Land Florida Hard Money Lenders:
YES! We have Florida hard-money land lenders for cash-out refinancings of Florida land, including Residential, Commercial, Vacant, Lots, Agricultural, Wetlands, Waterfront, Conservation, and Rawland. Florida hard-money land mortgage lenders lend in every city and county in the state. Our Florida hard-money mortgage lenders and bad credit Florida mortgage lenders offer land lot cash-out refinance to pay Florida land taxes in every city in Florida. Our Florida land lenders offer Bad credit refinancing solutions to refinance balloon land loans and adjustable-rate land loans, including: 30+, 60+, or 90+day late payments; no-income-verification land loans; and stop-foreclosure land refinancing. These hard-money Florida land lenders focus on the equity in your land, not your credit score.
Video: Hard Money Florida Land Lenders
Cashout Refinance Florida Land with Hard Money
| Hard Money Loan Amounts • $100,000 to $25 million • Residential & Commerical & Land |
Loan-to-Value (LTV) Ratios • Up to 60% on purchases – Cashout Up to 50% on refinance • Cross Collateral Up To 75%-80% |
| Terms • 24-60 months, extension options available • Interest-only payments • Fair Rates • No prepayment penalty • Escrow may be required |
Qualification • ALL CREDIT • Interest Reserves • All Florida • No corporate title required • Read More about Florida Hard Money Lenders |
*This is not a commitment to lend. All Information and terms are subject to change.
Call Thomas Martin @ 954-667-9110 for the latest qualifications.
Land – Lot – Florida Hard Money Lenders:
- Waterfront Land Florida Hard Money Mortgage Lenders: Florida waterfront land lenders prefer waterfront land on the most pristine, least commercialized beaches and shores. Waterfront Florida land hard money lenders lend on Florida real estate that directly borders a body of water, such as an ocean, lake, river, or a Florida canal. The defining characteristic of a waterfront boundary physically touches the water, giving you unmediated access to the water.
- Vacant Lot Florida Hard Money Land Lenders: If you own vacant residential or commercial Florida land in a rural area, a subdivision, a luxury gated Florida community, or a commercial district, we can help you cash out and refinance your vacant land, no matter how bad your credit score is. Our process is quick and simple, with funding completed in about 3 weeks or less, provided there are no title issues.
- Rural Residential Florida Hard Money Land Lenders: For those rural land seekers looking for a quieter life, there are plenty of plots in rural Florida land settings, ideal for building Florida homes that offer peace and tranquility away from the bustle of urban centers.
- Urban Plot Florida Hard Money Land Lenders: An urban plot is a Florida parcel of land located within a city or town’s boundaries that is legally zoned and fully serviced for immediate construction. It has access to essential utilities like water, electricity, and sewer systems, and complies with local municipal planning regulations
- Agricultural Florida Hard Money Land Lenders: Agricultural land is property used for farming, ranching, or timber production to produce food, fiber, and other agricultural commodities. Agricultural land in Florida spans millions of acres, heavily concentrated in the central and southern regions for produce and citrus, and the northern/panhandle regions for cattle, cotton, and timber. The highest-producing agricultural counties in Florida are Palm Beach, Miami-Dade, Hillsborough, Hendry, and Polk. Agricultural land in Florida generally encompasses cropland, permanent pasture, and areas used for livestock or crop growth. Areas away from the coast provide fertile soils suitable for various crops, including cotton, tree nuts, and fruit. Cattle ranching is also prevalent in Florida.
Recreational Land Florida Hard Money Land Lenders: Given the natural beauty and diverse landscapes of Florida, there is land suitable for many recreational purposes, including hunting tracts, lakefront cabin sites, ATV trails, and public parks, campgrounds, and fishing spots. - Recreational Land Florida Hard Money Lenders: Recreational land is property used primarily for leisure, recreation, outdoor activities, hunting, fishing, ATV-ing, camping, or any combination of the like and enjoyment rather than for residential, commercial, or agricultural production.
- Hunting and Fishing Florida Hard Money Land Lenders: Wooded acreage, river-bottoms, or wetlands teeming with wildlife where owners fish, hike, and hunt.
- Off-Roading (ATV) Land Florida Hard Money Lenders: Large plots with rugged terrain, dirt trails, and open fields designed for dirt bikes and off-road vehicles.
- Equestrian Property Florida Hard Money Lenders: Open pastures and wooded trails designed specifically for horseback riding and trailering.
- Campsites & Weekend Cabins Florida Hard Money Lenders: Remote, off-grid parcels used periodically for camping, RV parking, or small getaway cabins.
- Commercial Entertainment Florida Hard Money Lenders:: Properties zoned for amusement parks, water parks, ski resorts, and golf courses.
- Wooded land Florida Hard Money Land Lenders: Wooded land hard money lenders lend on Florida land primarily covered by trees, shrubs, and bushes. By strict agricultural and forestry definitions it generally refers to a land parcel over 0.5 hectares (about 1.25 acres) where the tree canopy covers between 5% and 10% of the area, distinguishing it from denser, fully classified “forests.”
- Conservation Land Florida Hard Money Land Lenders: There are plenty of opportunities to purchase land in Florida with conservation easements for those environmentally inclined. This ensures the Florida land remains natural, granting the owner potential Florida conservation land tax benefits. Florida Parcels under 40 Acres can receive these exemptions; the land must undergo a special review to prove it fulfills a state conservation policy and yields a significant public benefit (e.g., protecting a natural spring, preserving habitat for threatened species)
- Income-Producing Land Florida Hard Money Land Lenders: Hard money lenders like to lend on Florida land used for commercial, industrial, or agricultural purposes that produces income.
- Vacant Land Florida Hard Money Land Lenders: These Florida hard money lenders lend on Vacant land, which refers to undeveloped Florida land without buildings or other permanent structures. It is primarily classified into two main categories: development state (raw land vs. entitled land) and permitted use/zoning ( residential land vs. commercial land) It serves a wide variety of commercial, residential, agricultural, and community uses. Commonly requested vacant hard-money land loans we get include raw acreage, agricultural plots, urban infill lots, and recreational land in Florida. Vacant land lenders also lend on developed, raw, or rural Florida land in areas poised for future development, which is often considered commercial land if zoned for such use.
- Agricultural Florida Hard Money Land Lenders – Agricultural Florida land lenders lend on land used for producing food, fiber, livestock, and timber; permanent pastures, including crops for farming and ranching. Agricultural Florida land lenders prefer income-producing agricultural land with barns or irrigation systems that generate income with crop cultivation, livestock grazing, or forestry.
- Wetland Florida Hard Money Land Lenders – Florida Wetland Mortgage Lenders lend on four primary types of Florida wetlands that include marshes, swamps, bogs, and fens. These Florida wetland ecosystems are defined by water-saturated soils and specific vegetation, ranging from herbaceous plants to trees. Florida wetlands are crucial for biodiversity, nutrient cycling, and water filtration.
- Rawland Lot Florida Hard Money Land Lenders: Florida Rawland Mortgage Lenders lend on untouched, unimproved Flroida land in its natural state, lacking essential infrastructure such as roads, water, sewer, electricity, or clearing. Florida raw land is a blank canvas, often located in rural areas or on the outskirts of developed Florida communities, and requires significant investment to become usable for building. Raw Land in Florida generally has No Utilities: No access to water, sewage, electricity, or telecommunications. No infrastructure: No paved access roads, driveways, or clearing/grading done.Natural State: The Florida land often features native vegetation, trees, or rugged terrain.”Unentitled” Status: Often, Florida raw land lacks necessary zoning or subdivision approvals for development.
