Refinance Florida Property Taxes Deed Sale

Refinance Property Taxes In Florida 

Refinance ResidentialCommerical Investment  – Florida LandRefinance To Stop Foreclosure In Florida

All bad credit situations and property types are welcome. In Florida, you can use a cash-out refinance to pay delinquent Florida property taxesJudgmentsclaims of lienlate paymentsand HOA/COA liens, and to refinance to stop foreclosure. With a cash-out refinance, you withdraw equity from your home to pay back Florida property taxes. To refinance your mortgage and pay off Florida property taxes, both your past-due mortgage and Florida property taxes must be paid in full at closing. Refinancing your mortgage in Florida offers an option to resolve tax dues in a single cash-out refinance. Paying off Florida property taxes promptly helps you avoid extra penalties and could stop a Florida Tax Deed Sale. To qualify, you need sufficient equity in your property to cover the property taxes.

 Florida Property Taxes Stop Tax Deed Sale

Refinance Florida Property Taxes Summary:

Hard Money Florida Loan Amounts
$50,000 to $25 million
Residential & Commerical & Land
Loan-to-Value (LTV) Ratios
• Up to 70% on purchases
• Up to 65% on refinance
Terms 
• 24 months, extension options available
• Interest-only payments
• Fair Rates
• No prepayment penalty
• Escrow may be required
Qualification
• Any credit score
• Borrower must document ability to pay
• Property must be in Florida
• No corporate title required
• Read More about Florida Hard Money Lenders

Refinancing Florida Property Taxes Past Due

If your Florida property taxes are behind, a cash-out refinance requires specific steps:
  • Step 1: Value Verification: Call me to verify the probability of you having enough equity and income to cover the new mortgage payment after payingoff the current mortgage, tax debt, and closing costs.
  • Step 2: Request a Payoff: Obtain an official statement from your local Florida County Tax Collector and mortgage payoff detailing the exact amount owed, including interest and fees.
  • Step 3: Direct Payment: If all goes as planned at closing, the title agent pays the tax collector, clearing the tax lien.

 

Refinance Florida Property Taxes Before Tax Deed Sale 

197.502 Florida Tax Deed Statutes Application for obtaining a Florida tax deed by holder of tax sale certificate; fees.
(1) The holder of a Florida tax certificate at any time after 2 years have elapsed since April 1 of the year of issuance of the Florida property tax certificate and before the cancellation of the certificate, may file the certificate and an application for a Florida tax deed with the tax collector of the county where the Florida property described in the certificate is located. The Florida tax collector may charge a tax deed application fee of $75 and for reimbursement of the costs for providing online Florida tax deed application services. If the Florida tax collector charges a combined fee in excess of $75, applicants may use the online Florida tax deed application process or may file applications without using such service.
(2) A Florida property tax deed certificateholder, other than the Florida county, who applies for a tax deed shall pay the tax collector at the time of application all amounts required for redemption or purchase of all other outstanding Florida property tax certificates, plus interest, any omitted taxes, plus interest, any delinquent Flroida property taxes, plus interest, and current taxes, if due, covering the property. In addition, the certificateholder shall pay the costs required to bring the Florida property to sale as provided in ss. 197.532 and 197.542, including property information searches, and mailing costs, as well as the costs of resale, if applicable. If the Flroida tax deed certificateholder fails to pay the costs to bring the property to sale within 30 days after notice from the clerk, the tax collector shall cancel the tax deed application. The tax certificate on which the canceled tax deed application was based shall earn interest at the original bid rate of the tax certificate and remain inclusive of all tax years paid and costs associated with the tax deed application. Failure to pay the costs of resale, if applicable, within 30 days after notice from the clerk shall result in the clerk’s entering the land on a list entitled “lands available for taxes.

Florida Statutes Authorize Foreclosure If Property Taxes Are Not Paid

The Florida tax lien of any and all taxes, except those ad valorem taxes collectible by the county tax collector, tax certificates, and special Florida assessments imposed by any incorporated city or town in Florida upon real estate may be foreclosed if not paid by such city or town by suit in chancery.

Cash-Out Refinance To Pay Florida Property Taxes

If you owe back Florida property taxes or are facing a tax deed sale, a cash-out mortgage refinance allows you to borrow more than your current mortgage, with the excess funds used to pay off the tax lien.

  • Step 1: Request an official payoff letter from your county Tax Collector (e.g., the Broward County Tax Collector) detailing the exact amount owed with interest and fees.
  • Step 2: Apply for a cash-out refinance with a specialized lender who handles tax-lien payoffs.Step
  • Step 3: The mortgage lender will order a title search and a property appraisal and, upon closing, will pay the Tax Collector, along with any other liens on the property, including your current mortgage, to clear the title. 

