Camp Ground Florida Mortgage Lenders

Camp Ground Florida Mortgage Lenders

Yes, our Florida campground mortgage lenders offer purchase or refinance mortgage loans for campgrounds in every city in Florida.  A Florida campground, or RV park, and are primarily achieved through private Florida commercial mortgage lenders, which can cover up to 90% of the purchase price and improvements. These commercial Florida campground mortgage loans are ideal for acquiring, expanding, or modernizing Florida campgrounds, RV parks, often requiring 10%-20% down, with terms up to 20-25 years. Local Florida private mortgage lenders, including banks, specialized commercial lenders, and seller financing, are common options for purchasing Florida RV lots or commercial campgrounds. Campground Florida, mortgage lenders available for all credit types, including prime,  bad credit, and hard money Florida mortgage lenders.

Refinance Florida Camp Ground Mortgage Lenders:

• Up to 80% LTV
• 20-25 year financing
• Competitive Rates
• Equipment Lines and Mortgage
• Cash Out for Improvements

Campground Florida Mortgage Highlights:

• No Banking Requirements
• No Balloons
• Express Approvals
• High Leverage Loans
• Loans up to $100,000,000

Hard Money Florida Camp Ground RV Park Mortgage Lenders in Florida

Private Hard Money Florida Mortgage Lenders – Bad Credit – All Situations Welcome!! Lis Pendens –  Refinance Claim of lien – Refinance Florida Tax Lien – Refinance Judgments – Primary – Second Home- Investment-  – for hard money refinance to  Stop Forclosure, Refinance Bankruptcy, Bad Credit Cashout Refinance, Divorce Refinance Direct Private Money Lending, Commercial Property Loans for Investors, Foreign National Loans, Quick Bridge Loans Solution, Residential Investment Loans in Florida, Non-Recourse Real Estate Loans, Land Loans, Fix and Flip Loans, Equity Based Lending Serving all of Florida, Asset Based (Hard Money) Lending, Multifamily Investment Loans in Florida, Commerical hard money lenders

Hard Money Florida Camp Ground Mortgage Refinance:

• Refinance Hard Money Florida Lis Pendens –
• Refinance Hard Money Florida Claim of lien –            
• Refinance Hard Money  To Pay Florida Tax Lien –
• Refinance Hard Money Florida Code Violations –
• Refinance Hard Money Florida Final Judgment –
• Buy-Out-Hard Money Florida Mortgage Refinance
• Refinance Hard Money Florida Department of Revenue Warrant
• Stop Foreclosure Hard Money Florida Mortgage Lenders
• Refinance Divorce Hard Money Buyout

Florida Camp Ground Hard Money Lenders With No Tax Returns:

• No Doc, No W2, No Tax Return = OK       Bank Statement Deposits = OK            Jumbo No Tax Returns = OK
• Home Loan No Tax Returns =OK               1099 mortgage Lenders = OK              3 Months Bank Statement = OK
• Self-Employed Less than 1 year = OK        VOE Only Mortgage  = OK                   Asset Depletion = OK
• ITIN No Tax return mortgage = OK           Nonresident No Tax Return = OK            Pledged Assets = OK
• Asset Depletion or Pledged = OK              Business Profit Loss = OK                     DSCR Rental Income = OK

Hard Money Florida Mortgage Refinance:

• Refinance Hard Money Florida Lis Pendens –
• Refinance Hard Money Florida Claim of lien –            
• Refinance Hard Money  To Pay Florida Tax Lien –
• Refinance Hard Money Florida Code Violations –
• Refinance Hard Money Florida Final Judgment –
• Buy-Out-Hard Money Florida Mortgage Refinance
• Refinance Hard Money Florida Department of Revenue Warrant
• Stop Foreclosure Hard Money Florida Mortgage Lenders
• Refinance Divorce Hard Money Buyout

Campground Mortgage Requirements – Considerations

Down Payment Range: Typically 10% to 50% 
Credit/Qualifications: Lenders evaluate cash, credit capacity, and collateral.  (the “4 C’s”).
Experience: While not always required, having industry experience can ease the approval process.
DSCR: A Debt Service Coverage Ratio (DSCR) of at least 1.15 is generally required.
Property Type: Many lenders look for a majority of transient sites to classify the property as a small business rather than passive real estate.
For Florida campground individual RV lot purchases in Florida resorts, options are usually limited to cash, specialized local bank loans, or owner financing.

Florida Campgrounds Regulated By Chapter 513 Florida Statutes: 

Florida Camp Ground “Operator” means the owner, operator, keeper, lessor, proprietor, manager, assistant manager, desk clerk, agent, or employee of a mobile home, lodging, or recreational vehicle park or a recreational camp who is designated by the permittee as the individual solely responsible for the daily operation of the Florida park or campground and its compliance with this chapter and the rules adopted under this chapter.

Florida “Recreational camp” means one or more buildings or structures, tents, trailers, or vehicles, or any portion thereof, together with the land appertaining thereto, established, operated, or used as living quarters for five or more resident members of the public and designed and operated for recreational purposes.

Campground Defined

Under Florida Statutes (specifically Chapter 513), the term is “campground.” It is defined as a Florida place set aside for parking/rental of 5+ or more tents or RVs and is considered synonymous with “recreational vehicle park,” “camping resort,” “RV resort,” “travel resort,” and “travel park,” which may also be part of a membership camping plan. 

• Up to 85% LTV
• 25-year, fully amortized financing
• Interest rates starting at Prime + 
• Multiple Properties
• Seller Carry Options Available

Campground RV Park Mortgage Lenders 

Florida RV Parks and campground mortgage financing is readily available from our Florida campground mortgage lenders for the purchase of an existing Florida RV park, campground (or other type of outdoor Florida hospitality property), the campground refinance of a park, or the development in Florida.

More Florida real estate investors and/or would-be business owners are discovering that outdoor hospitality assets can be a good investment, and financing for Florida campgrounds is available for all types of properties, including the following:

Florida campgrounds, RV resorts, RV campgrounds, motorcoach resorts, motorhome parks,  glamping resorts, glampgrounds & RV parks.