- Coastal, Seashort, Riverfront Florida Land Lot Hard Money Lenders: Florida Waterfront Land Mortgage Lenders lend on land that borders, touches, or lies over a navigable body of water that includes canals, rivers, oceans, gulfs, or bays offering access to the water. Waterfront lands are used for commercial activities, such as marinas, docks, boat repairs, and commercial fishing. True waterfront means no land owned by another party lies between your land line and the water’s edge. Disputes often arise over whether Florida waterfront land is truly “waterfront” vs. “water view.”
- Residential land, Florida Hard Money Land Lenders: Florida Residential land Mortgage Lenders lend on land designed for single-family homes, duplexes, condos, and vacant land platted for residential development. Key definitions in Florida Statutes Section 193.1554 define nonhomestead residential land in Florida.
- Commerical Florida Hard Money Land Lot Lenders: According to the 2025 Florida Statutes (163.08), Florida commercial land is land defined as real land other than residential land. Our Commerical Florida hard-money land lenders lend on land intended to generate a profit through income-producing activities.
- Office Land Florida Hard Money Land lot Lenders: “Land for office” refers to commercial Florida land real estate (or a specific zoning designation) used to build and operate Florida office buildings, business parks, or professional suites. It allows Florida hard-money lenders to lend to businesses to conduct administrative work and operations while complying with local regulations on parking, traffic, and noise.
- Executive suite Florida Hard Money Land lot Lenders: These lenders lend on land for service offices (fully furnished, short-term). An executive suite (or serviced office) is a fully furnished, private workspace within a professionally managed building. Florida executive suites bundle shared business amenities like receptionists, conference rooms, mail handling, and IT infrastructure into a single predictable fee. This allows Florida businesses to operate flexibly without long-term commercial leases.
- Coworking space land Florida Hard Money Land lot Lenders: shared workspaces Coworking spaces provide flexible, shared work environments. They feature various physical work zones tailored to different working styles, including open hot-desking areas, private offices, conference rooms, and communal lounges.
- Flex office industrial-warehouse Florida Hard Money Land lot Lenders: Flex space (or a flex office) combines traditional office or showroom environments with industrial warehouse or manufacturing areas under one roof. These multi-purpose, single-story land usually feature 14 to 18-foot ceilings, roll-up bay doors, and divisible spaces that cater to a wide variety of business needs.
- Loft Offices converted warehouses, industrial buildings, Florida Hard Money Land lot Lenders: Florida’s tech and creative industries have driven massive adaptive reuse, transforming mid-century Florida warehouses, factories, and cigar plants into modern loft-style offices. Key loft office features include exposed brick, high ceilings, large windows, and open floor plans. Loft offices are creative workspaces created via adaptive reuse of industrial buildings, featuring soaring ceilings, exposed brick walls, visible mechanical ductwork, and oversized industrial windows
- Class A, B, C Commerical Florida Hard Money Land lot Lenders: Class A: The highest quality and most prestigious buildings. They are usually newly built or recently renovated, feature top-tier amenities (like modern HVAC, high-speed elevators, and fitness centers), boast prime Florida locations, and command the highest rental rates. Class B: Good, functional Florida buildings that are slightly older or not in the absolute prime locations. They are well-maintained and offer solid, practical workspaces at average market rents. These Florida commerical land are often targets for investors looking to renovate them into Class A buildings. Class C: The oldest, most basic buildings, typically 20+ years old and located in less desirable or transitional areas. They lack modern amenities and require ongoing repairs, but they offer the most affordable rent and usually attract budget-conscious tenants
- Single-tenant Florida Hard Money Land lot Lenders:A single-tenant commercial Florida hard money lender lends on a property that is a standalone building leased entirely to one business. These properties are often leased on a triple-net (NNN) basis. This means the tenant pays rent, property taxes, insurance, and maintenance. This arrangement provides the hard money investors with passive, predictable income backed by long-term corporate leases
- Multi-tenant mid-rise and low-rise office building Florida Hard Money Land lot Lenders
- Professional office buildings Florida Hard Money Land lot Lenders
- Back-office – call center facilities (large floorplates)
- Research & development – Florida Hard Money Land lot Lenders
- Incubators – accelerators – startup hubs Florida Hard Money Land lot Lenders
- Build-to-suit and owner-occupied office land Florida Hard Money Land lot Lenders
- Sublease and shadow (secondary) office space Florida Hard Money Land lot Lenders
- Spec office buildings (built without an anchor tenant) Florida Hard Money Land lot Lenders
- Adaptive reuse (historic buildings converted to offices, repurposed hotels) Florida Hard Money Land lot Lenders
- Virtual offices – mailbox services (address and mail handling) Florida Hard Money Land lot Lenders
- Campus-style office parks (multiple low-rise buildings, landscaping, amenities) Florida Hard Money Land lot Lenders
- Waterfront and resort-office land (executive suites in resort complexes) Florida Hard Money Land lot Lenders
- Transit-oriented development (TOD) office near rail-bus hubs Florida Hard Money Land lot Lenders
- Green – LEED-certified sustainable office buildings Florida Hard Money Land lot Lenders
- Retail – Florida Hard Money Lenders
- Neighborhood strip centers (convenience retail, small grocers, services) Florida Hard Money Land lot Lenders
- Food halls / market halls (multi-merchant food concepts) Florida Hard Money Land lot Lenders
- Specialty retail (sports, electronics, hobby stores) Florida Hard Money Land lot Lenders
- Showroom / gallery retail (furniture, auto, appliance showrooms) Florida Hard Money Land lot Lenders
- Pop-up retail / short-term retail kiosks (seasonal/tourist areas) Florida Hard Money Land lot Lenders
- Tourist-focused retail (beachfront shops, souvenir stores) Florida Hard Money Land lot Lenders
- Outlet and value centers (discount-focused shopping destinations) Florida Hard Money Land lot Lenders
- Mixed-use ground-floor retail (retail under residential/office) Florida Hard Money Land lot Lenders
- Retail Service salons, dry cleaners, medical/dental offices in retail settings, Florida Hard Money Land lot Lenders
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Book Stores and News Dealers Florida Hard Money Land lot Lenders
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Building Material and Supplies Dealers Florida Hard Money Land lot Lenders
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Clothing Stores Florida Hard Money Land lot Lenders
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Department Stores Florida Hard Money Land lot Lenders
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Direct Selling Establishments Florida Hard Money Land lot Lenders
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Electronic Shopping and Mail-Order Houses Florida Hard Money Land lot Lenders
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Electronics and Appliance Stores Florida Hard Money Land lot Lenders
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Florists Florida Hard Money Land lot Lenders
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Furniture Stores Florida Hard Money Land lot Lenders
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Home Furnishings Stores Florida Hard Money Land lot Lenders