Florida Refinance State Property Tax Exemptions

 Florida law requires two main nonrecurring taxes when you refinance:

Florida’s Tax Bills Are Delinquent By April 1st
IMPORTANT NOTICE: Unpaid Florida property tax bills are delinquent as of April 1 every year. Per Florida Statute 197.172. Florida charges a 3% penalty on (April 1), then 1.5% per month (18% annually). Including Florida, homestead property tax liens are sold at county tax certificate auctions to investors who bid down the interest rate.

Refinance Florida Property Tax Fees

  • 21% In Fees After 1 Year behind on Florida Property Taxes: A 3% penalty is added to the base tax bill on April 1. Plus 18% = 21% added to your Florida Tax bill. Example $6000 x 21% = $1260. You now owe $7260
  • Real Estate Taxes: A 3% penalty is added to the base tax bill on April 1.
  • Tangible Personal Property (Business): A 1.5% penalty is added per month (18% annually). The statutory 1.5% per month interest (18% annual) on delinquent property taxes in Florida applies to all Florida property, including primary homestead residences, second homes, and investment commerical and Florida land.
  • Advertising Costs: Unpaid parcels are advertised in a local newspaper in May, and the advertising and collection costs are passed on to the taxpayer’s bill.

Step 1: Refinance Taxes Before Delinquency and Tax Certificate Sale

April 1: 3% Property taxes interest penalty is applied for being delinquent.
May – June: Florida Tax Collector holds a public tax certificate auction. Investors bid on interest rates to pay off the delinquent taxes, and a tax lien is placed on the property.

Duration: The property owner has exactly 2 years from April 1 of the tax certificate’s issuance year to “redeem” or repay delinquent Florida property taxes.
Action Sale: To stop foreclosure, the homeowner must qualify for a bad-credit cash-out refinance of their Florida home or pay the county the total amount of delinquent taxes, accrued interest, and advertising/auction fees.

Can I cash out refinance to pay property taxes in Florida? 

Yes, you can cash out a refinance with bad credit to pay back delinquent property taxes for both residential and commerical property in Florida. The most common method is a cash-out refinance, which converts your home equity into cash to pay off the tax debt and avoid penalties or a tax deed sale. 

Can I cash out refinance land to pay Florida property taxes? 

Yes, our bad credit Florida land lenders will cash out a refinance with bad credit to pay back delinquent property taxes for both residential and commerical property in Florida. The most common method is a cash-out refinance, which converts your home equity into cash to pay off the tax debt and avoid penalties or a tax deed sale. 

How is the County allowed to sell a certificate of title to my property? 

Florida Statute 197.432 requires that the Florida county Tax Collector sell tax certificates on Florida properties with unpaid taxes on or before June 1. A tax certificate (lien) is a public auction that allows investors to earn interest by paying other people’s property taxes. A Florida tax deed certificate is auctioned to the bidder willing to accept the lowest interest rate. If there are no bids on a particular certificate, it would be “struck off” to the County at 18%; the highest interest rate allowed by Florida Statutes.

There is a Tax Deed Application on my Florida property. How long do I have to refinance before my property is sold?

This varies and cannot be determined without searching the specific tax account on our public website
https://county-taxes.net/broward/broward . Search the property account, then select “Full Bill History.” If the property has been scheduled for a public Tax Deed Auction, the auction date will be listed on our website. If no date is shown, the property has not yet been scheduled for sale. You can also email our Tax Deed Section at
taxdeeds@broward.org for specific information on the sale status. On average, it can take up to 16 months after a Tax Deed Application is submitted for the property to be scheduled for sale.​

Cashout Refinance Residential Florida Property Taxes:

Cashout Refinance Commercial Florida Property Taxes:

Cashout Refinance With Bad Credit In Florida To Pay Florida Property Taxes:

  1. Mortgage with 30-60-90 day late payments :
  2. Refinance Florida past due HOA:
  3. Refinance Florida Lis Pendens :
  4. Refinance Florida Claim of lien :
  5. Refinance To Pay Florida Tax Lien :
  6. Refinance Florida Code Violations :
  7. Refinance Florida property Taxes :
  8. Refinance Florida Final Judgment :
  9. Buy-Out-Florida Mortgage Refinance :
  10. Refinance Florida Department of Revenue Warrant :
  11. Refinance Florida Mortgage While in Bankruptcy :
  12. Stop Foreclosure Bad Credit Florida Mortgage Lenders :
  13. Refinance Florida Homeowners Association Lis Pendens :
  14. Partial Construction Florida Bad Credit Mortgage Lenders :
  15. Bad Credit Cash Out Refinance Florida Home Listed For Sale:
  16. Land – Refinance Bad Credit Florida Land Lenders:

Cash-Out Refinance To Pay Florida Tax Liens

Yes, you can use a cash-out refinance to pay delinquent Florida property taxes, tax liens, IRS liens, or HOA/COA liens, essentially converting Florida home equity into cash to pay off debts. Cash-out refinancing helps eliminate past-due amounts, potentially avoiding foreclosure and/or code violations. To qualify, you will need sufficient home equity and must meet the requirements.

