Hard Money Commercial Mortgage Lenders:
Hard Money Commercial Info Intake:
- Appraisal / Broker Opinion / Photos:
- 2024 and 2025 YTD Profit and Loss or T12
- Rent Roll (if applicable):
- Personal Financial Statement:
- Operating Agreement/By-Laws:
- Purchase Sales Agreement (acquisition):
- Settlement Statement (refinance):
- List of Improvements Made/Required:
- Sponsor Resume/Background:
- Name, Email, Phone:
- Exit Strategy:
- Copy and paste this email to: 911Loan@gmail.com
Commercial Asset-Based Mortgage Lenders
| Hard Money Loan Amounts • $50,000 to $25 million |
Loan-to-Value (LTV) Ratios • Up to 70% on purchases – Up to 65% on refinance |
| Terms • 24 months, extension options available • Interest-only payments • Fair Rates • No prepayment penalty • Escrow may be required |
Qualification • Any credit score • Borrower must document ability to pay • Property must be in Florida • No corporate title required • Read More about Florida Hard Money Lenders |
Hard Money Bad Credit Mortgage Examples:
Commercial Florida Bad Credit Includes:
No income verification mortgages, Bank turndowns and credit problems welcome, Bridge Mortgages, Foreclosure buy out mortgages, Foreign national programs, Note Financing, Recapitalization, Rehab and Value Added deals, No Income verification, Light documentation, Blanket Loans, Foreign nationals, Non-Recourse programs, Commercial Second Mortgages, No seasoning programs, Discount note purchasing financing, Joint ventures, Mezzanine, Preferred equity, and partnership programs, No minimum credit scores, 100% Gift Funds, No look back on previous bankruptcies and foreclosures, Hard money loans, Purchase, Refinance, Storied Loans, Bridge Financing, Debtor in Possession, Joint Ventures, Equity/Mezzanine, Foreclosure/DPO, Partnership Buyouts, Subordinated Debt, Acquisition, Judgment Payoffs, No Appraisal, No Credit,
*All Information and terms are subject to change without notice.
Call Thomas Martin @ 954-667-9110 for the latest qualifications.
Stop Foreclosure Commercial Refinance
Hard Money Commercial Florida Mortgage
| Minimum Loan Amount | $150,000 |
| Maximum Loan Amount | $35,000,000+ |
| Interest Rate | Market |
| Origination Fee | Market |
| Term Length | 12 to 36 Months |
| Time to Close | 2 to 4 Weeks |
| Maximum Loan to Value ($200k-$10MM) up to | 70% |
| Maximum Loan to Value ($300k $35MM+) up to | 75% |
| All Land Types: Up To: | 50-55% |
| Renovation Financing | 100% |
| Lien Position | 1st |
| Recourse | Flexible |
| Acceptable Markets | Nationwide Urban and Suburban |
| Minimum Personal FICO Score | None |
| Legal Fee Deposit | Required |
| Appraisal | Required |
Commercial Hard Money Mortgage Situations:
- CashOut Refinance Commerical Property Listed For Sale!
- Bad Credit Hard Money Commerical Mortgage Lenders:
- Refinance (ARM) Adjustable Rate Mortgage In Florida
- Balloon Mortgage – Refinace Balloon Mortgage In Florida:
- Parking lot – Florida Hard Money Mortgage Lenders:
- Stop Foreclosure – Commerical Mortgage Lenders Florida:
- Finish Construction – Florida Hard Money Lenders:
- Commerical Refinance Before Probate In Florida:
- Refinance Hard Money Florida Commerical Pace Loan:
- Luxury Mansion – Florida Hard Money Mortgage Lenders :
- Cashout Refinace – Commercial Property Listed For Sale In Florida:
- Commerical Florida Refinance Buyout Partner:
- Agricultural Hard Money Florida Mortgage Lenders:
- Car Dealership Hard Money Florida Mortgage Lenders:
- Industrial Florida Hard Money Mortgage Lenders:
- Assisted Living Home Florida Hard Money Mortgage Lenders:
- Funeral Home Florida Hard Money Mortgage Lenders:
- Multifamily Hard Money Florida Mortgage Lenders:
- HOA Mortgage Lenders In Florida:
- Vacant Land Florida Hard Money Lenders:
- Commerical Land Florida Hard Money Lenders:
- Hotel Hard Money Florida Mortgage Lenders:
- Motel Hard Money Florida Mortgage Lenders:
- Inherited Commercial Property Refinance Before Probate:
- Warehouse Florida Hard Money Mortgage Lenders:
Commercial Florida Property Types Include:
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Car Dealership: Hard Money Florida Mortgage Lenders:
New and Used Florida Car Franchised Dealerships are affiliated with manufacturers. These high-end facilities feature modern showrooms, service bays, and large display lots, often built with durable materials such as concrete and steel. Independent Florida Car Dealership Used Car Dealerships: Typically smaller, focus on used Florida car vehicle sales, and may have smaller showrooms or repurposed buildings. Florida Car Dealership Auto Service Centers/Repair Shops: Specialized Florida car dealership examples include Prestige Imports, known for Lamborghini, Pagani, Lotus, and high-end pre-owned cars. Motorsports focuses on exotic brands, 2-door convertibles, and spiders. Specializes in new/used luxury vehicles, including Bentley, BMW, and Rolls-Royce. Fort Lauderdale Collection (Pompano Beach): Focuses on luxury brands like Bentley, Ferrari, and Mercedes-Benz. Limited Spec Automotive (Miami): Focuses on high-end, rare, and customized automobiles. Franchised dealership properties designed for maintenance, tire service, or repairs. Examples include: Jiffy Lube, Midas Collision Repair, Car Dealership, Body Shops: Industrial-retail hybrid spaces designed for heavy repair and painting. Auto Auction Car Dealership Large-acreage properties designed for inventory staging, inspection, and high-volume vehicle transactions. Specialty Car Dealership City Center Showrooms: Smaller, tech-focused showrooms, often located in urban centers, designed for brand experiences like Tesla and Mercedes-Benz. Florida Auto Parts Stores: Retail-focused automotive spaces.
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Self Storage: Hard Money Florida Mortgage Lenders:
Florida Self-storage facilities are commercial properties where people can rent individual storage units to store their personal belongings, such as furniture, clothes, and other items. These facilities typically offer a range of unit sizes, security measures, and amenities, such as climate control and 24-hour access. Florida Self-storage Indoor Florida hard money lenders lend on units that include Hallway Units: located inside a building, providing extra security and protection from outdoor elements. Flroida Self-storage Vehicle Storage: Dedicated spaces for cars, boats, or RVs, which can be uncovered (paved/gravel), covered, or fully enclosed. Self-storage Drive-Up Units: The most common type of Florida self-storage facilities offering direct vehicle access, similar to a garage, ideal for quick loading and unloading. Self-storage Climate-Controlled Units: Enclosed units that regulate temperature and humidity to prevent damage to sensitive items like wooden furniture, electronics, or artwork.Storage Lockers: Smaller, often vertical, units suitable for smaller items.
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Mobile Home Park: Florida Hard Money Mortgage Lenders:
Florida Mobile Home Park Hard Money Lenders make loans to owners and operators, including RV park model resorts, to deliver smart, strategic hard money loans with creative financing options and specialized programs. With deep industry insight and flexible underwriting, we offer what few mobile home park hard money financing companies can. Florida Mobile Manufactured Home Parks with Land-Lease, including Rental Mobile Manufactured Home Parks: Hard money Florida mortgage lenders finance all types of manufactured home parks in Florida where residents own their Florida manufactured home but pay monthly rent for the lot (land) to a park owner. Florida Mobile Home Resident-Owned Communities (ROCs), including Co-ops: A community owned collectively by the Florida mobile home residents. Residents hold shares in the corporation that owns the land of the Mobile Manufactured Home Parks, providing greater stability and security. Hard Money Loan For Mobile Manufactured Home Parks with 55+ Communities, including Active Retirement Mobile Manufactured Home Parks, and Age-restricted parks designed for seniors, often offering amenities like clubhouses, organized activities, and specialized security. Mobile Home All-Ages including Family Communities: Florida Mobile Manufactured Home Parks Open to all residents, typically offering family-friendly amenities such as playgrounds, swimming pools, and sports courts. Mobile Home Luxury including Upscale Communities: Specialized parks featuring modern landscaping, high-end amenities, and updated infrastructure to attract higher-income residents. Mobile Manufactured Home Parks with Subdivisions, including a specific type of community where residents own both their Florida home and the lot it sits on, are often managed by the Florida Homeowners Association (HOA).
