compensation types
- Mortgage loan originators must be classified as either W-2 or 1099 (cannot be both). YOU MUST PICK ONE!
- There are about 12 states require mortgage loan orignators to be paid by W-2 Loan: CA-DFPI (California), GA (Georgia), IN-DFI (Indiana), MA (Massachusetts), MS (Mississippi), MT(Montana), NV (Nevada), NJ (New Jersey), NC (North Carolina), SC (South Carolina), RI (Rhode Island), and VT (Vermont).
Coast2Coast Company Fees
1099 Compensation- A Loan Officer will receive 100% of the commission from every deal they close. Coast2Coast will charge a flat fee of $995 for each closing. Direct deposit every Friday.
W2 Compensation – A Loan Officer will receive 100% of the commission from every deal they close, but first, they need to pay a flat fee of $995 + payroll Taxes. Remember, loan officers must also pay their own payroll taxes.
Expectations:
We are looking for seasoned loan originators with a track record of producing at least 8-12 loans per year.
Description:
Coast 2 Coast Mortgage is hiring remote, NMLS-licensed mortgage loan originators with a track record of honesty and integrity. We are a highly established mortgage company hiring self-sufficient mortgage loan originators to market our unique loan programs and specialized services, offering the highest commission splits. We respect our loan originators’ independence and encourage them to work remotely while providing access to our 100+ lender systems and processes, as well as daily Zoom meetings. We provide daily loan officer training and pay the highest commissions in the industry.
Requirements:
- Must be able to close a minimum of 8-12 per year.
- Must be licensed NMLS MLO.
- Must be able to work from home without being micro-managed.
- Must have Strong Phone Skills
- Strong People Skills
- Strong Sales Experience
Advantages:
- Borrowers can complete it on a cell phone or computer.
- Real-time notifications every time a borrower submits an application
- Integrate + into your website, email signature, and social media pages.
- Quick-link version to capture leads by collecting just the basic information.
Job Reviews: C2C Careers Reviews – Indeed
While federal regulations (Dodd-Frank/Reg Z) and the NMLS allow mortgage loan originators (MLOs) to be compensated as either W-2 employees or 1099 independent contractors, the ability to operate as a 1099 contractor varies significantly by state and company compliance, often requiring strict adherence to “economic reality” tests.
Originator Work From Home Lenders List
| 11 Mortgage |
| 21st Century |
| 21st Mortgage |
| 21st Mortgage |
| 5th Street Capital |
| A Mortgage Boutique |
| A&D Mortgage fka Flagstar Bank |
| AAA Lendings |
| Acra Lending |
| Adelaide Mortgage Solutions, LLC |
| Adelaide Mortgage Solutions, LLC |
| Advancial |
| All Credit Considered (ACC) |
| Alpha Funding Partners |
| Amerant Wholesale |
| American Bancshares Mortgage (ABSM) |
| American Financial Resources (AFR) |
| American Heritage Lending |
| Ameris Bank |
| AmeriSave Wholesale Mortgage |
| AmeriTrust Mortgage Corporation |
| AmWest Funding Corp. |
| Anchor Loans |
| Angel Oak Funding |
| Angel Oak Funding (NC AE) |
| Apex Commercial Capital |
| Arc Home Loans |
| Archwest |
| Ardri |
| Arrow Mortgage, LLC |
| Athas Capital Group Broker |
| Axia Home Loans |
| AXOS Bank |
| Benworth Capital |
| BluePoint Mortgage |
| Bradesco Bank |
| Bridge Loan Experts |
| Brokers Advantage |
| Brokers First Funding |
| Builder Finance |
| Builder’s Finance |
| Cake Mortgage Corp. |
| Caliber Home Loans |
| Cardinal Financial |
| Carrington Mortgage Services |
| Century Lending |
| Certain Lending |
| Champions Funding LLC |
| Champions Funding LLC |
| Change Wholesale |
| Citadel (Acra Lending) |
| ClearEdge Lending |
| ClearEdge Lending |
| Click n’ Close |
| CMG Financial |
| Coastline Home Mortgage |