 

Cashout Refinance To Sto Tax Deed Sale

  • The Process: No lawsuit is filed. When Florida property taxes are delinquent for more than two years, a Florida tax certificate holder applies for a tax deed through the Tax Collector, who directs the Clerk of the Court to auction the property.
  • Finality: The Tax Deed Auction sale is final the moment the successful bidder pays the remaining balance and fees. The clerk then issues a tax deed to the high bidder.
  • Title Status: A tax deed does not automatically guarantee a “clear” title, and buyers often have to file a quiet title lawsuit afterward to resolve potential claims on the property. A Florida quiet title action is a civil lawsuit filed in Circuit Court to establish clear ownership of real property and remove “clouds” on the title, such as unreleased liens, adverse possession claims, or fraudulent conveyances. It ensures the property can be freely sold or refinanced

Cashout Refinance Payoff Tax Deed Sale 

TXD-D is a type of deed in Florida property records that typically signifies a Tax Deed Sale, meaning the property was sold at auction by the Florida county due to unpaid property taxes, transferring ownership to the highest bidder who covered the delinquent amounts. It’s a common shorthand you’d see in Florida county records.

Can I refinance to consolidate my PACE loan mortgage?
Yes, you can refinance to consolidate a Florida PACE loan into your mortgage, but it usually requires a cash-out refinance to pay off the PACE loan in full because the PACE lien has first priority. You’ll need sufficient equity in your Florida home to cover the PACE payoff, and your mortgage lender requires it to be paid in full for a new first mortgage. 

Bad Credit Florida Land Mortgage Refinance 

Yes, our hard-money mortgage lenders in Florida offer flexible purchase and refinancing solutions, even with bad credit. Our network of Florida “second chance” bad credit Florida land mortgage lenders specializes in hard money loans for borrowers facing challenges, including 30-, 60-, or 90-day late payments. These Florida hard money lenders focus on the equity in your property, not your credit score. No matter your credit situation, we will do our best to find a mortgage solution tailored to your needs.

Cashout Refinance Commercial Property To Pay Florida Property Taxes:

Yes, we provide equity-based hard Money for Florida commerical mortgage lenders for ALL PROPERTY TYPES.  Our hard money commercial Florida mortgage lenders focus on property value rather than the borrower’s credit history. Our bad credit commerical Florida mortgage lenders offer solutions to cash out and refinance Florida property taxes for all property types. We close bad-credit commercial hard money loans by prioritizing property equity over credit scores or payment history. Our team specializes in asset-based hard money mortgages for situations that include:  bankruptcy,  stop foreclosuretax liens, judgments30-60-90+ late payments, and no-income verification. Typical Florida commercial hard money lenders will lend up to 75% loan-to-value (LTV), giving Florida investors access to fast capital despite bad credit. All situations are welcome. Please call me to discuss yours.

Refinance Florida Property Taxes To Stop Foreclosure

Avoid TXD-D Filed In Florida County Records 

This type of Deed type in Florida property records typically signifies a Tax Deed Sale, meaning the property was sold at auction by the Florida county due to unpaid Florida property taxes, transferring ownership to the highest bidder who covered the delinquent amounts, a common shorthand you’d see in Florida county records.

Cashout Refinance To Pay Florida Property Taxes

A cash-out refinance involves replacing your existing mortgage with a new, larger loan. The difference between your new loan amount and the balance of your old mortgage is given to you in a lump sum of cash, which you can then use to pay your property tax bill or clear a property tax lien.

Cashout Refinance Florida Mortgage To Pay Property Taxes

What’s the difference between a tax deed sale and a tax deed foreclosure sale? 

  • Tax deed sale – This process often starts with the sale of the Tax Deed lien or a certificate to an investor who can collect interest for 2 years. If not paid, they foreclose on the property owner to recover the amount, eventually leading to a similar auction if unpaid.
  • Florida tax lien foreclosure sales often start with the sale of the lien (a certificate) to an investor, who then forecloses on the property owner to get paid, eventually leading to a similar auction if the owner remains unpaid. The key difference between the (2) two is the starting point: deed sale focuses on selling the asset (property), while a Florida tax lien foreclosure focuses on collecting the debt.  But both of these 2 sepearate processes aim to recover delinquent taxes, often culminating in a public auction where the property is sold.