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Gas Station: Florida Hard Money Mortgage Lenders:
Our Florida Gas Station Hard Money Florida Mortgage Lenders lend on Gas Stations with or without the convenience store, gas station, or fuel. Florida hard money gas station mortgage lenders provide fast, asset-based financing for acquisitions, renovations, or refinancing, typically offering 65%-75% LTV, 12-36 month terms, and hard money gas station rates can range. These hard money Florida gas station loans are ideal for fast cash-out when traditional financing is too slow or unavailable, often requiring first- or second-liens on a Florida gas station. Hard money Florida mortgage lenders designed for Florida and gas stations with businesses with little to no financials, underperforming sites, and Florida gas locations that require a fast close. Our Hard money Florida mortgage lenders offer private money, a totally different type of financing. In years past, it was strictly based on the collateral value of the gas station, convenience store, or truck stop. No credit was given for goodwill, and full value was not usually given for equipment, either. The most common type of Florida gas station features a retail store selling food and beverages alongside fueling pumps. Florida Hard money loans for Florida Gas Stations with Truck Stops, including larger, high-volume properties designed for commercial trucks and travelers, often include diesel lanes, truck parking, showers, and restaurants. Service Gas Stations with Repair Stations and Florida Gas Stations that are older models, focusing on vehicle repair and maintenance (bays), along with Gas Stations’ fuel sales. Unmanned Gas Station Cardlock Stations Gas Station Automated stations specializing in commercial fleet fueling with no convenience store. QSR Fueling Centers Gas Station Modern, high-performance sites integrated with quick-service restaurants (e.g., Wawa, Sheetz).
- Residential Investment Hard Money Florida Mortgage Lenders – Residential investment properties include Florida single-family homes, condominiums, townhouses, and multi-family units (duplexes, triplexes, apartment buildings) that generate rental income or capital appreciation. Other options include Florida vacation rentals, house flipping (fixer-uppers), and co-ops, offering varied strategies from long-term hold to rapid resale.
- Multifamily Hard Money Florida Mortgage Lenders – Florida multifamily properties are residential structures with multiple housing units, ranging from small-scale duplexes/fourplexes to large apartment complexes, categorized by size, structure, and asset class (A, B, C). Common types include Florida garden-style apartments, mid-rise/high-rise buildings, Florida townhouses, condominiums, and mixed-use developments
- Hotels Hard Money Florida Mortgage Lenders – Hotel property types are classified by Florida service level, location, target market, or size, ranging from Florida luxury full-service resorts to budget-friendly motels and extended-stay suites. Common Florida hotel types include boutique hotels, business hotels, resorts, hostels, and specialized lodging such as B&Bs, capsules, and vacation rentals tailored to specific traveler needs.
- Apartments Hard Money Florida Mortgage Lenders – Apartment property types vary by Florida building structure, unit layout, and market class, ranging from high-rise luxury units to low-rise garden apartments. Common Florida apartment types include studios, lofts, penthouses, and convertible units, often categorized by building height or specialized uses such as student or senior housing.
- Vacation Homes Hard Money Florida Mortgage Lenders – Types of Florida Vacation Rental Properties include: · Villas · Houses · Apartments · Cabins · Bungalows · Chalets · Cottages · Condominiums – Lakefront Homes with Private Docks · Luxury Florida Villas with Resort-Style Amenities · Mountain Cabins with Scenic Views · Beachfront Florida Properties
- Condominiums Hard Money Florida Mortgage Lenders- Condominiums in Florida vary by structure and ownership, ranging from high-rise, mid-rise, and low-rise buildings to Florida townhouse-style units and detached homes. They primarily operate under freehold (complete ownership of the unit) or leasehold (when the land is leased) condo structures, typically managed by a Florida Homeowners Association (HOA)
- Retail Hard Money Florida Mortgage Lenders- Shopping Centers, Strip Malls: Smaller, often linear centers with front-facing parking, dry cleaners, nail salons, and takeout restaurants, grocery stores, pharmacies, Malls: Enclosed, often multi-level centers, department stores, extensive retail, food courts, and entertainment. Lifestyle Centers: Upscale, open-air centers that combine retail with entertainment, dining, and aesthetic design. Factory Outlets: Centers comprising manufacturer-direct retail spaces. Single-Tenant/Freestanding Retail: Freestanding, single-tenant Florida buildings are often occupied by national brands, pharmacies, or fast-food restaurants. Street Retail/Storefronts: Individual, high-visibility storefronts usually in urban areas. Specialty/Theme Centers: Centers with a specific focus, such as tourism-oriented, luxury, or entertainment-based, like Theme Centers. Florida Kiosks and In-Line Retail: Small, specialized retail areas of shopping centers
- Mixed-Use Hard Money Florida Mortgage Lenders- a mix of housing residential options, office spaces, retail stores, restaurants, entertainment venues, and public spaces. Vertical Mixed-Use, including A single building, often with retail/restaurants at ground level, offices on lower floors, and apartments or condos on upper floors. Horizontal Mixed-Use: Several adjacent buildings designed together to offer different services (e.g., a mix of residential, office, and retail structures on one site). Live-Work Units, including Specialized spaces designed for residents to live and work in the same unit, are often used by artists or creative professionals. Main Street/Retail-Residential, including Traditional developments featuring high-density housing directly above local retail shops. Transit-Oriented Development (TOD): Commercial, residential, and recreational spaces built directly around public transit stations to minimize car dependency. Hospitality, including Mixed-Use, including Hotels that include commercial components like cafes, fitness centers, or luxury residential units. Live-Work-Play Communities, including Larger, master-planned developments or retrofitted areas featuring housing, offices, retail, and entertainment in one.