| Coastline Mortgage |
| Commerce Home Mortgage |
| Community Savings Bank EPO 6 months |
| Compass BBVA |
| Constructive Loans BPL Mortgage Trust |
| Corevest |
| CV3 Financial Services |
| Darmac Lending |
| Dart Bank |
| Deephaven Mortgage |
| Direct Mortgage Corp. |
| Dominion Financial Wholesale |
| Easy Street Capital |
| EMM Loans |
| Emporium TPO |
| Equity Max |
| Equity Prime Mortgage |
| Essex Wholesale |
| Excelerate Capital |
| FAM Commercial Division |
| FBC Mortgage |
| FEMBI |
| Figure |
| Finance of America |
| Finance of America Reverse |
| First Alliance Home Mortgage |
| First Colony Mortgage |
| First Federal Bank |
| First National Bank of America |
| First Savings Bank |
| Flagstar Bank SEE A & D Mortgage line 8 |
| Florida Capital Bank |
| Forward Mortgage |
| Foundation Mortgage |
| Franklin American Mortgage |
| Freedom Mortgage |
| Fund that Flip |
| FundLoans |
| Greenbox |
| Griffin Capital Funding |
| Groundfloor |
| Guaranty Home Mortgage Corporation |
| Hard Money Mortgages, LLC |
| Helm Bank |
| Hershiser Capital Finance |
| Home Xpress Mortgage |
| HomeBridge Wholesale |
| Hunt Companies |
| IceCap |
| Impac |
| Interfirst |
| Interfirst |
| JCAP Private Lending |
| Jet Advantage Mortgage |
| Jet Mortgage |
| JMAC |
| June Point Lending Inc. |
| Kiavi |
| Kind Lending |
| Kings Mortgage Services, Inc. |
| Knock |
| Lafayette |
| Lakeview Wholesales (DBA Bayview Loan Servicing) |
| Land Home Financial Services |
| Lead Plus |
| LenderMAc |
| Lender Select |
| Lending One |
| Lending Pros |
| Lending Pros |
| LendingHome |
| LendingOne |
| Lendmarq |
| Lendsure 8 month EPO |
| Lendz |
| Liberty Home Equity Solutions |
| Lima One Capital |
| Loan Depot |
| Loan United |
| Loanstream |
| Loanstream |
| Loanwyse |
| Logan Finance |
| London Financial |
| Luxury Mortgage |
| M&M Private Lending Group |
| Madison Capital |
| Maverick Mortgage |
| Maxwell Capital |
| Mega Capital Funding |
| Michigan Mutual |
| Midwest Loan Solutions |
| MLB Mortgage |
| Money House |
| Mortgage Assurance Inc. |
| Mortgage Boutique |
| Mortgage Financial Services |
| Mortgage Solutions Financial |
| MortgageOne TPO |
| Mutual of Omaha Mortgage |
| Mutual of Omaha Reverse |
| Nations Direct Mortgage |
| Nationwide Lending Direct |
| New Wave Lending |
| New Wave Loans |
| Newfi Wholesale |
| NewRez |
| NexBank |
| Nextres |
| Nextres |
| Nextus Lending |
| NMSI Group |
| NQM Funding |
| NQM Funding |
| NVestor Funding |
| OakTree |
| Obsidian |
| One American Mortgage |
| Orbit Commercial Capital |
| Orion Lending |
| Park Place Finance |
| PCF Funding |
| PennyMac |
| Plaza Home Mortgage |
| Power TPO |
| Preferred Funding Group |
| Preferred Rate |
| Princeton Wholesale |
| Principle Lending |
| PRMG |
| Provident Funding |
| Provident Funding |
| Quontic Bank |
| Quorum |
| Quorus Commercial |
| RAC |
| RCN Capital |
| RCN Capital |
| Red Stone |
| Rehab Financial |
| REMN |
| ResiCentral NMLS#1907538 |
| ResMac |
| ROK Financial |
| Secured Investment Lending |
| Sharestates |
| Sierra Pacific |
| SilverHill Funding |
| SmartFi |
| Solve Mortgage |
| Spring EQ |
| Starbanco |
| STG Mortgage |
| Stockton Mortgage Funding |
| Stone Bank |
| Stronghill Capital |
| Sunstate Bank |
| SunWest |
| Supreme Lending |
| Symmetry Lending (FL) |
| Symmetry Lending (NC and SC) |
| Taylor Made Lending |
| Temple View Capital |
| The Lender |
| The LenderAI |
| The Loan Store |
| Towne Mortgage |
| TPO Go |
| Triad Financial Services |
| Truly Capital |
| Union Home Mortgage |
| Union Savings Bank |
| Union Savings Bank |
| United Mortgage Corp |
| United Wholesale Mortgage |
| United Wholesale Mortgage |
| Velocity Mortgage |
| Verus Wholesale |
| Village Capital |
| Visio Lending |
| Vontive Lending |
| Weslend Wholesale Financial |
| Wholesale Mortgage Direct |
| Windsor Mortgage Solutions |
| Yale |