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Jewelry, Luggage, and Leather Goods Stores Florida Hard Money Land lot Lenders
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Office Supplies, Stationery, and Gift Stores Florida Hard Money Land lot Lenders
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Other Miscellaneous Store Retailers Florida Hard Money Land lot Lenders
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Shoe Stores Florida Hard Money Land lot Lenders
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Sporting Goods, Hobby, and Musical Instrument Stores Florida Hard Money Land lot Lenders
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Used Merchandise Stores Florida Hard Money Land lot Lenders
- Flea markets / swap meets (open-air/community markets) Florida Hard Money Land lot Lenders
- Farmers markets / specialty food markets (local produce/ artisanal)Florida Hard Money Land lot Lenders
- Retail-warehouse / hybrid showroom-warehouse (big-box + inventory on-site) Florida Hard Money Land lot Lenders
- Drive-thru retail (fast food, banks, pharmacies with drive-thru lanes) Florida Hard Money Land lot Lenders
- Community centers / strip malls (larger grocer-anchored centers) Florida Hard Money Land lot Lenders
- Power centers (big-box retailers, category anchors) Florida Hard Money Land lot Lenders
- Regional malls / super-regional malls (enclosed shopping malls) Florida Hard Money Land lot Lenders
- Lifestyle centers (open-air, upscale retail + dining/entertainment) Florida Hard Money Land lot Lenders
- Outlet centers (factory/outlet stores, tourist-draw) Florida Hard Money Land lot Lenders
- Freestanding retail pads (single-tenant restaurants, banks, pharmacies) Florida Hard Money Land lot Lenders
- Street-front main‑street retail (urban storefronts, boutique shops) Florida Hard Money Land lot Lenders
- Transit-oriented retail (retail adjacent to rail/bus stations) Florida Hard Money Land lot Lenders
- Convenience stores with fuel (gas stations + c-store) Florida Hard Money Land lot Lenders
- Industrial – Florida Hard Money Lenders
- Distribution-fulfillment centers (e-commerce, omnichannel) Florida Hard Money Land lot Lenders
- Asphalt plants, concrete batching plants, and aggregate yards Florida Hard Money Land lot Lenders
- Recycling centers, materials recovery facilities, and scrap yards Florida Hard Money Land lot Lenders
- Salvage yards and vehicle dismantling facilities Florida Hard Money Land lot Lenders
- Equipment rental yards, contractor yards, and outdoor storage Florida Hard Money Land lot Lenders
- Vehicle maintenance shops and heavy-equipment service centers Florida Hard Money Land lot Lenders
- Shipyards, boatyards, dry docks, and marine fabrication Florida Hard Money Land lot Lenders
- Aircraft hangars and aviation maintenance facilities Florida Hard Money Land lot Lenders
- Data-center-adjacent industrial buildings (support facilities) Florida Hard Money Land lot Lenders
- Printing, packaging, and labeling plants Florida Hard Money Land lot Lenders
- Cold-controlled-atmosphere ripening and agricultural packing houses Florida Hard Money Land lot Lenders
- Nursery wholesale greenhouses and potting-propagation facilities Florida Hard Money Land lot Lenders
- Waste transfer stations and composting-organic-processing sites Florida Hard Money Land lot Lenders
- Testing, calibration, and industrial laboratories Florida Hard Money Land lot Lenders
- Showroom-plus-warehouse (wholesale showrooms with back-stock) Florida Hard Money Land lot Lenders
- Specimen-procurement distribution (medical supply warehouses) Florida Hard Money Land lot Lenders
- Last-mile delivery facilities (urban-near-pop) Florida Hard Money Land lot Lenders
- Cross-dock terminals Florida Hard Money Land lot Lenders
- Bulk warehouse – high-bay racked storage Florida Hard Money Land lot Lenders
- Ambient, refrigerated, and frozen cold-storage warehouses (cold chain) Florida Hard Money Land lot Lenders
- Food-processing plants, canneries, and beverage bottling Florida Hard Money Land lot Lenders
- Pharmaceutical-biotech manufacturing and cleanrooms Florida Hard Money Land lot Lenders
- Light manufacturing – assembly plants Florida Hard Money Land lot Lenders
- Heavy manufacturing – fabrication shops (steel, machinery) Florida Hard Money Land lot Lenders
- Machine shops and metalworking facilities Florida Hard Money Land lot Lenders
- Flex R&D – lab-office-industrial hybrids Florida Hard Money Land lot Lenders
- Speculative and build-to-suit industrial buildings Florida Hard Money Land lot Lenders
- Rail-served warehouses and transload facilities Florida Hard Money Land lot Lenders
- Port-served-port-adjacent logistics facilities Florida Hard Money Land lot Lenders
- Intermodal container yards and container freight stations Florida Hard Money Land lot Lenders
- Truck terminals, trucking depots, and trailer storage yards Florida Hard Money Land lot Lenders
- Truck courts and gate-served logistics parks Florida Hard Money Land lot Lenders
- Cold-chain refrigerated trucking terminals Florida Hard Money Land lot Lenders
- Tank farms, bulk liquid storage, and chemical storage facilities Florida Hard Money Land lot Lenders
- Hazardous materials storage and handling facilities Florida Hard Money Land lot Lenders
- Hospitality – Lodging – Florida Hard Money Lenders Florida Hard Money Land lot Lenders
- Full-service hotels (conference facilities, on-site restaurants, pools, concierge) Florida Hard Money Land lot Lenders
- Conference centers and convention hotels (large meeting/function space) Florida Hard Money Land lot Lenders
- Casino hotels (gaming operations with lodging) — limited to jurisdictions permitting casinos Florida Hard Money Land lot Lenders
- Boutique resort spas and wellness resorts (destination wellness) Florida Hard Money Land lot Lenders
- Golf resorts and country-club hotels Florida Hard Money Land lot Lenders
- Marina-resort / boat-access lodging (yacht clubs, waterfront resorts) Florida Hard Money Land lot Lenders
- Eco-lodges and eco-resorts (nature-focused, low-impact) Florida Hard Money Land lot Lenders
- Airport hotels and airport-adjacent lodging (business travel-oriented) Florida Hard Money Land lot Lenders
- Hostel and budget shared accommodations (backpacker/low-cost) Florida Hard Money Land lot Lenders
- Boutique apartment-hotel hybrids (serviced apartments, corporate housing) Florida Hard Money Land lot Lenders
- Adaptive reuse lodging (converted historic buildings, warehouses, schools) Florida Hard Money Land lot Lenders
- Resort residences / branded residences (luxury residences with hotel services) Florida Hard Money Land lot Lenders
- Seasonal and pop-up lodging (snowbird-focused seasonal rentals) Florida Hard Money Land lot Lenders
- Specialty lodging (boutique retreat centers, wedding/event venues with lodging) Florida Hard Money Land lot Lenders
- Limited-service hotels (no full restaurant; basic amenities) Florida Hard Money Land lot Lenders
- Boutique hotels (small, design-focused, unique branding) Florida Hard Money Land lot Lenders
- Resort hotels (beach/resort amenities, on-site recreation, multiple F&B outlets) Florida Hard Money Land lot Lenders
- All-inclusive resorts (package pricing, on-site activities and dining) Florida Hard Money Land lot Lenders
- Extended-stay hotels (suites, kitchenettes, weekly/monthly stays) Florida Hard Money Land lot Lenders
- Economy/motel land (roadside motels, budget lodging) Florida Hard Money Land lot Lenders
- Boutique inns and bed & breakfasts (small-scale, often historic) Florida Hard Money Land lot Lenders
- Condominium hotels (condo units operated as hotel rentals) Florida Hard Money Land lot Lenders
- Vacation rentals / short-term rental land (single-family, condos, VRBO/Airbnb) Florida Hard Money Land lot Lenders
- Timeshares and fractional-ownership resorts Florida Hard Money Land lot Lenders
- Commercial redevelopment corridors (main-street retail/restaurant corridors) Florida Hard Money Land lot Lenders
- Tourism‑oriented parcels (waterfront, beachfront, attractions) Florida Hard Money Land lot Lenders