- Office Building Hard Money Florida Mortgage Lenders – Make loans on commercial property designed for business, administrative, or professional work, housing companies, organizations, or individual workstations. These structures typically feature multiple floors with a mix of private offices, open-plan workspaces, meeting rooms, and common areas, commonly situated in business districts
- Special-Use Hard Money Florida Mortgage Lenders – Make loans on Florida properties that include: Special-use properties are unique Florida real estate assets designed for a specific, singular purpose, making them difficult to convert for other uses. These Florida properties often have limited marketability, specialized layouts, and unique valuation challenges (often using the cost approach). Examples of special-use properties include religious buildings, hospitals, schools, theaters, gas stations, and amusement parks
- Assisted Living Hard Money Florida Mortgage Lenders – Assisted Living Residences/Apartments: Assisted Living Dedicated rental properties including Assisted Living apartments, studios that provide daily meals, housekeeping, laundry, and 24/7 staff support for Activities of Daily Living (ADLs). Assisted Living Residential Care Homes Board and Care Small residential Assisted Living homes in neighborhoods that provide a family-like setting, offering care for a limited number of residents. Assisted Living Memory Care Units with Secured environments within a larger community or specialized standalone Assisted Living facilities designed for residents with Alzheimer’s or dementia, focusing on safety and specialized programming. Continuing Care Retirement Communities (CCRCs): These allow residents to remain in the same community as they transition from independent living to assisted living or skilled nursing as their needs increase. Assisted Living Active Adult Communities 55+ While not providing care services, these are Assisted Living age-restricted residential communities that focus on maintenance-free living and recreational amenities.
- Automotive Hard Money Florida Mortgage Lenders – Automotive Retail/Parts Stores, including Automotive Retail space tailored for selling vehicle parts and accessories. Automotive Industrial/Flex Space used for manufacturing parts or auto customization. Vehicle Dealerships Automotive Dedicated sales lots with showrooms and repair bays for new or used vehicles. Auto Repair/Service Centers Automotive Facilities designed for maintenance, oil changes, and tire services, often featuring lifts and service bays. Automotive Collision Body Shops, including Specialized sites equipped to paint and repair vehicles after accidents. Car Washes & Gas Stations: High-traffic retail locations often featuring drive-through, automated, or self-service bays.
- Industrial Hard Money Florida Mortgage Lenders – Bulk Industrial Distribution Warehouse: Large facilities ( SF) designed for storing and shipping, often used for e-commerce and regional logistics. General Warehouse Industrial Primarily used for storage of goods, often with lower clear heights than distribution centers. Light Assembly/Manufacturing: Smaller, often multi-tenant spaces used for assembling products, typically requiring less power and heavy machinery. Heavy Manufacturing: Specialized buildings with heavy-duty power and infrastructure designed for large-scale production, fabrication, or raw material processing. Flex Space Industrial Versatile, hybrid space combining office, showroom, or R&D space with a smaller warehouse/manufacturing component. Cold Storage/Refrigerated Space: Specialized, temperature-controlled facilities used for food, pharmaceutical, or chemical storage. Truck Terminal Industrial Focused exclusively on logistics, allowing for quick unloading and reloading of goods for transport, with minimal storage space. Data Centers Industrial Highly specialized, secure, and powered facilities housing servers and telecommunications equipment.