Someone bought a Tax certificate on my Florida property. Does that mean they now own it?
After 2 years, the certificate holder can file a Tax Deed Application for the property. (Example – 2008 unpaid taxes, which had a certificate sold by June 1st of 2009, can have a Tax Deed Application made on it beginning on April 1st, 2011). After a tax deed is made, the property will be scheduled for auction and sold to the highest bidder. If that happens, you have lost any claim or ownership on it.

There is a Tax Deed Application on my Florida property. How long do I have before my property is sold?

This varies and cannot be determined without searching the specific tax account on our public website https://county-taxes.net/broward/broward. Search the property account, then select “Full Bill History.” If the Florida property has been scheduled for a public Tax Deed Auction, the auction date will be shown on our website. If no date is shown, the property has not yet been scheduled for sale. You can also email our Tax Deed Section at taxdeeds@browardtax.org for specific information on the sale status. On average, it can take up to 16 months after a Tax Deed Application is submitted for the property to be scheduled for sale.

How can I sell my Tax certificate?

Florida Statute 197.432 requires that the county Tax Collector sell tax certificates on Florida properties with unpaid taxes on or before June 1. A Florida tax certificate (lien) is a public auction for investors to earn interest on paying other people’s property taxes.. If there are no bids on a particular Tax certificate, it would be “struck off” to the County at 18%, the highest interest rate allowed by Florida Statutes.

Refinancing To Pay A Florida Tax Lien

The process begins with a formal notice and demand for payment from the government. If the debt is not resolved, the property tax lien can be placed on all of the taxpayer’s assets, including real estate, vehicles, and business holdings. The lien will remain in place until the tax debt is paid in full or settled. A cash-out refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash. You can use this cash to pay your Florida tax lien.

Who/When can I make a Florida Tax Deed Application?

Only a certificate holder who has held a tax certificate for a minimum of 24 months from the date taxes became delinquent is eligible to make a Florida tax deed application with the county Tax Collector’s Office. This action requires the owner to pay the back taxes and redeem the outstanding Tax Certificate(s); otherwise, the property will be sold at a public auction to the highest bidder.​

Stop Florida Tax Lien Sale 

To stop a tax lien sale in Florida, you must redeem the property by paying all past due delinquent Florida proeprty taxes, interest, and fees to the Tax Collector or Clerk of Court before the final sale payment is made, effectively stopping the sale process at any stage before the certificate sale, after the certificate, or right before the final tax deed auction. Paying the full arrear property tax amount owed is the most direct method, but refinancing your Florida mortgage may be another viable option to avoid forfeiture.

Ways to Stop the Florida Tax Lien Sale:

  • Refinance Florida Property To Pay Delinquent Florida Property Taxes: This is your final chance to cash out, refinance, and pay all back Florida taxes on the property.
  • Pay Before the Florida Tax Deed Sale (Auction): This is your final chance. Pay the total redemption amount, Florida taxes, interest, fees, and costs to the Florida county Clerk of Court before the auction concludes. 
  • Pay Before the Florida Property Tax Certificate Sale (June): Pay the delinquent taxes plus a penalty (around 3%) to prevent the tax certificate from being issued.
  • Pay Before the Florida Tax Deed Application: Once a certificate is sold, the holder can apply for a tax deed. Pay the Florida property tax certificate amount, accrued interest, and any application fees to stop the Florida deed application process.

Refinance To Pay Federal Taxes

To remove a Federal Tax lien or a Florida property tax lien, the homeowner can refinance their mortgage. A cash-out Florida mortgage refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash. These excess funds can be used to pay IRS Taxes and Property Taxes.

Refinancing To Pay Florida Property Taxes

The process begins with a formal notice and demand for payment from the government. If the debt is not resolved, the property tax lien can be placed on all of the taxpayer’s assets, including your Florida home. Every county in Florida has its own Florida property appraiser website to search for property taxes. Florida homeowners can review and apply exemptions, assessment limitations, and classifications that may reduce their Florida property’s taxable value.

Refinance Florida Department of Revenue WARRANT

To remove a Federal Tax lien or a Florida property tax lien, the homeowner can refinance their mortgage. A cash-out Florida mortgage refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash. These excess funds can be used to pay IRS Taxes and Property Taxes.