- Highway‑oriented commercial land (service plazas, truck stops, travel centers) Florida Hard Money Land lot Lenders
- Utility/energy sites (solar farms, substations, energy infrastructure) Florida Hard Money Land lot Lenders
- Auto‑oriented sites (dealerships, service centers, car washes) Florida Hard Money Land lot Lenders
- Outdoor storage / yard land (equipment yards, contractor/storage lots) Florida Hard Money Land lot Lenders
- Institutional/civic land (schools, hospital campus expansion, government facilities) Florida Hard Money Land lot Lenders
- Mixed industrial-commercial acreage (transitional zones near industrial parks) Florida Hard Money Land lot Lenders
- Conservation‑easement trade/redevelopment parcels (redevelopable with mitigation) Florida Hard Money Land lot Lenders
- Agricultural-to-commercial conversion parcels (farmland rezoned for commercial use) Florida Hard Money Land lot Lenders
- Spec-ready / shovel-ready pads (entitled, infrastructure-ready parcels) Florida Hard Money Land lot Lenders
- Vacant commercial land (undeveloped parcels zoned for commercial uses) Florida Hard Money Land lot Lenders
- Pad sites (small parcels for freestanding retail/restaurant/build-to-suit) Florida Hard Money Land lot Lenders
- Infill lots (small vacant parcels inside built-up urban areas) Florida Hard Money Land lot Lenders
- Commercial development tracts (large acreage for shopping centers, office parks) Florida Hard Money Land lot Lenders
- Mixed‑use development land (vertical or horizontal residential + commercial) Florida Hard Money Land lot Lenders
- Industrial/warehouse land (logistics parks, distribution centers, truck courts) Florida Hard Money Land lot Lenders
- Port‑adjacent / marine industrial land (container yards, bulk cargo terminals, marinas) Florida Hard Money Land lot Lenders
- Airport/aviation land (hangars, FBOs, cargo ramps, aviation industrial) Florida Hard Money Land lot Lenders
- Flex/R&D land (for lab, light industrial, office-flex campuses) Florida Hard Money Land lot Lenders
- Hospitality/resort development land (hotel, resort, conference center sites) Florida Hard Money Land lot Lenders
- Transit‑oriented development (TOD) parcels near rail/bus hubs) Florida Hard Money Land lot Lenders
- Redevelopment/infill brownfield sites (environmentally impacted sites for reuse) Florida Hard Money Land lot Lenders
- Funeral homes generally fall into a few main types, based on the services they offer, their ownership structure, and the cultural or environmental approach they follow. Florida Hard Money Land lot Lenders
- Full-service funeral homes- These are the most traditional. They handle everything: embalming, viewings (visitations), Florida Hard Money Land lot Lenders funerals, burials, cremations, transportation, and paperwork. Many also have chapels and reception areas on-site.
- Traditional funeral home Florida Hard Money Land lot Lenders: (burial-focused) emphasize casket burials, embalming, and formal services such as wakes and church funerals. They often work closely with cemeteries and religious institutions.
- Cremation-focused Florida Hard Money Land lot Lenders -These specialize in cremation services, often offering simpler memorial services before or after cremation. Some operate without a physical viewing room or chapel.
- Direct cremation or direct burial Florida Hard Money Land lot Lenders -These are minimal-service funeral homes. They handle only the essential logistics (transportation, permits, disposition of remains) without ceremonies or embalming. This is usually the lowest-cost option.
- Green (natural) Florida Hard Money Land lot Lenders These focus on environmentally friendly practices—no embalming chemicals, biodegradable caskets or shrouds, and natural burial grounds. They aim to reduce environmental impact.
- Religious or culturally specialized Florida funeral home Florida Hard Money Land lot Lenders – These are tailored to specific faiths or cultural traditions, such as Jewish, Islamic, Hindu, or Orthodox Christian funeral practices. They follow specific rituals, timing rules, and preparation requirements.
- Independent Florida funeral home Florida Hard Money Land lot Lenders – Locally owned and operated. They often provide more personalized service and flexible pricing.
- Corporate-owned Florida funeral Florida Hard Money Land lot Lenders – Part of larger chains or national companies. They may offer standardized services, bundled pricing, and shared facilities across locations.
- Hospitals and medical campuses (acute care hospitals, outpatient campuses) Florida Hard Money Land lot Lenders
- Skilled nursing facilities and assisted‑living communities Florida Hard Money Land lot Lenders
- Rehabilitation centers (physical therapy, addiction treatment) Florida Hard Money Land lot Lenders
- Medical office campuses and ambulatory surgery centers Florida Hard Money Land lot Lenders
- Hospice houses and palliative-care centers Florida Hard Money Land lot Lenders
- Universities, colleges, and campus buildings (classrooms, dorms) Florida Hard Money Land lot Lenders
- Charter and private school campuses (K–12) Florida Hard Money Land lot Lenders
- Public school land and administration buildings Florida Hard Money Land lot Lenders
- Government buildings (city halls, courthouses, county service centers) Florida Hard Money Land lot Lenders
- Correctional facilities and juvenile detention centers Florida Hard Money Land lot Lenders
- Research institutes and life‑sciences labs (university-affiliated, private) Florida Hard Money Land lot Lenders
- Museums, cultural centers, and performing‑arts theaters Florida Hard Money Land lot Lenders
- Libraries and public archives Florida Hard Money Land lot Lenders
- Religious facilities (churches, temples, mosques) and faith-based campuses Florida Hard Money Land lot Lenders
- Convention and conference centers (municipal and resort-based) Florida Hard Money Land lot Lenders
- Fire stations, police stations, and emergency services facilities Florida Hard Money Land lot Lenders
- Veteran affairs centers and military bases/support facilities Florida Hard Money Land lot Lenders
- Cemeteries, mausoleums, and funeral homes Florida Hard Money Land lot Lenders
- Community centers, senior centers, and recreation centers Florida Hard Money Land lot Lenders
- Childcare centers and early‑learning facilities Florida Hard Money Land lot Lenders
- Botanical gardens, arboretums, and nature centers Florida Hard Money Land lot Lenders
- Transit infrastructure facilities (bus depots, rail yards with institutional use) Florida Hard Money Land lot Lenders
- Utility and water‑treatment plants with institutional zoning Florida Hard Money Land lot Lenders
- Shelters and supportive‑housing facilities (homeless shelters, transitional housing) Florida Hard Money Land lot Lenders
- Sports complexes and municipal stadiums used for institutional events Florida Hard Money Land lot Lenders
- Philanthropic/nonprofit campuses and training centers Florida Hard Money Land lot Lenders
- Specialized courts and administrative tribunals (family, probate, tax) Florida Hard Money Land lot Lenders
- Animal shelters, humane society campuses, and veterinary teaching hospitals Florida Hard Money Land lot Lenders
- Public parking garages and transportation hubs serving institutional uses Florida Hard Money Land lot Lenders
- New-car and used-car dealerships (single or multi-brand) Florida Hard Money Land lot Lenders
- Automotive-focused commercial strips/auto malls (concentrated clusters) Florida Hard Money Land lot Lenders
- Auto repair – service centers –Gas stations – convenience stores with fuel Car washes –Florida Hard Money Land lot Lenders
- Truck terminals – distribution yards Florida Hard Money Land lot Lenders
- Auto showrooms and sales lots, Auto repair – service centers, Gas stations – convenience stores with fuel Florida Hard Money Land lot Lenders
- Car washes, Truck terminals – distribution yards Florida Hard Money Land lot Lenders
- Service and repair centers (independent and franchise) Florida Hard Money Land lot Lenders
- Quick-lube and oil-change centers Florida Hard Money Land lot Lenders