- Rental Portfolio Hard Money Florida Mortgage Lenders – Includes Single-Family Homes. Multi-Family Properties (Duplexes, Triplexes, Apartment Buildings), Office Buildings. Retail Spaces (Shopping Centers, Strip Malls) Industrial Properties (Warehouses, Manufacturing Facilities) Hospital Hard Money Florida Mortgage Lenders Marina Hard Money Florida Mortgage Lenders Senior Housing Hard Money Florida Mortgage Lenders
What is a Florida Hard Money Lender?
A Florida hard money lender is a private money lender that offers financing options for commercial real estate investors in almost every county in Florida. This includes private Florida commercial loans in popular investment locations such as Miami, Tampa, Jacksonville, Palm Beach, Fort Lauderdale, Clearwater, Naples or anywhere else in Florida.
Whilst a private Florida hard money lender can be a friend or family member, generally they are ‘hard money lenders’ or firms that lend private money as opposed to government-backed securities. Our Florida private commercial lenders provide a range of short-term financing solutions, including commercial bridge loans, non-recourse bridge loans, and multifamily cash-out refinance options. These loans are usually secured by property and are used to purchase and renovate an investment property. Accordingly, they are ideal for fix-and-flip investors, short-term project investors, and buy-and-hold investors.
Why Choose a Florida Hard Money Lender?
Whether you’re just starting out or looking to expand your real estate investment portfolio, choosing to partner with a nationwide commercial hard money lender can be a strategic move with great rewards. By working with someone who has expertise in multiple locations and the ability to lend in multiple locations, you’ll be able to work with that same partner on purchases across the country. Accordingly, you’ll be able to grow and diversify your property portfolio without having to find a new hard money commercial real estate lender in each state or city you want to invest in.
Florida Mortgage Lenders is a leading provider of commercial hard money loans for land and vacant property in Florida. Our Florida land loans are ideal for properties ranging from a few hundred square feet to large-acreage purchases. We strive to provide you with the service you need, including quick-closing loans for property that government-backed Florida mortgage lenders may not be able to assist with.
Hard Money Florida Commercial Areas:
| Alachua | Alachua County |
| Alford | Jackson County |
| Altamonte Springs | Seminole County |
| Altha | Calhoun County |
| Anna Maria | Manatee County |
| Apalachicola | Frankin County |
| Apopka | Orange County |
| Arcadia | DeSoto County |
| Archer | Alachua County |
| Astatula | Lake County |
| Atlantic Beach | Duval County |
| Atlantis | Palm Beach County |
| Auburndale | Polk County |
| Aventura | Miami-Dade County |
| Avon Park | Highlands County |
| Bal Harbor | Miami-Dade County |
| Baldwin | Duval County |
| Bartow | Polk County |
| Bascom | Jackson County |
| Bay Harbor Islands | Miami-Dade County |
| Bay Lake | Orange County |
| Bell | Gilchrist County |
| Belle Glade | Palm Beach County |
| Belle Isle | Orange County |
| Belleair | Pinellas County |
| Belleair Beach | Pinellas County |
| Belleair Bluffs | Pinellas County |
| Belleair Shore | Pinellas County |
| Belleview | Marion County |
| Beverly Beach | Flagler County |
| Biscayne Park | Miami-Dade County |
| Blountstown | Calhoun County |
| Boca Raton | Palm Beach County |
| Bonifay | Holmes County |
| Bonita Springs | Lee County |
| Bowling Green | Hardee County |
| Boynton Beach | Palm Beach County |
| Bradenton Beach | Manatee County |
| Bradenton | Manatee County |
| Branford | Suwannee County |
| Briny Breezes | Palm Beach County |
| Bristol | Liberty County |
| Bronson | Levy County |
| Brooker | Bradford County |
| Brooksville | Hernando County |
| Bunnell | Flagler County |
| Bushnell | Sumter County |
| Callahan | Nassau County |
| Callaway | Bay County |