Understanding How A Florida Tax Lien Works

Federal, state, or local governments can impose tax liens on Florida homes and other real estate when the Florida property taxes remain unpaid. THE STATE OF FLORIDA TO ALL AND SINGULAR, THE CLERKS OF THE CIRCUIT COURTS AND ALL AND SINGULAR, THE SHERIFFS OF THE STATE OF FLORIDA WARRANT FOR COLLECTION OF DELINQUENT The taxpayer named above in the County of Broward Sales and Use Tax indebted to the Department of Revenue, State of Florida, in the following amounts: For returns due on or before December 31, 1999, interest is due at the rate of 12% per annum. For returns due on or after January 1, 2000, a floating rate of interest applies by section 213.235, Florida Statutes. Refinancing high-interest tax liens could save you in interest and penalties.  A cash-out Florida mortgage refinance allows you to refinance your home for more than what you owe and receive the difference in a lump sum of cash.

Limitations on Actions to Collect Florida Property Taxes

Except for taxes for which certificates have been sold, taxes are enumerated in s. 72.011, or Florida tax liens issued under s. 196.161 or s. 443.141, any tax lien granted by law to the state or any of its political subdivisions, any municipality, any public corporation or body politic, or any other entity having authority to levy and collect taxes expires 5 years after the date the tax is assessed or becomes delinquent, whichever is later. An action to collect any tax may not be commenced after the expiration of the lien securing the payment of the tax. Any Florida tax lien granted by law to the state or any of its political subdivisions for any tax enumerated in s. 72.011 or any tax lien imposed under s. 196.161 expires 20 years after the last date the tax may be assessed, after the tax becomes delinquent, or after the filing of a tax warrant, whichever is later. An action to collect any tax enumerated in s. 72.011 may not be commenced after the expiration of the lien securing the payment of the tax. If a Florida  lien to secure the payment of a tax is not provided by law, an action to collect the tax may not be commenced after 5 years following the date the tax is assessed or becomes delinquent, whichever is later.

Unpaid Florida Property Taxes

Florida Statute 197.432 requires that the Florida County Tax Collector sell tax certificates on properties with unpaid taxes on or before June 1. A tax certificate (lien) is a public auction for investors to earn interest on paying other people’s Florida property taxes. A certificate is auctioned off to the bidder who is willing to accept the lowest interest rate. If there are no bids on a particular certificate, it would be “struck off” to the County at 18%, the highest interest rate allowed by Florida Statutes.​ Refinancing a Florida mortgage to pay delinquent property taxes could save you from penalties and interest.

Is a Florida Cash-Out Refinance Taxable?

No, the cash you receive from a cash-out mortgage refinance isn’t taxed. A cash-out mortgage refinance is not taxable because the IRS considers a cash-out refinance a loan you must repay rather than income. It’s possible that you could even get tax benefits depending on how you use the money. Consult your tax advisor to discuss how a cash-out refinance could impact your situation.

Refinance Property Types Include:

No Tax Return Florida Mortgage Refinance Options:

Hard Money Florida Mortgage Refinance Options Include:

No Tax Return Cash Out Refinance FHA Mortgage 

To qualify for FHA without tax returns, you must be a W2 employee, and your commission and bonus income must be less than 25% of your total income, and you should NOT own any rental properties. And, your earnest money deposit should not come from your side business account; otherwise, the lender will request tax returns. If your bonus or overtime exceeds 25% of your total income or if you own investment properties, you will be required to submit tax returns. Florida FHA mortgage lenders make homeownership exciting because, as a W2 employee, you do NOT need to provide your tax returns to qualify for an FHA mortgage. For FHA, self-employed mortgage lenders require 2 years’ tax returns, business and personal. Clear here to read more about to tax return FHA mortgage loans. 

No Tax Return Cashout Refinance Investor Loans
Florida no-income-verification investor loans, commonly referred to as DSCR loans, allow real estate investors to secure financing without personal income or a debt-to-income ratio. These loans do not require income documentation, tax returns, or employment verification, making them an attractive option for Florida real estate investors. To learn more about no-income-verification investor loans, click here.

Florida Property Tax Collection Process

The Florida Department of Revenue begins the collection process when a taxpayer fails to file a return, fails to make a payment, underpays the amount due, files late, pays late, or owes additional money discovered in an audit. A delinquency notice (Notice of Delinquency) is issued when a return is not filed, and a bill (Notice of Amount Due) is issued when a return is filed late or additional money is due.

The delinquency notice indicates a return has not been filed, while the initial bill contains a breakdown of the additional amount due. It is extremely important to take prompt action when you receive a delinquency notice or bill. Penalties and interest continue to accrue until the entire tax amount is paid. If the debt remains unpaid for 90 days, the Department will charge a 10% administrative collection processing fee to cover collection costs.