- Tire shops and wheel/alignment centers Florida Hard Money Land lot Lenders
- Auto parts and accessories stores (warehouse/showroom) Florida Hard Money Land lot Lenders
- Gas stations/convenience stores with fuel islands Florida Hard Money Land lot Lenders
- Car dealerships,Car washes (self-serve, automatic, full‑service, tunnel) Florida Hard Money Land lot Lenders
- Drive‑thru service centers (oil, tire, quick service) Florida Hard Money Land lot Lenders
- Collision repair/body shops and paint shops Florida Hard Money Land lot Lenders
- Detail shops and ceramic-coating studios Florida Hard Money Land lot Lenders
- Vehicle storage yards and impound/towing yards Florida Hard Money Land lot Lenders
- Salvage yards and auto dismantlers/scrap yards Florida Hard Money Land lot Lenders
- RV, motorcycle, and powersports dealerships and service centers Florida Hard Money Land lot Lenders
- Marina/boat dealerships and marine service yards (coastal markets) Florida Hard Money Land lot Lenders
- Truck dealerships and commercial-vehicle sales/service centers Florida Hard Money Land lot Lenders
- Truck terminals, trucking depots, and trailer storage yards Florida Hard Money Land lot Lenders
- Fleet maintenance and vehicle-fleet yards (company fleets, public transit) Florida Hard Money Land lot Lenders
- Rental-car offices and on-site airport rental facilities Florida Hard Money Land lot Lenders
- Parking garages/lots and valet service facilities Florida Hard Money Land lot Lenders
- Drive-in inspection stations and state inspection/registration centers Florida Hard Money Land lot Lenders
- Mobile service hubs/service vans staging/dispatch yards Florida Hard Money Land lot Lenders
- EV charging hubs and battery swap/maintenance facilities Florida Hard Money Land lot Lenders
- Evacuation/seasonal staging yards (snowbird RV/boat storage) Florida Hard Money Land lot Lenders
- Automotive training schools and technician trade schools (campuses) Florida Hard Money Land lot Lenders
- Showroom-plus-warehouse (wholesale vehicle parts distribution) Florida Hard Money Land lot Lenders
Hard Money Land Refinance With Bad Credit Situations Include:
- Refinance Florida Land past due HOA:
- Refinance Florida Land Lis Pendens :
- Refinance Florida Land Claim of lien :
- Refinance Florida Land To Pay Florida Tax Lien :
- Refinance Florida Land Code Violations :
- Refinance Florida Land land Taxes :
- Refinance Florida Land Final Judgment :
- Refinance Land Buy-Out:
- Florida Mortgage With Repossession :
- Refinance Florida Land With Balloon Mortgage :
- Refinance Land with 30-60-90 day late payments :
- Florida Florida Land mortgage with collection accounts:
- Refinance Florida Land To Pay Florida land Taxes:
- Chapter 13 – 7 Florida Land lot Mortgage Lenders:
- Refinance Balloon Land Lot Mortgage In Florida:
- Refinance Florida Land Mortgage Divorce Buyout :
- Bad Credit Florida Commercial Business Loans:
- Bad Credit Florida Land Lot Commercial Business Loans:
- Refinance Florida Land Mortgage While in Bankruptcy :
- No Seasoning Florida Land Lot Cashout Refinance:
- Refinance Florida Land Department of Revenue Warrant :
- Bad Credit Florida Land Lot Commercial Business Loans:
- Vacant Land Lot Florida Cashout Mortgage Refinance:
- Refinance (ARM) Adjustable Rate Land or Lot Mortgage In Florida:
- Stop Foreclosure Florida Land Lot Mortgage Lenders :
- Refinance Florida Land Homeowners Association Lis Pendens :
- Partial Construction Florida Bad Credit Mortgage Lenders :
- Foreign National Bad Credit Florida land lot Mortgage Lenders :
Can I cash out, refinance a lot, or land in Florida To Stop Foreclosure?
Yes, we offer solutions to refinance land to stop foreclosure in Florida for both Residential land and Commerical land land. Under the right circumstances, we help borrowers in Florida with hard-money cash-out refinancings to Stop Foreclosure, pay off Florida land taxes, and resolve balloon land mortgages, adjustable-rate land mortgages, and bankruptcies affecting both residential and commercial land.
Can I cash out, refinance a lot, or land in Florida to pay Florida land Taxes?
Yes, you can cash out, refinance land or lots to pay Florida land taxes, even with bad credit and no income. Call Thomas Martin at 954-667-9110 with your land address for a fast, free quote on a cash-out refinance for your landat 954-667-9110.
Can I cash-out refinance a lot or land in Florida with a Hard Money Lender?
Yes, we can refinance land or lots throughout Florida, regardless of your bad credit situation. Halfway through the year, we have already cashed out, refinanced 2 pieces of land 1 for half a million, and another 300,000. Call Thomas Martin at 954-667-9110 with your land address for a fast, free quote.
Hard Money Florida Land Lenders Cashout Refinance
Bad credit Florida Land mortgage lenders – No Tax Return Florida Land Lenders –
Cashout Refinance Land With NO Tax Return – Asset-Based Florida Land Loan Lenders –
Hard Money Florida Land mortgage lenders – Emergency Florida Land mortgage lenders –
Hard Money CashOut Refinance Florida Land:
Yes, our Florida hard money land mortgage lenders provide financing solutions for borrowers with bad credit across Florida. We work with both residential and commercial land in Florida for purchase and cash-out refinancing. Our Bad credit Florida land mortgage lenders can help with solutions that include: Refinancing balloon mortgages, Collection accounts, judgments, adjustable rates, liens, land taxes, judgments, Lis pendens, Claims of lien, Florida tax liens, Bankruptcy, Code violations, Final judgments, Buyouts, Late payments, Tax lien, Department of Revenue, Behind On HOA, Stop-Foreclosure, Probate, Divorce, or Partner buyouts, and more. Our goal is to provide Florida landowners with financing options during difficult financial situations. While approval is not guaranteed, our team works hard to find solutions for borrowers with credit-related challenges.
Hard Money Florida Land Mortgage Lenders
Vacant Land Florida Hard Money Mortgage Lenders:
Vacant Flroida land lenders lend on Florida real estate that is undeveloped, unused, and lacks any man-made structures, buildings, or significant improvements. In Florida, vacant land is referred to as “raw” or “bare” land in its natural state and can be held for investment, future development, or conservation purposes. Vacant Flroida Land characteristics include: No Structures, absence of buildings, houses, or, in strict interpretations, any artificial additions like fences or paved roads. Florida Raw land or unimproved Flroida land: Often lacks utilities such as water, electricity, and sewer systems. Legal/Tax Context: In Florida, unoccupied and unused land is frequently classified for tax purposes as having no permanent improvements. Our Florida land lenders include residential lots, commercial land, or rural Florida acreage that may be zoned for specific future use.
Situations: Hard Money Florida Land Lenders
Stop Foreclosure: Refinance Florida Land
Residential Lot – Farm – Florida Land Loans
This program is designed for Florida land buyers and owners seeking financing to purchase a residential lot or Farm land. Florida residential lots must be eligible for the construction of a residential land, either present or future. And, agricultural land loans.
General Florida Land Lot Loan Guidelines
Loan amounts from $100,000 to $30MM
Loan amounts from 50% to 75% of the purchase price in improved subdivisions, if included with a construction loan; otherwise, from 45% to 60% loan-to-value. Cross-collateralization is allowed on other land if needed to secure loan amounts greater than the maximum.
Term of 1 to 3 years
Foreign Nationals are eligible for this program.
Fast pre-qualification, typically within 3 – 5 business days, closing typically within 30 days (fast track closings in 14 +/- days available if all land loan conditions are satisfied)
Interest-only payments
No minimum acreage requirement or maximum limitations
Loans are available to land loan applicants with bad credit (subject to underwriting)
Residential zoned land + Agricultural land options.