| Cambelton | Jackson County |
| Cape Canaveral | Brevard County |
| Cape Coral | Lee County |
| Carrabelle | Frankin County |
| Caryville | Washington County |
| Casselberry | Seminole County |
| Cedar Grove | Bay County |
| Cedar Key | Levy County |
| Center Hill | Sumter County |
| Century | Escambia County |
| Chattahoochee | Gadsden County |
| Chiefland | Levy County |
| Chipley | Washington County |
| Cinco Bayou | Okaloosa County |
| Clearwater | Pinellas County |
| Clermont | Lake County |
| Clewiston | Hendry County |
| Cloud Lake | Palm Beach County |
| Cocoa | Brevard County |
| Cocoa Beach | Brevard County |
| Coconut Creek | Broward County |
| Coleman | Sumter County |
| Cooper City | Broward County |
| Coral Gables | Miami-Dade County |
| Coral Springs | Broward County |
| Cottondale | Jackson County |
| Crawfordville | Wakulla County |
| Crescent City | Putnam County |
| Crestview | Okaloosa County |
| Cross City | Dixie County |
| Crystal River | Citrus County |
| Dade City | Pasco County |
| Dania Beach | Broward County |
| Davenport | Polk County |
| Davie | Broward County |
| Daytona Beach | Volusia County |
| Daytona Beach Shores | Volusia County |
| DeBary | Volusia County |
| Deerfield Beach | Broward County |
| DeFuniak Springs | Walton County |
| DeLand | Volusia County |
| Delray Beach | Palm Beach County |
| Deltona | Volusia County |
| Destin | Okaloosa County |
| Doral | Miami-Dade County |
| Dundee | Polk County |
| Dunedin | Pinellas County |
| Dunnellon | Marion County |
| Eagle Lake | Polk County |
| Eatonville | Orange County |
| Ebro | Washington County |
| Edgewater | Volusia County |
| Edgewood | Orange County |
| El Portal | Miami-Dade County |
| Esto | Holmes County |
| Eustis | Lake County |
| Everglades City | Collier County |
| Fanning Springs* | Gilchrist County |
| Fanning Springs* | Levy County |
| Fellsmere | Indian River County |
| Fernandina Beach | Nassau County |
| Flagler Beach | Flagler County |
| Florida City | Miami-Dade County |
| Fort Lauderdale | Broward County |
| Fort Meade | Polk County |
| Fort Myers Beach | Lee County |
| Fort Myers | Lee County |
| Fort Pierce | St. Lucie County |
| Fort Walton Beach | Okaloosa County |
| Fort White | Columbia County |
| Freeport | Walton County |
| Frostproof | Polk County |
| Fruitland Park | Lake County |
| Gainesville | Alachua County |
| Glen Ridge | Palm Beach County |
| Glen Saint Mary | Baker County |
| Golden Beach | Miami-Dade County |
| Golf | Palm Beach County |
| Golfview | Palm Beach County |
| Graceville | Jackson County |
| Grand Ridge | Jackson County |
| Green Cove Springs | Clay County |
| Greenacres | Palm Beach County |
| Greensboro | Gadsden County |
| Greenvilee | Madison County |
| Greenwood | Jackson County |
| Gretna | Gadsden County |
| Groveland | Lake County |
| Gulf Breeze | Santa Rosa County |
| Gulf Stream | Palm Beach County |
| Gulfport | Pinellas County |
| Haines City | Polk County |
| Hallandale | Broward County |
| Hampton Beach | Bradford County |
| Hastings | St. Johns County |
| Havana | Gadsden County |
| Haverhill | Palm Beach County |
| Hawthorne | Alachua County |
| Hialeah | Miami-Dade County |
| Hialeah Gardens | Miami-Dade County |
| High Springs | Alachua County |
| Highland Beach | Palm Beach County |
| Highland Park | Polk County |
| Hillcrest Heights | Polk County |
| Hilliard | Nassau County |
| Hillsboro Beach | Broward County |
| Holly Hill | Volusia County |
| Hollywood | Broward County |
| Holmes Beach | Manatee County |
| Homestead | Miami-Dade County |
| Horseshoe Beach | Dixie County |
| Howey-in-the-Hills | Lake County |
| Hupoluxo | Palm Beach County |
| Indialantic | Brevard County |
| Indian Creek | Miami-Dade County |
| Indian Harbour Beach | Brevard County |
| Indian River Shores | Indian River County |
| Indian Rocks Beach | Pinellas County |
| Indian Shores | Pinellas County |
| Inglis | Levy County |
| Interlachen | Putnam County |
| Inverness | Citrus County |
| Islamorada | Monroe County |