Failure to resolve the debt may result in your account being sent to a private collection agency. If your account is sent to a private collection agency and the debt includes reemployment tax, you will be charged a separate fee by the collection agency.

The quickest way to resolve a bill is to pay it online. If a delinquency notice is received, it is important to file the missing return(s) and pay the tax as soon as possible. Taxpayers who are enrolled to file and pay electronically should submit the missing returns and payments electronically. Taxpayers who are not currently enrolled to file and pay electronically can easily enroll online using the eServices Enrollment application. Once enrolled, a taxpayer will receive a user ID and password that will be available within 48 hours. The taxpayer can then electronically file and pay past-due returns.

A taxpayer who believes a delinquency notice was issued in error, disagrees with a bill amount due, or has already filed or paid the return or bill, should contact the Department immediately to resolve the issue. Call or visit one of the Department’s local service centers, or call Taxpayer Assistance at 850-488-6800 Monday-Friday, excluding holidays. If sending written correspondence, include your name, business name, tax type, business partner number, and telephone number.

Failure to respond timely may result in further enforcement actions which could include: filing liens against property, freezing bank accounts, and revoking sales tax registration and/or other professional licenses.

Find Your Florida Property Tax Collector



Refinance Florida Property Taxes:

Alachua Alachua County
Alford Jackson County
Altamonte Springs Seminole County
Altha Calhoun County
Anna Maria Manatee County
Apalachicola Frankin County
Apopka Orange County
Arcadia DeSoto County
Archer Alachua County
Astatula Lake County
Atlantic Beach Duval County
Atlantis Palm Beach County
Auburndale Polk County
Aventura Miami-Dade County
Avon Park Highlands County
Bal Harbor Miami-Dade County
Baldwin Duval County
Bartow Polk County
Bascom Jackson County
Bay Harbor Islands Miami-Dade County
Bay Lake Orange County
Bell Gilchrist County
Belle Glade Palm Beach County
Belle Isle Orange County
Belleair Pinellas County
Belleair Beach Pinellas County
Belleair Bluffs Pinellas County
Belleair Shore Pinellas County
Belleview Marion County
Beverly Beach Flagler County
Biscayne Park Miami-Dade County
Blountstown Calhoun County
Boca Raton Palm Beach County
Bonifay Holmes County
Bonita Springs Lee County
Bowling Green Hardee County
Boynton Beach Palm Beach County
Bradenton Beach Manatee County
Bradenton Manatee County
Branford Suwannee County
Briny Breezes Palm Beach County
Bristol Liberty County
Bronson Levy County
Brooker Bradford County
Brooksville Hernando County
Bunnell Flagler County
Bushnell Sumter County
Callahan Nassau County
Callaway Bay County
Cambelton Jackson County
Cape Canaveral Brevard County
Cape Coral Lee County
Carrabelle Frankin County
Caryville Washington County
Casselberry Seminole County
Cedar Grove Bay County
Cedar Key Levy County
Center Hill Sumter County
Century Escambia County
Chattahoochee Gadsden County
Chiefland Levy County
Chipley Washington County
Cinco Bayou Okaloosa County
Clearwater Pinellas County
Clermont Lake County
Clewiston Hendry County
Cloud Lake Palm Beach County
Cocoa Brevard County
Cocoa Beach Brevard County
Coconut Creek Broward County
Coleman Sumter County
Cooper City Broward County
Coral Gables Miami-Dade County
Coral Springs Broward County
Cottondale Jackson County
Crawfordville Wakulla County
Crescent City Putnam County
Crestview Okaloosa County
Cross City Dixie County
Crystal River Citrus County
Dade City Pasco County
Dania Beach Broward County
Davenport Polk County
Davie Broward County
Daytona Beach Volusia County
Daytona Beach Shores Volusia County
DeBary Volusia County
Deerfield Beach Broward County
DeFuniak Springs Walton County
DeLand Volusia County
Delray Beach Palm Beach County
Deltona Volusia County
Destin Okaloosa County
Doral Miami-Dade County
Dundee Polk County
Dunedin Pinellas County
Dunnellon Marion County
Eagle Lake Polk County
Eatonville Orange County
Ebro Washington County
Edgewater Volusia County
Edgewood Orange County
El Portal Miami-Dade County