Limited income documentation available at 50% loan to value or less
*All qualifications and land loan terms are subject to change without notice
Florida Farm Land Lot Loan Mortgage
Loans Fannie and Freddie can NOT Do.
Minimum 100K Loan Amount.
Minimum Credit Score of 680+
Maximum LTV 70% to 75% on Loans under $550K
Minimum land loan of 400K to a Maximum of 50M.
5 Year Arms and 30 Year Fixed Options
Call me now for a rate quote.
Refinance Florida Land Loan With Hard Money:
Mortgage with 30-60-90 day late payments :
Refinance (ARM) Adjustable Rate Mortgage In Florida
Refinance Balloon Mortgage In Florida
Florida mortgage with collection accounts:
Refinance To Pay Florida land Taxes:
Refinance Florida past due HOA:
Refinance Florida Lis Pendens :
Refinance Florida Claim of lien :
Refinance To Pay Florida Tax Lien :
Refinance Florida Code Violations :
Refinance Florida land Taxes :
Refinance Florida Final Judgment :
Buy-Out-Florida Mortgage Refinance :
Florida Mortgage With Repossession :
Refinance Florida Department of Revenue Warrant :
Refinance Florida Mortgage While in Bankruptcy :
Refinance Florida Mortgage Divorce Buyout :
Bad Credit Florida Commercial Business Loans:
Stop Foreclosure Bad Credit Florida Mortgage Lenders :
Refinance Florida Homeowners Association Lis Pendens :
Partial Construction Florida Bad Credit Mortgage Lenders :
Foreign National Bad Credit Florida Mortgage Lenders :
Balloon Mortgage Refinance In Florida :
Bad Credit Cash Out Refinance Florida Home Listed For Sale:
Bad Credit Florida Commercial Business Loans:
Bad Credit Florida Farm & Land Lenders
Refinance Florida Land land Taxes
Yes, you can use a land loan cash-out refinance to get funds to pay delinquent Florida land taxes, tax liens, IRS liens, or HOA/COA liens, essentially converting your Florida land’s equity into cash to clear up these debts. Paying Florida land taxes promptly helps eliminate recurring penalties and potentially avoid foreclosure or code violations. To cash out or refinance a Florida land loan, you will need sufficient equity. If you’re behind on Florida land taxes, it’s wise to check Florida intangible taxes for the new loan amount. This site does not contain legal advice.
Refinance Hard Money Lis Pendens– Refinance Claim of lien –Refinance Florida Tax Lien – Hard Money Florida Mortgage Lenders
Yes, you can use a hard money cash-out refinance to get funds to pay delinquent Florida land taxes, tax liens, IRS liens, or HOA/COA liens, essentially converting your Florida land’s equity into cash to clear up these debts. Quickly paying off Florida land taxes helps eliminate recurring penalties and potentially avoid foreclosure or code violations. To cash out refinance, you will need sufficient home equity, must qualify, and it’s wise to check Florida’s intangible taxes for the new loan amount. This site does not contain legal advice.
Eligible Florida Hard Money Land:
– All Land land Credit Situations Welcome
– Parcels of land capable of producing agricultural commodities or products
– land may be improved by buildings, fixtures, etc.
– No minimum or maximum acreage requirement
Eligible Hard Money Florida Land and Farm Borrowers
– U.S. citizens, nationals or aliens lawfully admitted for permanent U.S. residence
– Corporations or partnerships
– Trusts are eligible if there is a personal guarantee
No Income No Documents Hard money Florida Land Loans
30-Year Fixed Rate
UP to 1.5 / Min 30% Down + Closing Cost +
Loan Term: 360 months, 30-year fixed options.
Escrow Account collects 1/1of the 2 monthly tax insurance accounts required
Minimum Loan Amount $300,00
Florida Hard Money Lenders Loan Approval Process
Florida land mortgage lenders often need credit underwriters to consider compensating factors and or alternative documentation with a good repayment explanation, due to limited e-VOE land – P&L land – All these land Florida farm land lot loans programs do not require tax returns for qualification. All these land farm Florida loan programs do not require tax returns for qualification or irrelevant quantitative underwriting factors to establish a reasonable expectation of asset repayment in the following areas:
Character & Credit History – Credit underwriting seeks to understand a borrower’s character as part of the process. To approve a no-income verification loan, the borrower may need to provide a letter of explanation detailing how the income will be derived to make the land payments. Qualifying may include reference letters, community activities, reputation, and payment history. Certain no-income land applicants with limited FICO scores have alternative credit to evaluate the borrower’s reliability and reasonable expectation of repayment.
Reserves- Case by case XXXXX months of future payments in your account at closing after down payment and closing costs.
Income =no income Florida farm land lot loans applicants who meet the no income land and farm eligibility requirements are not required to provide income documentation. Income is therefore not calculated nor stated, nor is a debt-to-income ratio calculated as part of the program’s established reasonable expectation of repayment.
Loan Documentation – Credit underwriting often uses a “common sense” approach and considers alternative and compensating documentation to assess a reasonable expectation of repayment.
Hard Money Refinance Florida Lot – Farm – Land Loans
• Maximum Florida Cash-out seasoning of less than (6) months is not permitted unless the borrower acquired the Florida land through an inheritance or was legally awarded the Florida land (divorce, separation).
A prior No Income verification maximum cash-out refinance transaction within the last 12 months, unless a documented benefit exists
Florida Hard Money Land Refinance For Debt Consolidation
Cash-out transactions meeting the following additional requirements may be treated and priced as Rate & Term transactions:
The borrower is solely paying off debt and can receive up to $2,000 in incidental cash in hand.
The Closing Disclosure must reflect the paid-off debts
No Income Cashout Hard Money Refinance Investor Land Loans
Our No Income Verification Florida Cashout Refinancing allows Florida real estate investors to purchase or refinance Florida land. No-income-verification land loans do not require personal income or employment documentation to approve. These land loans are instead approved based on the applicant’s credit score and assets.
Florida Hard Money Land Loan Environmental Disclosure
Please answer ALL questions. All questions below pertain to the Florida land you propose to pledge.