| Islandia | Miami-Dade County |
| Jacksonville Beach | Duval County |
| Jacksonville | Duval County |
| Jacob | Jackson County |
| Jasper | Hamilton County |
| Jay | Santa Rosa County |
| Jennings | Hamilton County |
| Juno Beach | Palm Beach County |
| Jupiter | Palm Beach County |
| Jupiter Inlet Colony | Palm Beach County |
| Jupiter Island | Martin County |
| Kenneth City | Pinellas County |
| Key Biscayne | Miami-Dade County |
| Key Colony Beach | Monroe County |
| Key West | Monroe County |
| Keystone Heights | Clay County |
| Kissimmee | Osceola County |
| La Crosse | Alachua County |
| LaBelle | Hendry County |
| Lady Lake | Lake County |
| Lake Alfred | Polk County |
| Lake Buena Vista | Orange County |
| Lake Butler | Union County |
| Lake City | Columbia County |
| Lake Clarke Shores | Palm Beach County |
| Lake Hamilton | Polk County |
| Lake Helen | Volusia County |
| Lake Mary | Seminole County |
| Lake Park | Palm Beach County |
| Lake Placid | Highlands County |
| Lake Wales | Polk County |
| Lake Worth | Palm Beach County |
| Lakeland | Polk County |
| Lantana | Palm Beach County |
| Largo | Pinellas County |
| Lauderdale Lakes | Broward County |
| Lauderdale-by-the-Sea | Broward County |
| Lauderhill | Broward County |
| Laurel Hill | Okaloosa County |
| Lawtey | Bradford County |
| Layton | Monroe County |
| Lazy Lake | Broward County |
| Lee | Madison County |
| Leesburg | Lake County |
| Lighthouse Point | Broward County |
| Live Oak | Suwannee County |
| Longboat Key* | Sarasota County |
| Longboat Key* | Manatee County |
| Longwood | Seminole County |
| Lynn Haven | Bay County |
| Macclenny | Baker County |
| Madeira Beach | Pinellas County |
| Madison | Madison County |
| Maitland | Orange County |
| Malabar | Brevard County |
| Malone | Jackson County |
| Manalapan | Palm Beach County |
| Mangonia Park | Palm Beach County |
| Marathon | Monroe County |
| Marco Island | Collier County |
| Margate | Broward County |
| Marianna | Jackson County |
| Marineland* | St. Johns County |
| Marineland* | Flagler County |
| Mary Esther | Okaloosa County |
| Mascotte | Lake County |
| Mayo | Lafayette County |
| McIntosh | Marion County |
| Medley | Miami-Dade County |
| Melbourne | Brevard County |
| Melbourne Beach | Brevard County |
| Melbourne Village | Brevard County |
| Mexico Beach | Bay County |
| Miami Beach | Miami-Dade County |
| Miami Gardens | Miami-Dade County |
| Miami Lakes | Miami-Dade County |
| Miami Shores Village | Miami-Dade County |
| Miami Springs | Miami-Dade County |
| Miami Florida | Miami-Dade County |
| Micanopy | Alachua County |
| Midway | Gadsden County |
| Milton | Santa Rosa County |
| Minneola | Lake County |
| Miramar | Broward County |
| Monticello | Jefferson County |
| Montverde | Lake County |
| Moore Haven | Glades County |
| Mount Dora | Lake County |
| Mulberry | Polk County |
| Naples | Collier County |
| Neptune Beach | Duval County |
| New Port Richey | Pasco County |
| New Smyrna Beach | Volusia County |
| Newberry | Alachua County |
| Niceville | Okaloosa County |
| Noma | Holmes County |
| North Bay Village | Miami-Dade County |
| North Lauderdale | Broward County |
| North Miami | Miami-Dade County |
| North Miami Beach | Miami-Dade County |
| North Palm Beach | Palm Beach County |
| North Port | Sarasota County |
| North Redington Beach | Pinellas County |
| Oak Hill | Volusia County |
| Oakland | Orange County |
| Oakland Park | Broward County |
| Ocala | Marion County |
| Ocean Breeze Park | Martin County |
| Ocean Ridge | Palm Beach County |
| Ocoee | Orange County |
| Okeechobee | Okeechobee County |
| Oldsmar | Pinellas County |
| Opa-locka | Miami-Dade County |
| Orange City | Volusia County |
| Orange Park | Clay County |
| Orchid | Indian River County |
| Orlando | Orange County |
| Ormond Beach | Volusia County |
| Otter Creek | Levy County |
| Oviedo | Seminole County |
| Pahokee | Palm Beach County |
| Palatka | Putnam County |
| Palm Bay | Brevard County |