Esto Holmes County
Eustis Lake County
Everglades City Collier County
Fanning Springs* Gilchrist County
Fanning Springs* Levy County
Fellsmere Indian River County
Fernandina Beach Nassau County
Flagler Beach Flagler County
Florida City Miami-Dade County
Fort Lauderdale Broward County
Fort Meade Polk County
Fort Myers Beach Lee County
Fort Myers Lee County
Fort Pierce St. Lucie County
Fort Walton Beach Okaloosa County
Fort White Columbia County
Freeport Walton County
Frostproof Polk County
Fruitland Park Lake County
Gainesville Alachua County
Glen Ridge Palm Beach County
Glen Saint Mary Baker County
Golden Beach Miami-Dade County
Golf Palm Beach County
Golfview Palm Beach County
Graceville Jackson County
Grand Ridge Jackson County
Green Cove Springs Clay County
Greenacres Palm Beach County
Greensboro Gadsden County
Greenvilee Madison County
Greenwood Jackson County
Gretna Gadsden County
Groveland Lake County
Gulf Breeze Santa Rosa County
Gulf Stream Palm Beach County
Gulfport Pinellas County
Haines City Polk County
Hallandale Broward County
Hampton Beach Bradford County
Hastings St. Johns County
Havana Gadsden County
Haverhill Palm Beach County
Hawthorne Alachua County
Hialeah Miami-Dade County
Hialeah Gardens Miami-Dade County
High Springs Alachua County
Highland Beach Palm Beach County
Highland Park Polk County
Hillcrest Heights Polk County
Hilliard Nassau County
Hillsboro Beach Broward County
Holly Hill Volusia County
Hollywood Broward County
Holmes Beach Manatee County
Homestead Miami-Dade County
Horseshoe Beach Dixie County
Howey-in-the-Hills Lake County
Hupoluxo Palm Beach County
Indialantic Brevard County
Indian Creek Miami-Dade County
Indian Harbour Beach Brevard County
Indian River Shores Indian River County
Indian Rocks Beach Pinellas County
Indian Shores Pinellas County
Inglis Levy County
Interlachen Putnam County
Inverness Citrus County
Islamorada Monroe County
Islandia Miami-Dade County
Jacksonville Beach Duval County
Jacksonville Duval County
Jacob Jackson County
Jasper Hamilton County
Jay Santa Rosa County
Jennings Hamilton County
Juno Beach Palm Beach County
Jupiter Palm Beach County
Jupiter Inlet Colony Palm Beach County
Jupiter Island Martin County
Kenneth City Pinellas County
Key Biscayne Miami-Dade County
Key Colony Beach Monroe County
Key West Monroe County
Keystone Heights Clay County
Kissimmee Osceola County
La Crosse Alachua County
LaBelle Hendry County
Lady Lake Lake County
Lake Alfred Polk County
Lake Buena Vista Orange County
Lake Butler Union County
Lake City Columbia County
Lake Clarke Shores Palm Beach County
Lake Hamilton Polk County
Lake Helen Volusia County
Lake Mary Seminole County
Lake Park Palm Beach County
Lake Placid Highlands County
Lake Wales Polk County
Lake Worth Palm Beach County
Lakeland Polk County
Lantana Palm Beach County
Largo Pinellas County
Lauderdale Lakes Broward County
Lauderdale-by-the-Sea Broward County
Lauderhill Broward County
Laurel Hill Okaloosa County
Lawtey Bradford County
Layton Monroe County
Lazy Lake Broward County
Lee Madison County
Leesburg Lake County
Lighthouse Point Broward County
Live Oak Suwannee County
Longboat Key* Sarasota County
Longboat Key* Manatee County
Longwood Seminole County
Lynn Haven Bay County
Macclenny Baker County
Madeira Beach Pinellas County
Madison Madison County
Maitland Orange County
Malabar Brevard County
Malone Jackson County
Manalapan Palm Beach County
Mangonia Park Palm Beach County
Marathon Monroe County
Marco Island Collier County
Margate Broward County
Marianna Jackson County
Marineland* St. Johns County
Marineland* Flagler County
Mary Esther Okaloosa County
Mascotte Lake County
Mayo Lafayette County
McIntosh Marion County
Medley Miami-Dade County
Melbourne Brevard County
Melbourne Beach Brevard County
Melbourne Village Brevard County
Mexico Beach Bay County
Miami Beach Miami-Dade County
Miami Gardens Miami-Dade County
Miami Lakes Miami-Dade County
Miami Shores Village Miami-Dade County
Miami Springs Miami-Dade County
Miami Miami-Dade County
Micanopy Alachua County
Midway Gadsden County
Milton Santa Rosa County
Minneola Lake County
Miramar Broward County
Monticello Jefferson County
Montverde Lake County
Moore Haven Glades County
Mount Dora Lake County
Mulberry Polk County
Naples Collier County
Neptune Beach Duval County