1. Are you aware of any past uses of the Florida land that may have created hazardous waste contamination of the
Florida land or its groundwater? (Hazardous waste includes, but is not limited to, such contaminants as asbestos
insulation, underground storage tanks, and farm chemicals. Florida land use examples include, without limitation,
land that have served as or are adjacent to a refuse or waste disposal site.) If yes, please describe the
problem:
2. Are you aware of any present uses of the Florida land that may have created or be creating hazardous waste
contamination of the Florida land? If yes, please describe the problem:
3. Do you plan any future uses of the Florida land that may create hazardous waste contamination of the Florida land? If yes, please describe the problem:
4. What is the use or uses that you plan regarding the Florida land that you propose to pledge? I plan to:
5. If you inquired to ensure the Florida land in the past, have any environmental problems been discussed, or have any
insurance restrictions been proposed for said Florida land? If yes, please describe the problem: Yes No
6. Have you or any of the previous owners of the Florida land been contacted by any Federal, State, or Local agencies in regard to environmental matters that must be resolved in order to occupy the Florida land or obtain business or
environmental permits to utilize the Florida land? If yes, please describe the problem:
Hard Money Land Lenders In All of Florida
| Alachua | Alachua County |
| Alford | Jackson County |
| Altamonte Springs | Seminole County |
| Altha | Calhoun County |
| Anna Maria | Manatee County |
| Apalachicola | Frankin County |
| Apopka | Orange County |
| Arcadia | DeSoto County |
| Archer | Alachua County |
| Astatula | Lake County |
| Atlantic Beach | Duval County |
| Atlantis | Palm Beach County |
| Auburndale | Polk County |
| Aventura | Miami-Dade County |
| Avon Park | Highlands County |
| Bal Harbor | Miami-Dade County |
| Baldwin | Duval County |
| Bartow | Polk County |
| Bascom | Jackson County |
| Bay Harbor Islands | Miami-Dade County |
| Bay Lake | Orange County |
| Bell | Gilchrist County |
| Belle Glade | Palm Beach County |
| Belle Isle | Orange County |
| Belleair | Pinellas County |
| Belleair Beach | Pinellas County |
| Belleair Bluffs | Pinellas County |
| Belleair Shore | Pinellas County |
| Belleview | Marion County |
| Beverly Beach | Flagler County |
| Biscayne Park | Miami-Dade County |
| Blountstown | Calhoun County |
| Boca Raton | Palm Beach County |
| Bonifay | Holmes County |
| Bonita Springs | Lee County |
| Bowling Green | Hardee County |
| Boynton Beach | Palm Beach County |
| Bradenton Beach | Manatee County |
| Bradenton | Manatee County |
| Branford | Suwannee County |
| Briny Breezes | Palm Beach County |
| Bristol | Liberty County |
| Bronson | Levy County |
| Brooker | Bradford County |
| Brooksville | Hernando County |
| Bunnell | Flagler County |
| Bushnell | Sumter County |
| Callahan | Nassau County |
| Callaway | Bay County |
| Cambelton | Jackson County |
| Cape Canaveral | Brevard County |
| Cape Coral | Lee County |
| Carrabelle | Frankin County |
| Caryville | Washington County |
| Casselberry | Seminole County |
| Cedar Grove | Bay County |
| Cedar Key | Levy County |
| Center Hill | Sumter County |
| Century | Escambia County |
| Chattahoochee | Gadsden County |
| Chiefland | Levy County |
| Chipley | Washington County |
| Cinco Bayou | Okaloosa County |
| Clearwater | Pinellas County |
| Clermont | Lake County |
| Clewiston | Hendry County |
| Cloud Lake | Palm Beach County |
| Cocoa | Brevard County |
| Cocoa Beach | Brevard County |
| Coconut Creek | Broward County |
| Coleman | Sumter County |
| Cooper City | Broward County |
| Coral Gables | Miami-Dade County |
| Coral Springs | Broward County |
| Cottondale | Jackson County |
| Crawfordville | Wakulla County |
| Crescent City | Putnam County |
| Crestview | Okaloosa County |
| Cross City | Dixie County |
| Crystal River | Citrus County |
| Dade City | Pasco County |
| Dania Beach | Broward County |
| Davenport | Polk County |
| Davie | Broward County |
| Daytona Beach | Volusia County |
| Daytona Beach Shores | Volusia County |
| DeBary | Volusia County |
| Deerfield Beach | Broward County |
| DeFuniak Springs | Walton County |
| DeLand | Volusia County |
| Delray Beach | Palm Beach County |
| Deltona | Volusia County |
| Destin | Okaloosa County |
| Doral | Miami-Dade County |
| Dundee | Polk County |
| Dunedin | Pinellas County |
| Dunnellon | Marion County |
| Eagle Lake | Polk County |
| Eatonville | Orange County |
| Ebro | Washington County |
| Edgewater | Volusia County |
| Edgewood | Orange County |
| El Portal | Miami-Dade County |
| Esto | Holmes County |
| Eustis | Lake County |
| Everglades City | Collier County |
| Fanning Springs | Gilchrist County |
| Fanning Springs | Levy County |
| Fellsmere | Indian River County |
| Fernandina Beach | Nassau County |
| Flagler Beach | Flagler County |
| Florida City | Miami-Dade County |
| Fort Lauderdale | Broward County |
| Fort Meade | Polk County |
| Fort Myers Beach | Lee County |
| Fort Myers | Lee County |
| Fort Pierce | St. Lucie County |
| Fort Walton Beach | Okaloosa County |
| Fort White | Columbia County |
| Freeport | Walton County |
| Frostproof | Polk County |
| Fruitland Park | Lake County |
| Gainesville | Alachua County |
| Glen Ridge | Palm Beach County |
| Glen Saint Mary | Baker County |
| Golden Beach | Miami-Dade County |
| Golf | Palm Beach County |
| Golfview | Palm Beach County |
| Graceville | Jackson County |
| Grand Ridge | Jackson County |
| Green Cove Springs | Clay County |
| Greenacres | Palm Beach County |
| Greensboro | Gadsden County |
| Greenvilee | Madison County |
| Greenwood | Jackson County |
| Gretna | Gadsden County |
| Groveland | Lake County |
| Gulf Breeze | Santa Rosa County |
| Gulf Stream | Palm Beach County |
| Gulfport | Pinellas County |
| Haines City | Polk County |
| Hallandale | Broward County |
| Hampton Beach | Bradford County |
| Hastings | St. Johns County |
| Havana | Gadsden County |
| Haverhill | Palm Beach County |
| Hawthorne | Alachua County |
| Hialeah | Miami-Dade County |
| Hialeah Gardens | Miami-Dade County |
| High Springs | Alachua County |
| Highland Beach | Palm Beach County |
| Highland Park | Polk County |
| Hillcrest Heights | Polk County |
| Hilliard | Nassau County |
| Hillsboro Beach | Broward County |
| Holly Hill | Volusia County |
| Hollywood | Broward County |
| Holmes Beach | Manatee County |
| Homestead | Miami-Dade County |
| Horseshoe Beach | Dixie County |
| Howey-in-the-Hills | Lake County |
| Hupoluxo | Palm Beach County |
| Indialantic | Brevard County |
| Indian Creek | Miami-Dade County |
| IndianHarborr Beach | Brevard County |
| Indian River Shores | Indian River County |
| Indian Rocks Beach | Pinellas County |
| Indian Shores | Pinellas County |
| Inglis | Levy County |
| Interlachen | Putnam County |
| Inverness | Citrus County |
| Islamorada | Monroe County |
| Islandia | Miami-Dade County |
| Jacksonville Beach | Duval County |
| Jacksonville | Duval County |
| Jacob | Jackson County |
| Jasper | Hamilton County |
| Jay | Santa Rosa County |
| Jennings | Hamilton County |
| Juno Beach | Palm Beach County |
| Jupiter | Palm Beach County |
| Jupiter Inlet Colony | Palm Beach County |
| Jupiter Island | Martin County |
| Kenneth City | Pinellas County |
| Key Biscayne | Miami-Dade County |
| Key Colony Beach | Monroe County |
| Key West | Monroe County |