| Palm Beach | Palm Beach County |
| Palm Beach Shores | Palm Beach County |
| Palm Beach Gardens | Palm Beach County |
| Palm Coast | Flagler County |
| Palm Shores | Brevard County |
| Palm Springs | Palm Beach County |
| Palmetto | Manatee County |
| Palm Harbor | Pinellas County |
| Palmetto Bay | Miami-Dade County |
| Panama City | Bay County |
| Panama City Beach | Bay County |
| Parker | Bay County |
| Parkland | Broward County |
| Paxton | Walton County |
| Pembroke Park | Broward County |
| Pembroke Pines | Broward County |
| Penney Farms | Clay County |
| Pensacola | Escambia County |
| Perry | Taylor County |
| Pierson | Volusia County |
| Pine Crest | Miami-Dade County |
| Pinellas Park | Pinellas County |
| Plant City | Hillsborough County |
| Plantation | Broward County |
| Polk City | Polk County |
| Pomona Park | Putnam County |
| Pompano Beach | Broward County |
| Ponce De Leon | Holmes County |
| Ponce Inlet | Volusia County |
| Port Ornage | Volusia County |
| Port Richey | Pasco County |
| Port St. Lucie | St. Lucie County |
| Port St. Joe | Gulf County |
| Punta Gorda | Charlotte County |
| Quincy | Gadsden County |
| Raiford | Union County |
| Reddick | Marion County |
| Redington Beach | Pinellas County |
| Redington Shores | Pinellas County |
| Riviera Beach | Palm Beach County |
| Rockledge | Brevard County |
| Royal Palm Beach | Palm Beach County |
| Safety Harbor | Pinellas County |
| Saint Leo | Pasco County |
| San Antonio | Pasco County |
| Sanford | Seminole County |
| Sanibel | Lee County |
| Sarasota | Sarasota County |
| Satellite Beach | Brevard County |
| Sea Ranch Lakes | Broward County |
| Sebastian | Indian River County |
| Seabring | Highlands County |
| Seminole | Pinellas County |
| Sewall’s Point | Martin County |
| Shalimar | Okaloosa County |
| Sneads | Jackson County |
| Sopchoppy | Wakulla County |
| South Bay | Palm Beach County |
| South Daytona | Volusia County |
| Sounty Miami | Miami-Dade County |
| South Palm Beach | Palm Beach County |
| South Pasadena | Pinellas County |
| Southwest Ranches | Bay County |
| Springfield | Bay County |
| St. Augustine Beach | St. Johns County |
| St. Augustine | St. Johns County |
| St. Cloud | Osceola County |
| St. Lucie Village | St. Lucie County |
| St. Marks | Wakulla County |
| St. Pete Beach | Pinellas County |
| St. Petersburg | Pinellas County |
| Starke | Bradford County |
| Stuart | Martin County |
| Sun City Center | Hillsborough County |
| Sunny Hills | Washington County |
| Sunny Isles Beach | Miami-Dade County |
| Sunrise | Broward County |
| Surfside | Miami-Dade County |
| Sweetwater | Miami-Dade County |
| Tallahassee | Leon County |
| Tamarac | Broward County |
| Tampa | Hillsborough County |
| Tarpon Springs | Pinellas County |
| Tavares | Lake County |
| Temple Terrace | Hillsborough County |
| Tequesta | Palm Beach County |
| Titusville | Brevard County |
| Treasure Island | Pinellas County |
| Trenton | Gilchrist County |
| Umatilla | Lake County |
| Valpariso | Okaloosa County |
| Venice | Sarasota County |
| Vernon | Washington County |
| Vero Beach | Indian River County |
| Virginia Gardens | Miami-Dade County |
| Waldo | Alachua County |
| Wauchula | Hardee County |
| Wausau | Washington County |
| Webster | Sumter County |
| Weeki Wachee | Hernando County |
| Welaka | Putnam County |
| Wellington | Palm Beach County |
| West Melbourne | Brevard County |
| West Miami | Miami-Dade County |
| West Palm Beach | Palm Beach County |
| Weston | Broward County |
| Westville | Holmes County |
| Wewahitchka | Gulf County |
| White Springs | Hamilton County |
| Wildwood | Sumter County |
| Williston | Levy County |
| Wilton Manors | Broward County |
| Windermere | Orange County |
| Winter Garden | Orange County |
| Winter Haven | Polk County |
| Winter Park | Orange County |
| Winter Springs | Seminole County |
| Worthington Springs | Union County |
| Yankeetown | Levy County |
| Youngstown | Bay County |
| Zephyrhills | Pasco County |
| Zolfo Springs | Hardee County |