New Port Richey Pasco County
New Smyrna Beach Volusia County
Newberry Alachua County
Niceville Okaloosa County
Noma Holmes County
North Bay Village Miami-Dade County
North Lauderdale Broward County
North Miami Miami-Dade County
North Miami Beach Miami-Dade County
North Palm Beach Palm Beach County
North Port Sarasota County
North Redington Beach Pinellas County
Oak Hill Volusia County
Oakland Orange County
Oakland Park Broward County
Ocala Marion County
Ocean Breeze Park Martin County
Ocean Ridge Palm Beach County
Ocoee Orange County
Okeechobee Okeechobee County
Oldsmar Pinellas County
Opa-locka Miami-Dade County
Orange City Volusia County
Orange Park Clay County
Orchid Indian River County
Orlando Orange County
Ormond Beach Volusia County
Otter Creek Levy County
Oviedo Seminole County
Pahokee Palm Beach County
Palatka Putnam County
Palm Bay Brevard County
Palm Beach Palm Beach County
Palm Beach Shores Palm Beach County
Palm Beach Gardens Palm Beach County
Palm Coast Flagler County
Palm Shores Brevard County
Palm Springs Palm Beach County
Palmetto Manatee County
Palm Harbor Pinellas County
Palmetto Bay Miami-Dade County
Panama City Bay County
Panama City Beach Bay County
Parker Bay County
Parkland Broward County
Paxton Walton County
Pembroke Park Broward County
Pembroke Pines Broward County
Penney Farms Clay County
Pensacola Escambia County
Perry Taylor County
Pierson Volusia County
Pine Crest Miami-Dade County
Pinellas Park Pinellas County
Plant City Hillsborough County
Plantation Broward County
Polk City Polk County
Pomona Park Putnam County
Pompano Beach Broward County
Ponce De Leon Holmes County
Ponce Inlet Volusia County
Port Ornage Volusia County
Port Richey Pasco County
Port St. Lucie St. Lucie County
Port St. Joe Gulf County
Punta Gorda Charlotte County
Quincy Gadsden County
Raiford Union County
Reddick Marion County
Redington Beach Pinellas County
Redington Shores Pinellas County
Riviera Beach Palm Beach County
Rockledge Brevard County
Royal Palm Beach Palm Beach County
Safety Harbor Pinellas County
Saint Leo Pasco County
San Antonio Pasco County
Sanford Seminole County
Sanibel Lee County
Sarasota Sarasota County
Satellite Beach Brevard County
Sea Ranch Lakes Broward County
Sebastian Indian River County
Seabring Highlands County
Seminole Pinellas County
Sewall’s Point Martin County
Shalimar Okaloosa County
Sneads Jackson County
Sopchoppy Wakulla County
South Bay Palm Beach County
South Daytona Volusia County
Sounty Miami Miami-Dade County
South Palm Beach Palm Beach County
South Pasadena Pinellas County
Southwest Ranches Bay County
Springfield Bay County
St. Augustine Beach St. Johns County
St. Augustine St. Johns County
St. Cloud Osceola County
St. Lucie Village St. Lucie County
St. Marks Wakulla County
St. Pete Beach Pinellas County
St. Petersburg Pinellas County
Starke Bradford County
Stuart Martin County
Sun City Center Hillsborough County
Sunny Hills Washington County
Sunny Isles Beach Miami-Dade County
Sunrise Broward County
Surfside Miami-Dade County
Sweetwater Miami-Dade County
Tallahassee Leon County
Tamarac Broward County
Tampa Hillsborough County
Tarpon Springs Pinellas County
Tavares Lake County
Temple Terrace Hillsborough County
Tequesta Palm Beach County
Titusville Brevard County
Treasure Island Pinellas County
Trenton Gilchrist County
Umatilla Lake County
Valpariso Okaloosa County
Venice Sarasota County
Vernon Washington County
Vero Beach Indian River County
Virginia Gardens Miami-Dade County
Waldo Alachua County
Wauchula Hardee County
Wausau Washington County
Webster Sumter County
Weeki Wachee Hernando County
Welaka Putnam County
Wellington Palm Beach County
West Melbourne Brevard County
West Miami Miami-Dade County
West Palm Beach Palm Beach County
Weston Broward County
Westville Holmes County
Wewahitchka Gulf County
White Springs Hamilton County
Wildwood Sumter County
Williston Levy County
Wilton Manors Broward County
Windermere Orange County
Winter Garden Orange County
Winter Haven Polk County
Winter Park Orange County
Winter Springs Seminole County
Worthington Springs Union County
Yankeetown Levy County
Youngstown Bay County
Zephyrhills Pasco County
Zolfo Springs Hardee County

 

 

Thomas Martin

Sr. Mortgage Loan Advisor
FL, TX, AL – NMLS #156080

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