| Keystone Heights | Clay County |
| Kissimmee | Osceola County |
| La Crosse | Alachua County |
| LaBelle | Hendry County |
| Lady Lake | Lake County |
| Lake Alfred | Polk County |
| Lake Buena Vista | Orange County |
| Lake Butler | Union County |
| Lake City | Columbia County |
| Lake Clarke Shores | Palm Beach County |
| Lake Hamilton | Polk County |
| Lake Helen | Volusia County |
| Lake Mary | Seminole County |
| Lake Park | Palm Beach County |
| Lake Placid | Highlands County |
| Lake Wales | Polk County |
| Lake Worth | Palm Beach County |
| Lakeland | Polk County |
| Lantana | Palm Beach County |
| Largo | Pinellas County |
| Lauderdale Lakes | Broward County |
| Lauderdale-by-the-Sea | Broward County |
| Lauderhill | Broward County |
| Laurel Hill | Okaloosa County |
| Lawtey | Bradford County |
| Layton | Monroe County |
| Lazy Lake | Broward County |
| Lee | Madison County |
| Leesburg | Lake County |
| Lighthouse Point | Broward County |
| Live Oak | Suwannee County |
| Longboat Key | Sarasota County |
| Longboat Key | Manatee County |
| Longwood | Seminole County |
| Lynn Haven | Bay County |
| Macclenny | Baker County |
| Madeira Beach | Pinellas County |
| Madison | Madison County |
| Maitland | Orange County |
| Malabar | Brevard County |
| Malone | Jackson County |
| Manalapan | Palm Beach County |
| Mangonia Park | Palm Beach County |
| Marathon | Monroe County |
| Marco Island | Collier County |
| Margate | Broward County |
| Marianna | Jackson County |
| Marineland | St. Johns County |
| Marineland | Flagler County |
| Mary Esther | Okaloosa County |
| Mascotte | Lake County |
| Mayo | Lafayette County |
| McIntosh | Marion County |
| Medley | Miami-Dade County |
| Melbourne | Brevard County |
| Melbourne Beach | Brevard County |
| Melbourne Village | Brevard County |
| Mexico Beach | Bay County |
| Miami Beach | Miami-Dade County |
| Miami Gardens | Miami-Dade County |
| Miami Lakes | Miami-Dade County |
| Miami Shores Village | Miami-Dade County |
| Miami Springs | Miami-Dade County |
| Miami | Miami-Dade County |
| Micanopy | Alachua County |
| Midway | Gadsden County |
| Milton | Santa Rosa County |
| Minneola | Lake County |
| Miramar | Broward County |
| Monticello | Jefferson County |
| Montverde | Lake County |
| Moore Haven | Glades County |
| Mount Dora | Lake County |
| Mulberry | Polk County |
| Naples | Collier County |
| Neptune Beach | Duval County |
| New Port Richey | Pasco County |
| New Smyrna Beach | Volusia County |
| Newberry | Alachua County |
| Niceville | Okaloosa County |
| Noma | Holmes County |
| North Bay Village | Miami-Dade County |
| North Lauderdale | Broward County |
| North Miami | Miami-Dade County |
| North Miami Beach | Miami-Dade County |
| North Palm Beach | Palm Beach County |
| North Port | Sarasota County |
| North Redington Beach | Pinellas County |
| Oak Hill | Volusia County |
| Oakland | Orange County |
| Oakland Park | Broward County |
| Ocala | Marion County |
| Ocean Breeze Park | Martin County |
| Ocean Ridge | Palm Beach County |
| Ocoee | Orange County |
| Okeechobee | Okeechobee County |
| Oldsmar | Pinellas County |
| Opa-locka | Miami-Dade County |
| Orange City | Volusia County |
| Orange Park | Clay County |
| Orchid | Indian River County |
| Orlando | Orange County |
| Ormond Beach | Volusia County |
| Otter Creek | Levy County |
| Oviedo | Seminole County |
| Pahokee | Palm Beach County |
| Palatka | Putnam County |
| Palm Bay | Brevard County |
| Palm Beach | Palm Beach County |
| Palm Beach Shores | Palm Beach County |
| Palm Beach Gardens | Palm Beach County |
| Palm Coast | Flagler County |
| Palm Shores | Brevard County |
| Palm Springs | Palm Beach County |
| Palmetto | Manatee County |
| Palm Harbor | Pinellas County |
| Palmetto Bay | Miami-Dade County |
| Panama City | Bay County |
| Panama City Beach | Bay County |
| Parker | Bay County |
| Parkland | Broward County |
| Paxton | Walton County |
| Pembroke Park | Broward County |
| Pembroke Pines | Broward County |
| Penney Farms | Clay County |
| Pensacola | Escambia County |
| Perry | Taylor County |
| Pierson | Volusia County |
| Pine Crest | Miami-Dade County |
| Pinellas Park | Pinellas County |
| Plant City | Hillsborough County |
| Plantation | Broward County |
| Polk City | Polk County |
| Pomona Park | Putnam County |
| Pompano Beach | Broward County |
| Ponce De Leon | Holmes County |
| Ponce Inlet | Volusia County |
| Port Ornage | Volusia County |
| Port Richey | Pasco County |
| Port St. Lucie | St. Lucie County |
| Port St. Joe | Gulf County |
| Punta Gorda | Charlotte County |
| Quincy | Gadsden County |
| Raiford | Union County |
| Reddick | Marion County |
| Redington Beach | Pinellas County |
| Redington Shores | Pinellas County |
| Riviera Beach | Palm Beach County |
| Rockledge | Brevard County |
| Royal Palm Beach | Palm Beach County |
| Safety Harbor | Pinellas County |
| Saint Leo | Pasco County |
| San Antonio | Pasco County |
| Sanford | Seminole County |
| Sanibel | Lee County |
| Sarasota | Sarasota County |
| Satellite Beach | Brevard County |
| Sea Ranch Lakes | Broward County |
| Sebastian | Indian River County |
| Seabring | Highlands County |
| Seminole | Pinellas County |
| Sewall’s Point | Martin County |
| Shalimar | Okaloosa County |
| Sneads | Jackson County |
| Sopchoppy | Wakulla County |
| South Bay | Palm Beach County |
| South Daytona | Volusia County |
| Sounty Miami | Miami-Dade County |
| South Palm Beach | Palm Beach County |
| South Pasadena | Pinellas County |
| Southwest Ranches | Bay County |
| Springfield | Bay County |
| St. Augustine Beach | St. Johns County |
| St. Augustine | St. Johns County |
| St. Cloud | Osceola County |
| St. Lucie Village | St. Lucie County |
| St. Marks | Wakulla County |
| St. Pete Beach | Pinellas County |
| St. Petersburg | Pinellas County |
| Starke | Bradford County |
| Stuart | Martin County |
| Sun City Center | Hillsborough County |
| Sunny Hills | Washington County |
| Sunny Isles Beach | Miami-Dade County |
| Sunrise | Broward County |
| Surfside | Miami-Dade County |
| Sweetwater | Miami-Dade County |
| Tallahassee | Leon County |
| Tamarac | Broward County |
| Tampa | Hillsborough County |
| Tarpon Springs | Pinellas County |
| Tavares | Lake County |
| Temple Terrace | Hillsborough County |
| Tequesta | Palm Beach County |
| Titusville | Brevard County |
| Treasure Island | Pinellas County |
| Trenton | Gilchrist County |
| Umatilla | Lake County |
| Valpariso | Okaloosa County |
| Venice | Sarasota County |
| Vernon | Washington County |
| Vero Beach | Indian River County |
| Virginia Gardens | Miami-Dade County |
| Waldo | Alachua County |
| Wauchula | Hardee County |
| Wausau | Washington County |
| Webster | Sumter County |
| Weeki Wachee | Hernando County |
| Welaka | Putnam County |
| Wellington | Palm Beach County |
| West Melbourne | Brevard County |
| West Miami | Miami-Dade County |
| West Palm Beach | Palm Beach County |
| Weston | Broward County |
| Westville | Holmes County |
| Wewahitchka | Gulf County |
| White Springs | Hamilton County |
| Wildwood | Sumter County |
| Williston | Levy County |
| Wilton Manors | Broward County |
| Windermere | Orange County |
| Winter Garden | Orange County |
| Winter Haven | Polk County |
| Winter Park | Orange County |
| Winter Springs | Seminole County |
| Worthington Springs | Union County |
| Yankeetown | Levy County |
| Youngstown | Bay County |
| Zephyrhills | Pasco County |
| Zolfo Springs | Hardee County |
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